Cálculo de intereses
Ahorrando S/ 576,838
Veamos que pasaría si Usted ahorrara 576,838 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 576,838.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,589.82 | S/ 13,254.91 | S/ 19,996.15 | S/ 26,814.40 | S/ 603,652.40 |
| 8.50% | S/ 11,885.06 | S/ 24,015.00 | S/ 36,394.87 | S/ 49,029.80 | S/ 625,867.80 |
| 8.00% | S/ 11,205.65 | S/ 22,628.99 | S/ 34,274.23 | S/ 46,145.70 | S/ 622,983.70 |
| 7.10% | S/ 9,976.75 | S/ 20,126.05 | S/ 30,450.90 | S/ 40,954.31 | S/ 617,792.31 |
| 7.00% | S/ 9,839.73 | S/ 19,847.30 | S/ 30,025.59 | S/ 40,377.49 | S/ 617,215.49 |
| 6.50% | S/ 9,153.17 | S/ 18,451.58 | S/ 27,897.54 | S/ 37,493.39 | S/ 614,331.39 |
| 6.10% | S/ 8,602.18 | S/ 17,332.65 | S/ 26,193.31 | S/ 35,186.10 | S/ 612,024.10 |
| 6.20% | S/ 8,740.08 | S/ 17,612.58 | S/ 26,619.52 | S/ 35,762.92 | S/ 612,600.92 |
| 5.90% | S/ 8,326.11 | S/ 16,772.39 | S/ 25,340.59 | S/ 34,032.46 | S/ 610,870.46 |
| 5.75% | S/ 8,118.79 | S/ 16,351.85 | S/ 24,700.79 | S/ 33,167.23 | S/ 610,005.23 |
| 5.70% | S/ 8,049.64 | S/ 16,211.60 | S/ 24,487.47 | S/ 32,878.82 | S/ 609,716.82 |
| 5.65% | S/ 7,980.46 | S/ 16,071.32 | S/ 24,274.12 | S/ 32,590.41 | S/ 609,428.41 |
| 5.60% | S/ 7,911.25 | S/ 15,931.01 | S/ 24,060.75 | S/ 32,302.00 | S/ 609,140.00 |
| 5.50% | S/ 7,772.77 | S/ 15,650.28 | S/ 23,633.94 | S/ 31,725.18 | S/ 608,563.18 |
| 5.30% | S/ 7,495.52 | S/ 15,088.43 | S/ 22,780.01 | S/ 30,571.54 | S/ 607,409.54 |
| 5.25% | S/ 7,426.14 | S/ 14,947.89 | S/ 22,566.47 | S/ 30,283.13 | S/ 607,121.13 |
| 5.05% | S/ 7,148.39 | S/ 14,385.37 | S/ 21,712.03 | S/ 29,129.48 | S/ 605,967.48 |
| 5.00% | S/ 7,078.89 | S/ 14,244.65 | S/ 21,498.36 | S/ 28,841.07 | S/ 605,679.07 |
| 4.95% | S/ 7,009.37 | S/ 14,103.91 | S/ 21,284.66 | S/ 28,552.66 | S/ 605,390.66 |
| 4.75% | S/ 6,731.02 | S/ 13,540.59 | S/ 20,429.61 | S/ 27,399.02 | S/ 604,237.02 |
| 4.55% | S/ 6,452.28 | S/ 12,976.72 | S/ 19,574.15 | S/ 26,245.38 | S/ 603,083.38 |
| 4.50% | S/ 6,382.53 | S/ 12,835.68 | S/ 19,360.23 | S/ 25,956.97 | S/ 602,794.97 |
| 4.40% | S/ 6,242.95 | S/ 12,553.48 | S/ 18,932.29 | S/ 25,380.15 | S/ 602,218.15 |
| 4.30% | S/ 6,103.28 | S/ 12,271.14 | S/ 18,504.26 | S/ 24,803.32 | S/ 601,641.32 |
| 4.25% | S/ 6,033.41 | S/ 12,129.92 | S/ 18,290.20 | S/ 24,514.91 | S/ 601,352.91 |
| 4.20% | S/ 5,963.51 | S/ 11,988.67 | S/ 18,076.12 | S/ 24,226.50 | S/ 601,064.50 |
| 4.15% | S/ 5,893.58 | S/ 11,847.38 | S/ 17,862.01 | S/ 23,938.09 | S/ 600,776.09 |
| 4.00% | S/ 5,683.66 | S/ 11,423.32 | S/ 17,219.54 | S/ 23,072.86 | S/ 599,910.86 |
| 3.90% | S/ 5,543.58 | S/ 11,140.44 | S/ 16,791.09 | S/ 22,496.04 | S/ 599,334.04 |
| 3.75% | S/ 5,333.28 | S/ 10,715.87 | S/ 16,148.23 | S/ 21,630.81 | S/ 598,468.81 |
| 3.50% | S/ 4,982.27 | S/ 10,007.57 | S/ 15,076.27 | S/ 20,188.75 | S/ 597,026.75 |
| 3.00% | S/ 4,278.33 | S/ 8,588.39 | S/ 12,930.42 | S/ 17,304.65 | S/ 594,142.65 |
| 2.75% | S/ 3,925.40 | S/ 7,877.51 | S/ 11,856.51 | S/ 15,862.59 | S/ 592,700.59 |
| 2.50% | S/ 3,571.82 | S/ 7,165.76 | S/ 10,781.96 | S/ 14,420.54 | S/ 591,258.54 |
| 2.00% | S/ 2,862.73 | S/ 5,739.66 | S/ 8,630.87 | S/ 11,536.43 | S/ 588,374.43 |
| 1.35% | S/ 1,937.00 | S/ 3,880.49 | S/ 5,830.52 | S/ 7,787.09 | S/ 584,625.09 |
| 1.00% | S/ 1,436.68 | S/ 2,876.93 | S/ 4,320.78 | S/ 5,768.22 | S/ 582,606.22 |
| 0.10% | S/ 144.15 | S/ 288.34 | S/ 432.56 | S/ 576.82 | S/ 577,414.82 |
Sobre los datos
-
Para S/ 576,838 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 576,838 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.