Cálculo de intereses
Ahorrando S/ 575,943
Veamos que pasaría si Usted ahorrara 575,943 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 575,943.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,579.59 | S/ 13,234.35 | S/ 19,965.13 | S/ 26,772.80 | S/ 602,715.80 |
| 8.50% | S/ 11,866.62 | S/ 23,977.74 | S/ 36,338.40 | S/ 48,953.73 | S/ 624,896.73 |
| 8.00% | S/ 11,188.27 | S/ 22,593.88 | S/ 34,221.05 | S/ 46,074.10 | S/ 622,017.10 |
| 7.10% | S/ 9,961.27 | S/ 20,094.83 | S/ 30,403.65 | S/ 40,890.77 | S/ 616,833.77 |
| 7.00% | S/ 9,824.46 | S/ 19,816.51 | S/ 29,979.00 | S/ 40,314.84 | S/ 616,257.84 |
| 6.50% | S/ 9,138.97 | S/ 18,422.95 | S/ 27,854.26 | S/ 37,435.21 | S/ 613,378.21 |
| 6.10% | S/ 8,588.84 | S/ 17,305.76 | S/ 26,152.67 | S/ 35,131.51 | S/ 611,074.51 |
| 6.20% | S/ 8,726.52 | S/ 17,585.25 | S/ 26,578.21 | S/ 35,707.44 | S/ 611,650.44 |
| 5.90% | S/ 8,313.19 | S/ 16,746.37 | S/ 25,301.27 | S/ 33,979.66 | S/ 609,922.66 |
| 5.75% | S/ 8,106.19 | S/ 16,326.48 | S/ 24,662.46 | S/ 33,115.77 | S/ 609,058.77 |
| 5.70% | S/ 8,037.15 | S/ 16,186.45 | S/ 24,449.47 | S/ 32,827.81 | S/ 608,770.81 |
| 5.65% | S/ 7,968.07 | S/ 16,046.39 | S/ 24,236.46 | S/ 32,539.84 | S/ 608,482.84 |
| 5.60% | S/ 7,898.98 | S/ 15,906.29 | S/ 24,023.42 | S/ 32,251.88 | S/ 608,194.88 |
| 5.50% | S/ 7,760.71 | S/ 15,626.00 | S/ 23,597.27 | S/ 31,675.95 | S/ 607,618.95 |
| 5.30% | S/ 7,483.89 | S/ 15,065.02 | S/ 22,744.67 | S/ 30,524.10 | S/ 606,467.10 |
| 5.25% | S/ 7,414.62 | S/ 14,924.69 | S/ 22,531.45 | S/ 30,236.14 | S/ 606,179.14 |
| 5.05% | S/ 7,137.30 | S/ 14,363.05 | S/ 21,678.34 | S/ 29,084.29 | S/ 605,027.29 |
| 5.00% | S/ 7,067.91 | S/ 14,222.55 | S/ 21,465.00 | S/ 28,796.32 | S/ 604,739.32 |
| 4.95% | S/ 6,998.49 | S/ 14,082.02 | S/ 21,251.63 | S/ 28,508.36 | S/ 604,451.36 |
| 4.75% | S/ 6,720.58 | S/ 13,519.58 | S/ 20,397.91 | S/ 27,356.51 | S/ 603,299.51 |
| 4.55% | S/ 6,442.26 | S/ 12,956.59 | S/ 19,543.78 | S/ 26,204.66 | S/ 602,147.66 |
| 4.50% | S/ 6,372.62 | S/ 12,815.76 | S/ 19,330.19 | S/ 25,916.69 | S/ 601,859.69 |
| 4.40% | S/ 6,233.27 | S/ 12,534.00 | S/ 18,902.92 | S/ 25,340.77 | S/ 601,283.77 |
| 4.30% | S/ 6,093.81 | S/ 12,252.10 | S/ 18,475.55 | S/ 24,764.84 | S/ 600,707.84 |
| 4.25% | S/ 6,024.05 | S/ 12,111.10 | S/ 18,261.82 | S/ 24,476.88 | S/ 600,419.88 |
| 4.20% | S/ 5,954.26 | S/ 11,970.07 | S/ 18,048.07 | S/ 24,188.91 | S/ 600,131.91 |
| 4.15% | S/ 5,884.44 | S/ 11,829.00 | S/ 17,834.30 | S/ 23,900.95 | S/ 599,843.95 |
| 4.00% | S/ 5,674.84 | S/ 11,405.60 | S/ 17,192.82 | S/ 23,037.06 | S/ 598,980.06 |
| 3.90% | S/ 5,534.98 | S/ 11,123.16 | S/ 16,765.04 | S/ 22,461.14 | S/ 598,404.14 |
| 3.75% | S/ 5,325.01 | S/ 10,699.24 | S/ 16,123.17 | S/ 21,597.25 | S/ 597,540.25 |
| 3.50% | S/ 4,974.54 | S/ 9,992.04 | S/ 15,052.88 | S/ 20,157.43 | S/ 596,100.43 |
| 3.00% | S/ 4,271.69 | S/ 8,575.06 | S/ 12,910.35 | S/ 17,277.80 | S/ 593,220.80 |
| 2.75% | S/ 3,919.31 | S/ 7,865.29 | S/ 11,838.12 | S/ 15,837.98 | S/ 591,780.98 |
| 2.50% | S/ 3,566.28 | S/ 7,154.64 | S/ 10,765.23 | S/ 14,398.17 | S/ 590,341.17 |
| 2.00% | S/ 2,858.29 | S/ 5,730.76 | S/ 8,617.48 | S/ 11,518.53 | S/ 587,461.53 |
| 1.35% | S/ 1,933.99 | S/ 3,874.47 | S/ 5,821.47 | S/ 7,775.01 | S/ 583,718.01 |
| 1.00% | S/ 1,434.45 | S/ 2,872.47 | S/ 4,314.07 | S/ 5,759.27 | S/ 581,702.27 |
| 0.10% | S/ 143.93 | S/ 287.89 | S/ 431.89 | S/ 575.93 | S/ 576,518.93 |
Sobre los datos
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Para S/ 575,943 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 575,943 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.