Cálculo de intereses
Ahorrando S/ 575,737
Veamos que pasaría si Usted ahorrara 575,737 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 575,737.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,577.24 | S/ 13,229.61 | S/ 19,957.99 | S/ 26,763.22 | S/ 602,500.22 |
| 8.50% | S/ 11,862.38 | S/ 23,969.17 | S/ 36,325.40 | S/ 48,936.22 | S/ 624,673.22 |
| 8.00% | S/ 11,184.27 | S/ 22,585.80 | S/ 34,208.81 | S/ 46,057.62 | S/ 621,794.62 |
| 7.10% | S/ 9,957.71 | S/ 20,087.64 | S/ 30,392.77 | S/ 40,876.14 | S/ 616,613.14 |
| 7.00% | S/ 9,820.95 | S/ 19,809.42 | S/ 29,968.28 | S/ 40,300.42 | S/ 616,037.42 |
| 6.50% | S/ 9,135.70 | S/ 18,416.37 | S/ 27,844.29 | S/ 37,421.82 | S/ 613,158.82 |
| 6.10% | S/ 8,585.76 | S/ 17,299.57 | S/ 26,143.31 | S/ 35,118.94 | S/ 610,855.94 |
| 6.20% | S/ 8,723.39 | S/ 17,578.96 | S/ 26,568.71 | S/ 35,694.66 | S/ 611,431.66 |
| 5.90% | S/ 8,310.21 | S/ 16,740.38 | S/ 25,292.22 | S/ 33,967.50 | S/ 609,704.50 |
| 5.75% | S/ 8,103.29 | S/ 16,320.64 | S/ 24,653.64 | S/ 33,103.92 | S/ 608,840.92 |
| 5.70% | S/ 8,034.27 | S/ 16,180.66 | S/ 24,440.73 | S/ 32,816.06 | S/ 608,553.06 |
| 5.65% | S/ 7,965.22 | S/ 16,040.65 | S/ 24,227.79 | S/ 32,528.20 | S/ 608,265.20 |
| 5.60% | S/ 7,896.15 | S/ 15,900.60 | S/ 24,014.83 | S/ 32,240.34 | S/ 607,977.34 |
| 5.50% | S/ 7,757.94 | S/ 15,620.41 | S/ 23,588.83 | S/ 31,664.62 | S/ 607,401.62 |
| 5.30% | S/ 7,481.21 | S/ 15,059.63 | S/ 22,736.53 | S/ 30,513.18 | S/ 606,250.18 |
| 5.25% | S/ 7,411.97 | S/ 14,919.36 | S/ 22,523.39 | S/ 30,225.32 | S/ 605,962.32 |
| 5.05% | S/ 7,134.75 | S/ 14,357.91 | S/ 21,670.59 | S/ 29,073.88 | S/ 604,810.88 |
| 5.00% | S/ 7,065.38 | S/ 14,217.47 | S/ 21,457.32 | S/ 28,786.02 | S/ 604,523.02 |
| 4.95% | S/ 6,995.99 | S/ 14,076.99 | S/ 21,244.03 | S/ 28,498.16 | S/ 604,235.16 |
| 4.75% | S/ 6,718.17 | S/ 13,514.74 | S/ 20,390.62 | S/ 27,346.72 | S/ 603,083.72 |
| 4.55% | S/ 6,439.96 | S/ 12,951.96 | S/ 19,536.79 | S/ 26,195.28 | S/ 601,932.28 |
| 4.50% | S/ 6,370.35 | S/ 12,811.18 | S/ 19,323.27 | S/ 25,907.42 | S/ 601,644.42 |
| 4.40% | S/ 6,231.04 | S/ 12,529.51 | S/ 18,896.16 | S/ 25,331.70 | S/ 601,068.70 |
| 4.30% | S/ 6,091.63 | S/ 12,247.72 | S/ 18,468.94 | S/ 24,755.98 | S/ 600,492.98 |
| 4.25% | S/ 6,021.89 | S/ 12,106.77 | S/ 18,255.29 | S/ 24,468.12 | S/ 600,205.12 |
| 4.20% | S/ 5,952.13 | S/ 11,965.79 | S/ 18,041.62 | S/ 24,180.26 | S/ 599,917.26 |
| 4.15% | S/ 5,882.33 | S/ 11,824.77 | S/ 17,827.92 | S/ 23,892.40 | S/ 599,629.40 |
| 4.00% | S/ 5,672.81 | S/ 11,401.52 | S/ 17,186.67 | S/ 23,028.82 | S/ 598,765.82 |
| 3.90% | S/ 5,533.00 | S/ 11,119.18 | S/ 16,759.04 | S/ 22,453.10 | S/ 598,190.10 |
| 3.75% | S/ 5,323.10 | S/ 10,695.42 | S/ 16,117.40 | S/ 21,589.52 | S/ 597,326.52 |
| 3.50% | S/ 4,972.76 | S/ 9,988.47 | S/ 15,047.50 | S/ 20,150.22 | S/ 595,887.22 |
| 3.00% | S/ 4,270.16 | S/ 8,572.00 | S/ 12,905.74 | S/ 17,271.62 | S/ 593,008.62 |
| 2.75% | S/ 3,917.91 | S/ 7,862.47 | S/ 11,833.88 | S/ 15,832.32 | S/ 591,569.32 |
| 2.50% | S/ 3,565.01 | S/ 7,152.09 | S/ 10,761.38 | S/ 14,393.02 | S/ 590,130.02 |
| 2.00% | S/ 2,857.26 | S/ 5,728.71 | S/ 8,614.40 | S/ 11,514.41 | S/ 587,251.41 |
| 1.35% | S/ 1,933.30 | S/ 3,873.09 | S/ 5,819.39 | S/ 7,772.23 | S/ 583,509.23 |
| 1.00% | S/ 1,433.94 | S/ 2,871.44 | S/ 4,312.53 | S/ 5,757.21 | S/ 581,494.21 |
| 0.10% | S/ 143.88 | S/ 287.79 | S/ 431.74 | S/ 575.72 | S/ 576,312.72 |
Sobre los datos
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Para S/ 575,737 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 575,737 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
