Cálculo de intereses
Ahorrando S/ 574,331
Veamos que pasaría si Usted ahorrara 574,331 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 574,331.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,561.18 | S/ 13,197.31 | S/ 19,909.25 | S/ 26,697.87 | S/ 601,028.87 |
| 8.50% | S/ 11,833.41 | S/ 23,910.63 | S/ 36,236.69 | S/ 48,816.71 | S/ 623,147.71 |
| 8.00% | S/ 11,156.95 | S/ 22,530.64 | S/ 34,125.27 | S/ 45,945.14 | S/ 620,276.14 |
| 7.10% | S/ 9,933.39 | S/ 20,038.58 | S/ 30,318.55 | S/ 40,776.32 | S/ 615,107.32 |
| 7.00% | S/ 9,796.96 | S/ 19,761.04 | S/ 29,895.09 | S/ 40,202.01 | S/ 614,533.01 |
| 6.50% | S/ 9,113.39 | S/ 18,371.39 | S/ 27,776.30 | S/ 37,330.44 | S/ 611,661.44 |
| 6.10% | S/ 8,564.80 | S/ 17,257.32 | S/ 26,079.47 | S/ 35,033.18 | S/ 609,364.18 |
| 6.20% | S/ 8,702.09 | S/ 17,536.03 | S/ 26,503.83 | S/ 35,607.49 | S/ 609,938.49 |
| 5.90% | S/ 8,289.92 | S/ 16,699.50 | S/ 25,230.46 | S/ 33,884.55 | S/ 608,215.55 |
| 5.75% | S/ 8,083.50 | S/ 16,280.78 | S/ 24,593.43 | S/ 33,023.08 | S/ 607,354.08 |
| 5.70% | S/ 8,014.65 | S/ 16,141.14 | S/ 24,381.04 | S/ 32,735.92 | S/ 607,066.92 |
| 5.65% | S/ 7,945.77 | S/ 16,001.47 | S/ 24,168.63 | S/ 32,448.77 | S/ 606,779.77 |
| 5.60% | S/ 7,876.87 | S/ 15,861.77 | S/ 23,956.18 | S/ 32,161.61 | S/ 606,492.61 |
| 5.50% | S/ 7,738.99 | S/ 15,582.27 | S/ 23,531.23 | S/ 31,587.30 | S/ 605,918.30 |
| 5.30% | S/ 7,462.94 | S/ 15,022.86 | S/ 22,681.01 | S/ 30,438.67 | S/ 604,769.67 |
| 5.25% | S/ 7,393.87 | S/ 14,882.92 | S/ 22,468.39 | S/ 30,151.51 | S/ 604,482.51 |
| 5.05% | S/ 7,117.32 | S/ 14,322.85 | S/ 21,617.67 | S/ 29,002.88 | S/ 603,333.88 |
| 5.00% | S/ 7,048.13 | S/ 14,182.75 | S/ 21,404.92 | S/ 28,715.73 | S/ 603,046.73 |
| 4.95% | S/ 6,978.90 | S/ 14,042.61 | S/ 21,192.15 | S/ 28,428.57 | S/ 602,759.57 |
| 4.75% | S/ 6,701.77 | S/ 13,481.74 | S/ 20,340.82 | S/ 27,279.94 | S/ 601,610.94 |
| 4.55% | S/ 6,424.23 | S/ 12,920.33 | S/ 19,489.08 | S/ 26,131.31 | S/ 600,462.31 |
| 4.50% | S/ 6,354.79 | S/ 12,779.89 | S/ 19,276.08 | S/ 25,844.16 | S/ 600,175.16 |
| 4.40% | S/ 6,215.82 | S/ 12,498.92 | S/ 18,850.01 | S/ 25,269.84 | S/ 599,600.84 |
| 4.30% | S/ 6,076.76 | S/ 12,217.81 | S/ 18,423.84 | S/ 24,695.53 | S/ 599,026.53 |
| 4.25% | S/ 6,007.19 | S/ 12,077.20 | S/ 18,210.71 | S/ 24,408.37 | S/ 598,739.37 |
| 4.20% | S/ 5,937.59 | S/ 11,936.56 | S/ 17,997.56 | S/ 24,121.21 | S/ 598,452.21 |
| 4.15% | S/ 5,867.97 | S/ 11,795.89 | S/ 17,784.38 | S/ 23,834.06 | S/ 598,165.06 |
| 4.00% | S/ 5,658.96 | S/ 11,373.67 | S/ 17,144.70 | S/ 22,972.58 | S/ 597,303.58 |
| 3.90% | S/ 5,519.49 | S/ 11,092.03 | S/ 16,718.11 | S/ 22,398.27 | S/ 596,729.27 |
| 3.75% | S/ 5,310.10 | S/ 10,669.30 | S/ 16,078.04 | S/ 21,536.80 | S/ 595,867.80 |
| 3.50% | S/ 4,960.61 | S/ 9,964.07 | S/ 15,010.75 | S/ 20,101.01 | S/ 594,432.01 |
| 3.00% | S/ 4,259.73 | S/ 8,551.06 | S/ 12,874.22 | S/ 17,229.44 | S/ 591,560.44 |
| 2.75% | S/ 3,908.34 | S/ 7,843.27 | S/ 11,804.98 | S/ 15,793.65 | S/ 590,124.65 |
| 2.50% | S/ 3,556.30 | S/ 7,134.62 | S/ 10,735.10 | S/ 14,357.87 | S/ 588,688.87 |
| 2.00% | S/ 2,850.29 | S/ 5,714.72 | S/ 8,593.36 | S/ 11,486.30 | S/ 585,817.30 |
| 1.35% | S/ 1,928.58 | S/ 3,863.63 | S/ 5,805.18 | S/ 7,753.25 | S/ 582,084.25 |
| 1.00% | S/ 1,430.43 | S/ 2,864.43 | S/ 4,302.00 | S/ 5,743.15 | S/ 580,074.15 |
| 0.10% | S/ 143.52 | S/ 287.09 | S/ 430.68 | S/ 574.31 | S/ 574,905.31 |
Sobre los datos
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Para S/ 574,331 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 574,331 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.