Cálculo de intereses
Ahorrando S/ 573,186
Veamos que pasaría si Usted ahorrara 573,186 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 573,186.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,548.09 | S/ 13,170.99 | S/ 19,869.56 | S/ 26,644.64 | S/ 599,830.64 |
| 8.50% | S/ 11,809.82 | S/ 23,862.96 | S/ 36,164.45 | S/ 48,719.39 | S/ 621,905.39 |
| 8.00% | S/ 11,134.71 | S/ 22,485.72 | S/ 34,057.24 | S/ 45,853.55 | S/ 619,039.55 |
| 7.10% | S/ 9,913.59 | S/ 19,998.63 | S/ 30,258.11 | S/ 40,695.03 | S/ 613,881.03 |
| 7.00% | S/ 9,777.43 | S/ 19,721.65 | S/ 29,835.49 | S/ 40,121.86 | S/ 613,307.86 |
| 6.50% | S/ 9,095.22 | S/ 18,334.77 | S/ 27,720.92 | S/ 37,256.01 | S/ 610,442.01 |
| 6.10% | S/ 8,547.72 | S/ 17,222.91 | S/ 26,027.48 | S/ 34,963.34 | S/ 608,149.34 |
| 6.20% | S/ 8,684.74 | S/ 17,501.07 | S/ 26,450.99 | S/ 35,536.51 | S/ 608,722.51 |
| 5.90% | S/ 8,273.39 | S/ 16,666.20 | S/ 25,180.16 | S/ 33,817.00 | S/ 607,003.00 |
| 5.75% | S/ 8,067.39 | S/ 16,248.32 | S/ 24,544.40 | S/ 32,957.25 | S/ 606,143.25 |
| 5.70% | S/ 7,998.67 | S/ 16,108.97 | S/ 24,332.44 | S/ 32,670.66 | S/ 605,856.66 |
| 5.65% | S/ 7,929.93 | S/ 15,969.57 | S/ 24,120.44 | S/ 32,384.08 | S/ 605,570.08 |
| 5.60% | S/ 7,861.17 | S/ 15,830.15 | S/ 23,908.42 | S/ 32,097.49 | S/ 605,283.49 |
| 5.50% | S/ 7,723.56 | S/ 15,551.20 | S/ 23,484.31 | S/ 31,524.32 | S/ 604,710.32 |
| 5.30% | S/ 7,448.06 | S/ 14,992.91 | S/ 22,635.79 | S/ 30,377.99 | S/ 603,563.99 |
| 5.25% | S/ 7,379.13 | S/ 14,853.25 | S/ 22,423.60 | S/ 30,091.40 | S/ 603,277.40 |
| 5.05% | S/ 7,103.13 | S/ 14,294.29 | S/ 21,574.57 | S/ 28,945.06 | S/ 602,131.06 |
| 5.00% | S/ 7,034.07 | S/ 14,154.47 | S/ 21,362.25 | S/ 28,658.48 | S/ 601,844.48 |
| 4.95% | S/ 6,964.99 | S/ 14,014.62 | S/ 21,149.90 | S/ 28,371.89 | S/ 601,557.89 |
| 4.75% | S/ 6,688.41 | S/ 13,454.86 | S/ 20,300.27 | S/ 27,225.55 | S/ 600,411.55 |
| 4.55% | S/ 6,411.43 | S/ 12,894.57 | S/ 19,450.23 | S/ 26,079.22 | S/ 599,265.22 |
| 4.50% | S/ 6,342.12 | S/ 12,754.41 | S/ 19,237.65 | S/ 25,792.63 | S/ 598,978.63 |
| 4.40% | S/ 6,203.43 | S/ 12,474.00 | S/ 18,812.43 | S/ 25,219.46 | S/ 598,405.46 |
| 4.30% | S/ 6,064.64 | S/ 12,193.45 | S/ 18,387.11 | S/ 24,646.29 | S/ 597,832.29 |
| 4.25% | S/ 5,995.21 | S/ 12,053.13 | S/ 18,174.40 | S/ 24,359.71 | S/ 597,545.71 |
| 4.20% | S/ 5,925.75 | S/ 11,912.77 | S/ 17,961.68 | S/ 24,073.12 | S/ 597,259.12 |
| 4.15% | S/ 5,856.27 | S/ 11,772.38 | S/ 17,748.93 | S/ 23,786.54 | S/ 596,972.54 |
| 4.00% | S/ 5,647.68 | S/ 11,351.00 | S/ 17,110.52 | S/ 22,926.79 | S/ 596,112.79 |
| 3.90% | S/ 5,508.49 | S/ 11,069.91 | S/ 16,684.78 | S/ 22,353.62 | S/ 595,539.62 |
| 3.75% | S/ 5,299.51 | S/ 10,648.03 | S/ 16,045.99 | S/ 21,493.86 | S/ 594,679.86 |
| 3.50% | S/ 4,950.72 | S/ 9,944.21 | S/ 14,980.82 | S/ 20,060.94 | S/ 593,246.94 |
| 3.00% | S/ 4,251.24 | S/ 8,534.02 | S/ 12,848.55 | S/ 17,195.09 | S/ 590,381.09 |
| 2.75% | S/ 3,900.55 | S/ 7,827.64 | S/ 11,781.45 | S/ 15,762.17 | S/ 588,948.17 |
| 2.50% | S/ 3,549.21 | S/ 7,120.40 | S/ 10,713.69 | S/ 14,329.24 | S/ 587,515.24 |
| 2.00% | S/ 2,844.60 | S/ 5,703.32 | S/ 8,576.23 | S/ 11,463.40 | S/ 584,649.40 |
| 1.35% | S/ 1,924.73 | S/ 3,855.93 | S/ 5,793.61 | S/ 7,737.79 | S/ 580,923.79 |
| 1.00% | S/ 1,427.58 | S/ 2,858.72 | S/ 4,293.42 | S/ 5,731.70 | S/ 578,917.70 |
| 0.10% | S/ 143.24 | S/ 286.51 | S/ 429.82 | S/ 573.17 | S/ 573,759.17 |
Sobre los datos
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Para S/ 573,186 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 573,186 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.