Cálculo de intereses
Ahorrando S/ 570,843
Veamos que pasaría si Usted ahorrara 570,843 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 570,843.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,521.33 | S/ 13,117.16 | S/ 19,788.33 | S/ 26,535.73 | S/ 597,378.73 |
| 8.50% | S/ 11,761.54 | S/ 23,765.42 | S/ 36,016.62 | S/ 48,520.24 | S/ 619,363.24 |
| 8.00% | S/ 11,089.19 | S/ 22,393.81 | S/ 33,918.03 | S/ 45,666.11 | S/ 616,509.11 |
| 7.10% | S/ 9,873.06 | S/ 19,916.89 | S/ 30,134.42 | S/ 40,528.68 | S/ 611,371.68 |
| 7.00% | S/ 9,737.46 | S/ 19,641.03 | S/ 29,713.53 | S/ 39,957.85 | S/ 610,800.85 |
| 6.50% | S/ 9,058.04 | S/ 18,259.82 | S/ 27,607.61 | S/ 37,103.72 | S/ 607,946.72 |
| 6.10% | S/ 8,512.78 | S/ 17,152.51 | S/ 25,921.08 | S/ 34,820.42 | S/ 605,663.42 |
| 6.20% | S/ 8,649.24 | S/ 17,429.53 | S/ 26,342.86 | S/ 35,391.24 | S/ 606,234.24 |
| 5.90% | S/ 8,239.57 | S/ 16,598.08 | S/ 25,077.23 | S/ 33,678.77 | S/ 604,521.77 |
| 5.75% | S/ 8,034.41 | S/ 16,181.91 | S/ 24,444.07 | S/ 32,822.53 | S/ 603,665.53 |
| 5.70% | S/ 7,965.98 | S/ 16,043.12 | S/ 24,232.97 | S/ 32,537.11 | S/ 603,380.11 |
| 5.65% | S/ 7,897.52 | S/ 15,904.30 | S/ 24,021.85 | S/ 32,251.70 | S/ 603,094.70 |
| 5.60% | S/ 7,829.03 | S/ 15,765.44 | S/ 23,810.69 | S/ 31,966.29 | S/ 602,809.29 |
| 5.50% | S/ 7,691.99 | S/ 15,487.63 | S/ 23,388.32 | S/ 31,395.46 | S/ 602,238.46 |
| 5.30% | S/ 7,417.62 | S/ 14,931.62 | S/ 22,543.26 | S/ 30,253.81 | S/ 601,096.81 |
| 5.25% | S/ 7,348.96 | S/ 14,792.54 | S/ 22,331.94 | S/ 29,968.40 | S/ 600,811.40 |
| 5.05% | S/ 7,074.10 | S/ 14,235.86 | S/ 21,486.38 | S/ 28,826.74 | S/ 599,669.74 |
| 5.00% | S/ 7,005.32 | S/ 14,096.61 | S/ 21,274.93 | S/ 28,541.33 | S/ 599,384.33 |
| 4.95% | S/ 6,936.52 | S/ 13,957.33 | S/ 21,063.45 | S/ 28,255.92 | S/ 599,098.92 |
| 4.75% | S/ 6,661.07 | S/ 13,399.86 | S/ 20,217.29 | S/ 27,114.27 | S/ 597,957.27 |
| 4.55% | S/ 6,385.22 | S/ 12,841.86 | S/ 19,370.72 | S/ 25,972.61 | S/ 596,815.61 |
| 4.50% | S/ 6,316.19 | S/ 12,702.28 | S/ 19,159.02 | S/ 25,687.20 | S/ 596,530.20 |
| 4.40% | S/ 6,178.07 | S/ 12,423.01 | S/ 18,735.53 | S/ 25,116.37 | S/ 595,959.37 |
| 4.30% | S/ 6,039.85 | S/ 12,143.61 | S/ 18,311.94 | S/ 24,545.55 | S/ 595,388.55 |
| 4.25% | S/ 5,970.70 | S/ 12,003.86 | S/ 18,100.11 | S/ 24,260.13 | S/ 595,103.13 |
| 4.20% | S/ 5,901.53 | S/ 11,864.07 | S/ 17,888.26 | S/ 23,974.72 | S/ 594,817.72 |
| 4.15% | S/ 5,832.33 | S/ 11,724.25 | S/ 17,676.37 | S/ 23,689.31 | S/ 594,532.31 |
| 4.00% | S/ 5,624.59 | S/ 11,304.60 | S/ 17,040.58 | S/ 22,833.07 | S/ 593,676.07 |
| 3.90% | S/ 5,485.97 | S/ 11,024.66 | S/ 16,616.58 | S/ 22,262.24 | S/ 593,105.24 |
| 3.75% | S/ 5,277.85 | S/ 10,604.50 | S/ 15,980.40 | S/ 21,406.00 | S/ 592,249.00 |
| 3.50% | S/ 4,930.49 | S/ 9,903.56 | S/ 14,919.59 | S/ 19,978.94 | S/ 590,821.94 |
| 3.00% | S/ 4,233.86 | S/ 8,499.13 | S/ 12,796.03 | S/ 17,124.80 | S/ 587,967.80 |
| 2.75% | S/ 3,884.60 | S/ 7,795.64 | S/ 11,733.29 | S/ 15,697.74 | S/ 586,540.74 |
| 2.50% | S/ 3,534.70 | S/ 7,091.29 | S/ 10,669.90 | S/ 14,270.67 | S/ 585,113.67 |
| 2.00% | S/ 2,832.98 | S/ 5,680.01 | S/ 8,541.17 | S/ 11,416.54 | S/ 582,259.54 |
| 1.35% | S/ 1,916.86 | S/ 3,840.16 | S/ 5,769.92 | S/ 7,706.16 | S/ 578,549.16 |
| 1.00% | S/ 1,421.75 | S/ 2,847.04 | S/ 4,275.87 | S/ 5,708.27 | S/ 576,551.27 |
| 0.10% | S/ 142.65 | S/ 285.34 | S/ 428.07 | S/ 570.83 | S/ 571,413.83 |
Sobre los datos
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Para S/ 570,843 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 570,843 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.