Cálculo de intereses
Ahorrando S/ 569,830
Veamos que pasaría si Usted ahorrara 569,830 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 569,830.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,509.76 | S/ 13,093.88 | S/ 19,753.22 | S/ 26,488.64 | S/ 596,318.64 |
| 8.50% | S/ 11,740.67 | S/ 23,723.24 | S/ 35,952.70 | S/ 48,434.14 | S/ 618,264.14 |
| 8.00% | S/ 11,069.52 | S/ 22,354.07 | S/ 33,857.84 | S/ 45,585.07 | S/ 615,415.07 |
| 7.10% | S/ 9,855.54 | S/ 19,881.54 | S/ 30,080.95 | S/ 40,456.76 | S/ 610,286.76 |
| 7.00% | S/ 9,720.18 | S/ 19,606.18 | S/ 29,660.80 | S/ 39,886.94 | S/ 609,716.94 |
| 6.50% | S/ 9,041.97 | S/ 18,227.42 | S/ 27,558.61 | S/ 37,037.88 | S/ 606,867.88 |
| 6.10% | S/ 8,497.68 | S/ 17,122.07 | S/ 25,875.09 | S/ 34,758.63 | S/ 604,588.63 |
| 6.20% | S/ 8,633.89 | S/ 17,398.60 | S/ 26,296.12 | S/ 35,328.44 | S/ 605,158.44 |
| 5.90% | S/ 8,224.95 | S/ 16,568.62 | S/ 25,032.73 | S/ 33,619.00 | S/ 603,449.00 |
| 5.75% | S/ 8,020.15 | S/ 16,153.19 | S/ 24,400.70 | S/ 32,764.28 | S/ 602,594.28 |
| 5.70% | S/ 7,951.84 | S/ 16,014.65 | S/ 24,189.97 | S/ 32,479.38 | S/ 602,309.38 |
| 5.65% | S/ 7,883.50 | S/ 15,876.07 | S/ 23,979.22 | S/ 32,194.47 | S/ 602,024.47 |
| 5.60% | S/ 7,815.14 | S/ 15,737.46 | S/ 23,768.44 | S/ 31,909.56 | S/ 601,739.56 |
| 5.50% | S/ 7,678.34 | S/ 15,460.15 | S/ 23,346.81 | S/ 31,339.75 | S/ 601,169.75 |
| 5.30% | S/ 7,404.45 | S/ 14,905.12 | S/ 22,503.26 | S/ 30,200.12 | S/ 600,030.12 |
| 5.25% | S/ 7,335.92 | S/ 14,766.28 | S/ 22,292.31 | S/ 29,915.22 | S/ 599,745.22 |
| 5.05% | S/ 7,061.55 | S/ 14,210.60 | S/ 21,448.25 | S/ 28,775.59 | S/ 598,605.59 |
| 5.00% | S/ 6,992.89 | S/ 14,071.60 | S/ 21,237.17 | S/ 28,490.68 | S/ 598,320.68 |
| 4.95% | S/ 6,924.21 | S/ 13,932.56 | S/ 21,026.07 | S/ 28,205.78 | S/ 598,035.78 |
| 4.75% | S/ 6,649.25 | S/ 13,376.08 | S/ 20,181.41 | S/ 27,066.15 | S/ 596,896.15 |
| 4.55% | S/ 6,373.89 | S/ 12,819.07 | S/ 19,336.35 | S/ 25,926.52 | S/ 595,756.52 |
| 4.50% | S/ 6,304.99 | S/ 12,679.73 | S/ 19,125.02 | S/ 25,641.62 | S/ 595,471.62 |
| 4.40% | S/ 6,167.11 | S/ 12,400.96 | S/ 18,702.28 | S/ 25,071.80 | S/ 594,901.80 |
| 4.30% | S/ 6,029.13 | S/ 12,122.06 | S/ 18,279.45 | S/ 24,501.99 | S/ 594,331.99 |
| 4.25% | S/ 5,960.11 | S/ 11,982.55 | S/ 18,067.99 | S/ 24,217.08 | S/ 594,047.08 |
| 4.20% | S/ 5,891.06 | S/ 11,843.02 | S/ 17,856.51 | S/ 23,932.18 | S/ 593,762.18 |
| 4.15% | S/ 5,821.98 | S/ 11,703.45 | S/ 17,645.01 | S/ 23,647.27 | S/ 593,477.27 |
| 4.00% | S/ 5,614.61 | S/ 11,284.54 | S/ 17,010.34 | S/ 22,792.55 | S/ 592,622.55 |
| 3.90% | S/ 5,476.23 | S/ 11,005.10 | S/ 16,587.09 | S/ 22,222.74 | S/ 592,052.74 |
| 3.75% | S/ 5,268.49 | S/ 10,585.68 | S/ 15,952.04 | S/ 21,368.02 | S/ 591,198.02 |
| 3.50% | S/ 4,921.74 | S/ 9,885.98 | S/ 14,893.11 | S/ 19,943.48 | S/ 589,773.48 |
| 3.00% | S/ 4,226.35 | S/ 8,484.05 | S/ 12,773.32 | S/ 17,094.41 | S/ 586,924.41 |
| 2.75% | S/ 3,877.71 | S/ 7,781.80 | S/ 11,712.47 | S/ 15,669.88 | S/ 585,499.88 |
| 2.50% | S/ 3,528.43 | S/ 7,078.71 | S/ 10,650.97 | S/ 14,245.35 | S/ 584,075.35 |
| 2.00% | S/ 2,827.95 | S/ 5,669.93 | S/ 8,526.02 | S/ 11,396.28 | S/ 581,226.28 |
| 1.35% | S/ 1,913.46 | S/ 3,833.35 | S/ 5,759.68 | S/ 7,692.49 | S/ 577,522.49 |
| 1.00% | S/ 1,419.22 | S/ 2,841.98 | S/ 4,268.29 | S/ 5,698.14 | S/ 575,528.14 |
| 0.10% | S/ 142.40 | S/ 284.84 | S/ 427.31 | S/ 569.81 | S/ 570,399.81 |
Sobre los datos
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Para S/ 569,830 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 569,830 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.