Cálculo de intereses
Ahorrando S/ 568,783
Veamos que pasaría si Usted ahorrara 568,783 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 568,783.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,497.79 | S/ 13,069.82 | S/ 19,716.92 | S/ 26,439.97 | S/ 595,222.97 |
| 8.50% | S/ 11,719.10 | S/ 23,679.66 | S/ 35,886.65 | S/ 48,345.15 | S/ 617,128.15 |
| 8.00% | S/ 11,049.18 | S/ 22,313.00 | S/ 33,795.63 | S/ 45,501.32 | S/ 614,284.32 |
| 7.10% | S/ 9,837.43 | S/ 19,845.01 | S/ 30,025.68 | S/ 40,382.42 | S/ 609,165.42 |
| 7.00% | S/ 9,702.33 | S/ 19,570.15 | S/ 29,606.31 | S/ 39,813.66 | S/ 608,596.66 |
| 6.50% | S/ 9,025.36 | S/ 18,193.92 | S/ 27,507.98 | S/ 36,969.83 | S/ 605,752.83 |
| 6.10% | S/ 8,482.06 | S/ 17,090.61 | S/ 25,827.54 | S/ 34,694.76 | S/ 603,477.76 |
| 6.20% | S/ 8,618.03 | S/ 17,366.64 | S/ 26,247.80 | S/ 35,263.53 | S/ 604,046.53 |
| 5.90% | S/ 8,209.84 | S/ 16,538.18 | S/ 24,986.73 | S/ 33,557.23 | S/ 602,340.23 |
| 5.75% | S/ 8,005.42 | S/ 16,123.51 | S/ 24,355.86 | S/ 32,704.08 | S/ 601,487.08 |
| 5.70% | S/ 7,937.23 | S/ 15,985.22 | S/ 24,145.52 | S/ 32,419.70 | S/ 601,202.70 |
| 5.65% | S/ 7,869.02 | S/ 15,846.90 | S/ 23,935.16 | S/ 32,135.31 | S/ 600,918.31 |
| 5.60% | S/ 7,800.78 | S/ 15,708.55 | S/ 23,724.77 | S/ 31,850.93 | S/ 600,633.93 |
| 5.50% | S/ 7,664.23 | S/ 15,431.74 | S/ 23,303.92 | S/ 31,282.17 | S/ 600,065.17 |
| 5.30% | S/ 7,390.85 | S/ 14,877.74 | S/ 22,461.91 | S/ 30,144.63 | S/ 598,927.63 |
| 5.25% | S/ 7,322.44 | S/ 14,739.15 | S/ 22,251.35 | S/ 29,860.25 | S/ 598,643.25 |
| 5.05% | S/ 7,048.57 | S/ 14,184.49 | S/ 21,408.84 | S/ 28,722.72 | S/ 597,505.72 |
| 5.00% | S/ 6,980.04 | S/ 14,045.74 | S/ 21,198.15 | S/ 28,438.33 | S/ 597,221.33 |
| 4.95% | S/ 6,911.49 | S/ 13,906.96 | S/ 20,987.44 | S/ 28,153.95 | S/ 596,936.95 |
| 4.75% | S/ 6,637.03 | S/ 13,351.50 | S/ 20,144.33 | S/ 27,016.42 | S/ 595,799.42 |
| 4.55% | S/ 6,362.18 | S/ 12,795.52 | S/ 19,300.82 | S/ 25,878.89 | S/ 594,661.89 |
| 4.50% | S/ 6,293.40 | S/ 12,656.44 | S/ 19,089.88 | S/ 25,594.50 | S/ 594,377.50 |
| 4.40% | S/ 6,155.78 | S/ 12,378.18 | S/ 18,667.92 | S/ 25,025.74 | S/ 593,808.74 |
| 4.30% | S/ 6,018.06 | S/ 12,099.78 | S/ 18,245.86 | S/ 24,456.97 | S/ 593,239.97 |
| 4.25% | S/ 5,949.16 | S/ 11,960.54 | S/ 18,034.80 | S/ 24,172.59 | S/ 592,955.59 |
| 4.20% | S/ 5,880.23 | S/ 11,821.26 | S/ 17,823.70 | S/ 23,888.20 | S/ 592,671.20 |
| 4.15% | S/ 5,811.29 | S/ 11,681.95 | S/ 17,612.59 | S/ 23,603.82 | S/ 592,386.82 |
| 4.00% | S/ 5,604.29 | S/ 11,263.80 | S/ 16,979.08 | S/ 22,750.67 | S/ 591,533.67 |
| 3.90% | S/ 5,466.17 | S/ 10,984.88 | S/ 16,556.62 | S/ 22,181.90 | S/ 590,964.90 |
| 3.75% | S/ 5,258.81 | S/ 10,566.23 | S/ 15,922.73 | S/ 21,328.75 | S/ 590,111.75 |
| 3.50% | S/ 4,912.69 | S/ 9,867.82 | S/ 14,865.75 | S/ 19,906.84 | S/ 588,689.84 |
| 3.00% | S/ 4,218.59 | S/ 8,468.46 | S/ 12,749.86 | S/ 17,063.01 | S/ 585,846.01 |
| 2.75% | S/ 3,870.58 | S/ 7,767.51 | S/ 11,690.95 | S/ 15,641.09 | S/ 584,424.09 |
| 2.50% | S/ 3,521.95 | S/ 7,065.70 | S/ 10,631.40 | S/ 14,219.17 | S/ 583,002.17 |
| 2.00% | S/ 2,822.75 | S/ 5,659.51 | S/ 8,510.35 | S/ 11,375.34 | S/ 580,158.34 |
| 1.35% | S/ 1,909.95 | S/ 3,826.31 | S/ 5,749.10 | S/ 7,678.35 | S/ 576,461.35 |
| 1.00% | S/ 1,416.62 | S/ 2,836.76 | S/ 4,260.44 | S/ 5,687.67 | S/ 574,470.67 |
| 0.10% | S/ 142.14 | S/ 284.31 | S/ 426.52 | S/ 568.77 | S/ 569,351.77 |
Sobre los datos
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Para S/ 568,783 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 568,783 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.