Cálculo de intereses
Ahorrando S/ 568,710
Veamos que pasaría si Usted ahorrara 568,710 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 568,710.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,496.96 | S/ 13,068.14 | S/ 19,714.39 | S/ 26,436.57 | S/ 595,146.57 |
| 8.50% | S/ 11,717.59 | S/ 23,676.62 | S/ 35,882.04 | S/ 48,338.94 | S/ 617,048.94 |
| 8.00% | S/ 11,047.76 | S/ 22,310.13 | S/ 33,791.29 | S/ 45,495.48 | S/ 614,205.48 |
| 7.10% | S/ 9,836.17 | S/ 19,842.47 | S/ 30,021.82 | S/ 40,377.24 | S/ 609,087.24 |
| 7.00% | S/ 9,701.08 | S/ 19,567.64 | S/ 29,602.51 | S/ 39,808.55 | S/ 608,518.55 |
| 6.50% | S/ 9,024.20 | S/ 18,191.59 | S/ 27,504.45 | S/ 36,965.08 | S/ 605,675.08 |
| 6.10% | S/ 8,480.97 | S/ 17,088.42 | S/ 25,824.23 | S/ 34,690.31 | S/ 603,400.31 |
| 6.20% | S/ 8,616.92 | S/ 17,364.41 | S/ 26,244.43 | S/ 35,259.00 | S/ 603,969.00 |
| 5.90% | S/ 8,208.79 | S/ 16,536.06 | S/ 24,983.52 | S/ 33,552.92 | S/ 602,262.92 |
| 5.75% | S/ 8,004.39 | S/ 16,121.44 | S/ 24,352.74 | S/ 32,699.88 | S/ 601,409.88 |
| 5.70% | S/ 7,936.21 | S/ 15,983.17 | S/ 24,142.42 | S/ 32,415.54 | S/ 601,125.54 |
| 5.65% | S/ 7,868.01 | S/ 15,844.87 | S/ 23,932.09 | S/ 32,131.19 | S/ 600,841.19 |
| 5.60% | S/ 7,799.78 | S/ 15,706.53 | S/ 23,721.72 | S/ 31,846.84 | S/ 600,556.84 |
| 5.50% | S/ 7,663.25 | S/ 15,429.76 | S/ 23,300.92 | S/ 31,278.15 | S/ 599,988.15 |
| 5.30% | S/ 7,389.90 | S/ 14,875.83 | S/ 22,459.03 | S/ 30,140.76 | S/ 598,850.76 |
| 5.25% | S/ 7,321.50 | S/ 14,737.26 | S/ 22,248.49 | S/ 29,856.42 | S/ 598,566.42 |
| 5.05% | S/ 7,047.67 | S/ 14,182.67 | S/ 21,406.09 | S/ 28,719.03 | S/ 597,429.03 |
| 5.00% | S/ 6,979.15 | S/ 14,043.94 | S/ 21,195.43 | S/ 28,434.68 | S/ 597,144.68 |
| 4.95% | S/ 6,910.60 | S/ 13,905.18 | S/ 20,984.74 | S/ 28,150.34 | S/ 596,860.34 |
| 4.75% | S/ 6,636.18 | S/ 13,349.79 | S/ 20,141.74 | S/ 27,012.95 | S/ 595,722.95 |
| 4.55% | S/ 6,361.36 | S/ 12,793.87 | S/ 19,298.34 | S/ 25,875.56 | S/ 594,585.56 |
| 4.50% | S/ 6,292.59 | S/ 12,654.81 | S/ 19,087.43 | S/ 25,591.22 | S/ 594,301.22 |
| 4.40% | S/ 6,154.99 | S/ 12,376.59 | S/ 18,665.52 | S/ 25,022.52 | S/ 593,732.52 |
| 4.30% | S/ 6,017.28 | S/ 12,098.23 | S/ 18,243.52 | S/ 24,453.83 | S/ 593,163.83 |
| 4.25% | S/ 5,948.39 | S/ 11,959.00 | S/ 18,032.48 | S/ 24,169.48 | S/ 592,879.48 |
| 4.20% | S/ 5,879.48 | S/ 11,819.74 | S/ 17,821.42 | S/ 23,885.14 | S/ 592,595.14 |
| 4.15% | S/ 5,810.54 | S/ 11,680.45 | S/ 17,610.33 | S/ 23,600.79 | S/ 592,310.79 |
| 4.00% | S/ 5,603.57 | S/ 11,262.36 | S/ 16,976.90 | S/ 22,747.75 | S/ 591,457.75 |
| 3.90% | S/ 5,465.47 | S/ 10,983.47 | S/ 16,554.49 | S/ 22,179.06 | S/ 590,889.06 |
| 3.75% | S/ 5,258.13 | S/ 10,564.88 | S/ 15,920.69 | S/ 21,326.02 | S/ 590,036.02 |
| 3.50% | S/ 4,912.06 | S/ 9,866.55 | S/ 14,863.84 | S/ 19,904.28 | S/ 588,614.28 |
| 3.00% | S/ 4,218.04 | S/ 8,467.37 | S/ 12,748.22 | S/ 17,060.82 | S/ 585,770.82 |
| 2.75% | S/ 3,870.09 | S/ 7,766.51 | S/ 11,689.45 | S/ 15,639.08 | S/ 584,349.08 |
| 2.50% | S/ 3,521.49 | S/ 7,064.79 | S/ 10,630.03 | S/ 14,217.35 | S/ 582,927.35 |
| 2.00% | S/ 2,822.39 | S/ 5,658.79 | S/ 8,509.26 | S/ 11,373.88 | S/ 580,083.88 |
| 1.35% | S/ 1,909.70 | S/ 3,825.82 | S/ 5,748.36 | S/ 7,677.37 | S/ 576,387.37 |
| 1.00% | S/ 1,416.43 | S/ 2,836.40 | S/ 4,259.90 | S/ 5,686.94 | S/ 574,396.94 |
| 0.10% | S/ 142.12 | S/ 284.28 | S/ 426.47 | S/ 568.69 | S/ 569,278.69 |
Sobre los datos
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Para S/ 568,710 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 568,710 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.