Cálculo de intereses
Ahorrando S/ 567,594
Veamos que pasaría si Usted ahorrara 567,594 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 567,594.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,484.21 | S/ 13,042.50 | S/ 19,675.71 | S/ 26,384.70 | S/ 593,978.70 |
| 8.50% | S/ 11,694.60 | S/ 23,630.15 | S/ 35,811.63 | S/ 48,244.08 | S/ 615,838.08 |
| 8.00% | S/ 11,026.08 | S/ 22,266.35 | S/ 33,724.98 | S/ 45,406.20 | S/ 613,000.20 |
| 7.10% | S/ 9,816.87 | S/ 19,803.53 | S/ 29,962.91 | S/ 40,298.01 | S/ 607,892.01 |
| 7.00% | S/ 9,682.04 | S/ 19,529.24 | S/ 29,544.42 | S/ 39,730.43 | S/ 607,324.43 |
| 6.50% | S/ 9,006.49 | S/ 18,155.89 | S/ 27,450.48 | S/ 36,892.54 | S/ 604,486.54 |
| 6.10% | S/ 8,464.33 | S/ 17,054.89 | S/ 25,773.55 | S/ 34,622.24 | S/ 602,216.24 |
| 6.20% | S/ 8,600.01 | S/ 17,330.33 | S/ 26,192.93 | S/ 35,189.81 | S/ 602,783.81 |
| 5.90% | S/ 8,192.68 | S/ 16,503.61 | S/ 24,934.50 | S/ 33,487.08 | S/ 601,081.08 |
| 5.75% | S/ 7,988.68 | S/ 16,089.81 | S/ 24,304.95 | S/ 32,635.72 | S/ 600,229.72 |
| 5.70% | S/ 7,920.64 | S/ 15,951.81 | S/ 24,095.05 | S/ 32,351.93 | S/ 599,945.93 |
| 5.65% | S/ 7,852.57 | S/ 15,813.77 | S/ 23,885.12 | S/ 32,068.14 | S/ 599,662.14 |
| 5.60% | S/ 7,784.47 | S/ 15,675.71 | S/ 23,675.17 | S/ 31,784.35 | S/ 599,378.35 |
| 5.50% | S/ 7,648.21 | S/ 15,399.48 | S/ 23,255.20 | S/ 31,216.77 | S/ 598,810.77 |
| 5.30% | S/ 7,375.40 | S/ 14,846.64 | S/ 22,414.96 | S/ 30,081.62 | S/ 597,675.62 |
| 5.25% | S/ 7,307.14 | S/ 14,708.34 | S/ 22,204.83 | S/ 29,797.83 | S/ 597,391.83 |
| 5.05% | S/ 7,033.84 | S/ 14,154.84 | S/ 21,364.09 | S/ 28,662.67 | S/ 596,256.67 |
| 5.00% | S/ 6,965.45 | S/ 14,016.38 | S/ 21,153.84 | S/ 28,378.89 | S/ 595,972.89 |
| 4.95% | S/ 6,897.04 | S/ 13,877.89 | S/ 20,943.56 | S/ 28,095.10 | S/ 595,689.10 |
| 4.75% | S/ 6,623.15 | S/ 13,323.59 | S/ 20,102.22 | S/ 26,959.94 | S/ 594,553.94 |
| 4.55% | S/ 6,348.88 | S/ 12,768.77 | S/ 19,260.47 | S/ 25,824.79 | S/ 593,418.79 |
| 4.50% | S/ 6,280.25 | S/ 12,629.98 | S/ 19,049.97 | S/ 25,541.00 | S/ 593,135.00 |
| 4.40% | S/ 6,142.91 | S/ 12,352.30 | S/ 18,628.90 | S/ 24,973.42 | S/ 592,567.42 |
| 4.30% | S/ 6,005.47 | S/ 12,074.49 | S/ 18,207.72 | S/ 24,405.84 | S/ 591,999.84 |
| 4.25% | S/ 5,936.72 | S/ 11,935.54 | S/ 17,997.10 | S/ 24,122.06 | S/ 591,716.06 |
| 4.20% | S/ 5,867.94 | S/ 11,796.55 | S/ 17,786.44 | S/ 23,838.27 | S/ 591,432.27 |
| 4.15% | S/ 5,799.14 | S/ 11,657.52 | S/ 17,575.77 | S/ 23,554.48 | S/ 591,148.48 |
| 4.00% | S/ 5,592.58 | S/ 11,240.26 | S/ 16,943.59 | S/ 22,703.11 | S/ 590,297.11 |
| 3.90% | S/ 5,454.75 | S/ 10,961.91 | S/ 16,522.01 | S/ 22,135.53 | S/ 589,729.53 |
| 3.75% | S/ 5,247.81 | S/ 10,544.15 | S/ 15,889.45 | S/ 21,284.17 | S/ 588,878.17 |
| 3.50% | S/ 4,902.42 | S/ 9,847.19 | S/ 14,834.67 | S/ 19,865.22 | S/ 587,459.22 |
| 3.00% | S/ 4,209.77 | S/ 8,450.76 | S/ 12,723.20 | S/ 17,027.34 | S/ 584,621.34 |
| 2.75% | S/ 3,862.49 | S/ 7,751.27 | S/ 11,666.51 | S/ 15,608.39 | S/ 583,202.39 |
| 2.50% | S/ 3,514.58 | S/ 7,050.93 | S/ 10,609.17 | S/ 14,189.45 | S/ 581,783.45 |
| 2.00% | S/ 2,816.85 | S/ 5,647.68 | S/ 8,492.56 | S/ 11,351.56 | S/ 578,945.56 |
| 1.35% | S/ 1,905.95 | S/ 3,818.31 | S/ 5,737.08 | S/ 7,662.30 | S/ 575,256.30 |
| 1.00% | S/ 1,413.66 | S/ 2,830.83 | S/ 4,251.54 | S/ 5,675.78 | S/ 573,269.78 |
| 0.10% | S/ 141.84 | S/ 283.72 | S/ 425.63 | S/ 567.58 | S/ 568,161.58 |
Sobre los datos
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Para S/ 567,594 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 567,594 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.