Cálculo de intereses
Ahorrando S/ 556,524
Veamos que pasaría si Usted ahorrara 556,524 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 556,524.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,357.75 | S/ 12,788.13 | S/ 19,291.97 | S/ 25,870.10 | S/ 582,394.10 |
| 8.50% | S/ 11,466.52 | S/ 23,169.29 | S/ 35,113.18 | S/ 47,303.16 | S/ 603,827.16 |
| 8.00% | S/ 10,811.03 | S/ 21,832.08 | S/ 33,067.23 | S/ 44,520.62 | S/ 601,044.62 |
| 7.10% | S/ 9,625.41 | S/ 19,417.29 | S/ 29,378.53 | S/ 39,512.06 | S/ 596,036.06 |
| 7.00% | S/ 9,493.21 | S/ 19,148.36 | S/ 28,968.20 | S/ 38,955.55 | S/ 595,479.55 |
| 6.50% | S/ 8,830.83 | S/ 17,801.79 | S/ 26,915.10 | S/ 36,173.01 | S/ 592,697.01 |
| 6.10% | S/ 8,299.25 | S/ 16,722.26 | S/ 25,270.88 | S/ 33,946.99 | S/ 590,470.99 |
| 6.20% | S/ 8,432.28 | S/ 16,992.33 | S/ 25,682.08 | S/ 34,503.49 | S/ 591,027.49 |
| 5.90% | S/ 8,032.89 | S/ 16,181.73 | S/ 24,448.19 | S/ 32,833.97 | S/ 589,357.97 |
| 5.75% | S/ 7,832.88 | S/ 15,776.00 | S/ 23,830.92 | S/ 31,999.21 | S/ 588,523.21 |
| 5.70% | S/ 7,766.16 | S/ 15,640.69 | S/ 23,625.11 | S/ 31,720.95 | S/ 588,244.95 |
| 5.65% | S/ 7,699.42 | S/ 15,505.35 | S/ 23,419.28 | S/ 31,442.70 | S/ 587,966.70 |
| 5.60% | S/ 7,632.65 | S/ 15,369.98 | S/ 23,213.43 | S/ 31,164.45 | S/ 587,688.45 |
| 5.50% | S/ 7,499.05 | S/ 15,099.14 | S/ 22,801.65 | S/ 30,607.94 | S/ 587,131.94 |
| 5.30% | S/ 7,231.55 | S/ 14,557.08 | S/ 21,977.79 | S/ 29,494.92 | S/ 586,018.92 |
| 5.25% | S/ 7,164.62 | S/ 14,421.48 | S/ 21,771.76 | S/ 29,216.67 | S/ 585,740.67 |
| 5.05% | S/ 6,896.65 | S/ 13,878.77 | S/ 20,947.41 | S/ 28,103.66 | S/ 584,627.66 |
| 5.00% | S/ 6,829.60 | S/ 13,743.01 | S/ 20,741.27 | S/ 27,825.40 | S/ 584,349.40 |
| 4.95% | S/ 6,762.52 | S/ 13,607.22 | S/ 20,535.09 | S/ 27,547.15 | S/ 584,071.15 |
| 4.75% | S/ 6,493.98 | S/ 13,063.74 | S/ 19,710.16 | S/ 26,434.13 | S/ 582,958.13 |
| 4.55% | S/ 6,225.05 | S/ 12,519.73 | S/ 18,884.83 | S/ 25,321.12 | S/ 581,845.12 |
| 4.50% | S/ 6,157.76 | S/ 12,383.65 | S/ 18,678.43 | S/ 25,042.86 | S/ 581,566.86 |
| 4.40% | S/ 6,023.10 | S/ 12,111.39 | S/ 18,265.57 | S/ 24,486.36 | S/ 581,010.36 |
| 4.30% | S/ 5,888.35 | S/ 11,839.00 | S/ 17,852.61 | S/ 23,929.85 | S/ 580,453.85 |
| 4.25% | S/ 5,820.93 | S/ 11,702.75 | S/ 17,646.09 | S/ 23,651.59 | S/ 580,175.59 |
| 4.20% | S/ 5,753.50 | S/ 11,566.47 | S/ 17,439.55 | S/ 23,373.34 | S/ 579,897.34 |
| 4.15% | S/ 5,686.03 | S/ 11,430.16 | S/ 17,232.98 | S/ 23,095.09 | S/ 579,619.09 |
| 4.00% | S/ 5,483.50 | S/ 11,021.04 | S/ 16,613.13 | S/ 22,260.32 | S/ 578,784.32 |
| 3.90% | S/ 5,348.36 | S/ 10,748.12 | S/ 16,199.77 | S/ 21,703.82 | S/ 578,227.82 |
| 3.75% | S/ 5,145.46 | S/ 10,338.50 | S/ 15,579.55 | S/ 20,869.05 | S/ 577,393.05 |
| 3.50% | S/ 4,806.81 | S/ 9,655.14 | S/ 14,545.34 | S/ 19,477.79 | S/ 576,001.79 |
| 3.00% | S/ 4,127.66 | S/ 8,285.94 | S/ 12,475.06 | S/ 16,695.25 | S/ 573,219.25 |
| 2.75% | S/ 3,787.16 | S/ 7,600.09 | S/ 11,438.97 | S/ 15,303.98 | S/ 571,827.98 |
| 2.50% | S/ 3,446.04 | S/ 6,913.41 | S/ 10,402.26 | S/ 13,912.71 | S/ 570,436.71 |
| 2.00% | S/ 2,761.91 | S/ 5,537.53 | S/ 8,326.93 | S/ 11,130.17 | S/ 567,654.17 |
| 1.35% | S/ 1,868.78 | S/ 3,743.84 | S/ 5,625.19 | S/ 7,512.86 | S/ 564,036.86 |
| 1.00% | S/ 1,386.08 | S/ 2,775.62 | S/ 4,168.62 | S/ 5,565.08 | S/ 562,089.08 |
| 0.10% | S/ 139.07 | S/ 278.18 | S/ 417.33 | S/ 556.51 | S/ 557,080.51 |
Sobre los datos
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Para S/ 556,524 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 556,524 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.