Cálculo de intereses
Ahorrando S/ 556,111
Veamos que pasaría si Usted ahorrara 556,111 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 556,111.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,353.03 | S/ 12,778.64 | S/ 19,277.65 | S/ 25,850.91 | S/ 581,961.91 |
| 8.50% | S/ 11,458.01 | S/ 23,152.09 | S/ 35,087.12 | S/ 47,268.06 | S/ 603,379.06 |
| 8.00% | S/ 10,803.01 | S/ 21,815.88 | S/ 33,042.69 | S/ 44,487.59 | S/ 600,598.59 |
| 7.10% | S/ 9,618.26 | S/ 19,402.88 | S/ 29,356.73 | S/ 39,482.74 | S/ 595,593.74 |
| 7.00% | S/ 9,486.17 | S/ 19,134.15 | S/ 28,946.70 | S/ 38,926.64 | S/ 595,037.64 |
| 6.50% | S/ 8,824.28 | S/ 17,788.58 | S/ 26,895.12 | S/ 36,146.17 | S/ 592,257.17 |
| 6.10% | S/ 8,293.09 | S/ 16,709.85 | S/ 25,252.13 | S/ 33,921.79 | S/ 590,032.79 |
| 6.20% | S/ 8,426.03 | S/ 16,979.72 | S/ 25,663.02 | S/ 34,477.89 | S/ 590,588.89 |
| 5.90% | S/ 8,026.93 | S/ 16,169.72 | S/ 24,430.05 | S/ 32,809.60 | S/ 588,920.60 |
| 5.75% | S/ 7,827.06 | S/ 15,764.29 | S/ 23,813.23 | S/ 31,975.46 | S/ 588,086.46 |
| 5.70% | S/ 7,760.40 | S/ 15,629.09 | S/ 23,607.58 | S/ 31,697.41 | S/ 587,808.41 |
| 5.65% | S/ 7,693.70 | S/ 15,493.85 | S/ 23,401.90 | S/ 31,419.37 | S/ 587,530.37 |
| 5.60% | S/ 7,626.99 | S/ 15,358.57 | S/ 23,196.20 | S/ 31,141.32 | S/ 587,252.32 |
| 5.50% | S/ 7,493.48 | S/ 15,087.94 | S/ 22,784.72 | S/ 30,585.23 | S/ 586,696.23 |
| 5.30% | S/ 7,226.19 | S/ 14,546.27 | S/ 21,961.48 | S/ 29,473.04 | S/ 585,584.04 |
| 5.25% | S/ 7,159.30 | S/ 14,410.78 | S/ 21,755.61 | S/ 29,194.99 | S/ 585,305.99 |
| 5.05% | S/ 6,891.53 | S/ 13,868.47 | S/ 20,931.87 | S/ 28,082.80 | S/ 584,193.80 |
| 5.00% | S/ 6,824.53 | S/ 13,732.81 | S/ 20,725.87 | S/ 27,804.75 | S/ 583,915.75 |
| 4.95% | S/ 6,757.51 | S/ 13,597.13 | S/ 20,519.85 | S/ 27,526.70 | S/ 583,637.70 |
| 4.75% | S/ 6,489.16 | S/ 13,054.04 | S/ 19,695.53 | S/ 26,414.52 | S/ 582,525.52 |
| 4.55% | S/ 6,220.43 | S/ 12,510.44 | S/ 18,870.81 | S/ 25,302.33 | S/ 581,413.33 |
| 4.50% | S/ 6,153.19 | S/ 12,374.46 | S/ 18,664.57 | S/ 25,024.28 | S/ 581,135.28 |
| 4.40% | S/ 6,018.63 | S/ 12,102.40 | S/ 18,252.02 | S/ 24,468.18 | S/ 580,579.18 |
| 4.30% | S/ 5,883.98 | S/ 11,830.21 | S/ 17,839.36 | S/ 23,912.09 | S/ 580,023.09 |
| 4.25% | S/ 5,816.61 | S/ 11,694.07 | S/ 17,633.00 | S/ 23,634.04 | S/ 579,745.04 |
| 4.20% | S/ 5,749.23 | S/ 11,557.89 | S/ 17,426.61 | S/ 23,355.99 | S/ 579,466.99 |
| 4.15% | S/ 5,681.82 | S/ 11,421.68 | S/ 17,220.19 | S/ 23,077.95 | S/ 579,188.95 |
| 4.00% | S/ 5,479.43 | S/ 11,012.86 | S/ 16,600.80 | S/ 22,243.80 | S/ 578,354.80 |
| 3.90% | S/ 5,344.39 | S/ 10,740.14 | S/ 16,187.75 | S/ 21,687.71 | S/ 577,798.71 |
| 3.75% | S/ 5,141.64 | S/ 10,330.83 | S/ 15,567.99 | S/ 20,853.57 | S/ 576,964.57 |
| 3.50% | S/ 4,803.24 | S/ 9,647.97 | S/ 14,534.55 | S/ 19,463.33 | S/ 575,574.33 |
| 3.00% | S/ 4,124.60 | S/ 8,279.79 | S/ 12,465.80 | S/ 16,682.86 | S/ 572,793.86 |
| 2.75% | S/ 3,784.35 | S/ 7,594.45 | S/ 11,430.48 | S/ 15,292.62 | S/ 571,403.62 |
| 2.50% | S/ 3,443.48 | S/ 6,908.28 | S/ 10,394.54 | S/ 13,902.38 | S/ 570,013.38 |
| 2.00% | S/ 2,759.86 | S/ 5,533.42 | S/ 8,320.75 | S/ 11,121.91 | S/ 567,232.91 |
| 1.35% | S/ 1,867.39 | S/ 3,741.06 | S/ 5,621.02 | S/ 7,507.29 | S/ 563,618.29 |
| 1.00% | S/ 1,385.06 | S/ 2,773.56 | S/ 4,165.52 | S/ 5,560.95 | S/ 561,671.95 |
| 0.10% | S/ 138.97 | S/ 277.98 | S/ 417.02 | S/ 556.10 | S/ 556,667.10 |
Sobre los datos
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Para S/ 556,111 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 556,111 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.