Cálculo de intereses
Ahorrando S/ 555,526
Veamos que pasaría si Usted ahorrara 555,526 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2020) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 555,526.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,346.35 | S/ 12,765.19 | S/ 19,257.37 | S/ 25,823.71 | S/ 581,349.71 |
| 8.50% | S/ 11,445.95 | S/ 23,127.74 | S/ 35,050.21 | S/ 47,218.33 | S/ 602,744.33 |
| 8.00% | S/ 10,791.65 | S/ 21,792.93 | S/ 33,007.93 | S/ 44,440.79 | S/ 599,966.79 |
| 7.10% | S/ 9,608.15 | S/ 19,382.47 | S/ 29,325.85 | S/ 39,441.20 | S/ 594,967.20 |
| 7.00% | S/ 9,476.19 | S/ 19,114.02 | S/ 28,916.25 | S/ 38,885.69 | S/ 594,411.69 |
| 6.50% | S/ 8,815.00 | S/ 17,769.87 | S/ 26,866.83 | S/ 36,108.15 | S/ 591,634.15 |
| 6.10% | S/ 8,284.37 | S/ 16,692.27 | S/ 25,225.56 | S/ 33,886.11 | S/ 589,412.11 |
| 6.20% | S/ 8,417.16 | S/ 16,961.86 | S/ 25,636.03 | S/ 34,441.62 | S/ 589,967.62 |
| 5.90% | S/ 8,018.49 | S/ 16,152.71 | S/ 24,404.35 | S/ 32,775.09 | S/ 588,301.09 |
| 5.75% | S/ 7,818.83 | S/ 15,747.71 | S/ 23,788.18 | S/ 31,941.83 | S/ 587,467.83 |
| 5.70% | S/ 7,752.23 | S/ 15,612.64 | S/ 23,582.75 | S/ 31,664.07 | S/ 587,190.07 |
| 5.65% | S/ 7,685.61 | S/ 15,477.55 | S/ 23,377.29 | S/ 31,386.32 | S/ 586,912.32 |
| 5.60% | S/ 7,618.96 | S/ 15,342.42 | S/ 23,171.80 | S/ 31,108.56 | S/ 586,634.56 |
| 5.50% | S/ 7,485.60 | S/ 15,072.06 | S/ 22,760.76 | S/ 30,553.05 | S/ 586,079.05 |
| 5.30% | S/ 7,218.59 | S/ 14,530.97 | S/ 21,938.38 | S/ 29,442.03 | S/ 584,968.03 |
| 5.25% | S/ 7,151.77 | S/ 14,395.62 | S/ 21,732.72 | S/ 29,164.28 | S/ 584,690.28 |
| 5.05% | S/ 6,884.29 | S/ 13,853.88 | S/ 20,909.85 | S/ 28,053.26 | S/ 583,579.26 |
| 5.00% | S/ 6,817.35 | S/ 13,718.37 | S/ 20,704.07 | S/ 27,775.50 | S/ 583,301.50 |
| 4.95% | S/ 6,750.40 | S/ 13,582.82 | S/ 20,498.27 | S/ 27,497.75 | S/ 583,023.75 |
| 4.75% | S/ 6,482.34 | S/ 13,040.31 | S/ 19,674.81 | S/ 26,386.73 | S/ 581,912.73 |
| 4.55% | S/ 6,213.89 | S/ 12,497.28 | S/ 18,850.96 | S/ 25,275.71 | S/ 580,801.71 |
| 4.50% | S/ 6,146.72 | S/ 12,361.45 | S/ 18,644.94 | S/ 24,997.95 | S/ 580,523.95 |
| 4.40% | S/ 6,012.30 | S/ 12,089.67 | S/ 18,232.82 | S/ 24,442.44 | S/ 579,968.44 |
| 4.30% | S/ 5,877.79 | S/ 11,817.77 | S/ 17,820.59 | S/ 23,886.93 | S/ 579,412.93 |
| 4.25% | S/ 5,810.50 | S/ 11,681.77 | S/ 17,614.45 | S/ 23,609.18 | S/ 579,135.18 |
| 4.20% | S/ 5,743.18 | S/ 11,545.73 | S/ 17,408.27 | S/ 23,331.43 | S/ 578,857.43 |
| 4.15% | S/ 5,675.84 | S/ 11,409.67 | S/ 17,202.08 | S/ 23,053.67 | S/ 578,579.67 |
| 4.00% | S/ 5,473.67 | S/ 11,001.27 | S/ 16,583.34 | S/ 22,220.41 | S/ 577,746.41 |
| 3.90% | S/ 5,338.77 | S/ 10,728.85 | S/ 16,170.72 | S/ 21,664.90 | S/ 577,190.90 |
| 3.75% | S/ 5,136.24 | S/ 10,319.96 | S/ 15,551.61 | S/ 20,831.63 | S/ 576,357.63 |
| 3.50% | S/ 4,798.19 | S/ 9,637.82 | S/ 14,519.26 | S/ 19,442.86 | S/ 574,968.86 |
| 3.00% | S/ 4,120.26 | S/ 8,271.08 | S/ 12,452.69 | S/ 16,665.31 | S/ 572,191.31 |
| 2.75% | S/ 3,780.37 | S/ 7,586.46 | S/ 11,418.46 | S/ 15,276.53 | S/ 570,802.53 |
| 2.50% | S/ 3,439.86 | S/ 6,901.01 | S/ 10,383.60 | S/ 13,887.76 | S/ 569,413.76 |
| 2.00% | S/ 2,756.96 | S/ 5,527.60 | S/ 8,311.99 | S/ 11,110.21 | S/ 566,636.21 |
| 1.35% | S/ 1,865.43 | S/ 3,737.12 | S/ 5,615.10 | S/ 7,499.39 | S/ 563,025.39 |
| 1.00% | S/ 1,383.60 | S/ 2,770.64 | S/ 4,161.14 | S/ 5,555.10 | S/ 561,081.10 |
| 0.10% | S/ 138.83 | S/ 277.69 | S/ 416.58 | S/ 555.51 | S/ 556,081.51 |
Sobre los datos
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Para S/ 555,526 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 555,526 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
