Cálculo de intereses
Ahorrando S/ 553,023
Veamos que pasaría si Usted ahorrara 553,023 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 553,023.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,317.75 | S/ 12,707.68 | S/ 19,170.60 | S/ 25,707.36 | S/ 578,730.36 |
| 8.50% | S/ 11,394.38 | S/ 23,023.53 | S/ 34,892.29 | S/ 47,005.58 | S/ 600,028.58 |
| 8.00% | S/ 10,743.02 | S/ 21,694.74 | S/ 32,859.21 | S/ 44,240.55 | S/ 597,263.55 |
| 7.10% | S/ 9,564.86 | S/ 19,295.14 | S/ 29,193.72 | S/ 39,263.50 | S/ 592,286.50 |
| 7.00% | S/ 9,433.49 | S/ 19,027.90 | S/ 28,785.97 | S/ 38,710.49 | S/ 591,733.49 |
| 6.50% | S/ 8,775.28 | S/ 17,689.80 | S/ 26,745.78 | S/ 35,945.46 | S/ 588,968.46 |
| 6.10% | S/ 8,247.04 | S/ 16,617.06 | S/ 25,111.91 | S/ 33,733.43 | S/ 586,756.43 |
| 6.20% | S/ 8,379.24 | S/ 16,885.44 | S/ 25,520.52 | S/ 34,286.44 | S/ 587,309.44 |
| 5.90% | S/ 7,982.36 | S/ 16,079.93 | S/ 24,294.39 | S/ 32,627.42 | S/ 585,650.42 |
| 5.75% | S/ 7,783.60 | S/ 15,676.76 | S/ 23,681.00 | S/ 31,797.91 | S/ 584,820.91 |
| 5.70% | S/ 7,717.30 | S/ 15,542.30 | S/ 23,476.49 | S/ 31,521.40 | S/ 584,544.40 |
| 5.65% | S/ 7,650.98 | S/ 15,407.81 | S/ 23,271.96 | S/ 31,244.90 | S/ 584,267.90 |
| 5.60% | S/ 7,584.63 | S/ 15,273.29 | S/ 23,067.40 | S/ 30,968.40 | S/ 583,991.40 |
| 5.50% | S/ 7,451.87 | S/ 15,004.16 | S/ 22,658.20 | S/ 30,415.39 | S/ 583,438.39 |
| 5.30% | S/ 7,186.06 | S/ 14,465.50 | S/ 21,839.53 | S/ 29,309.38 | S/ 582,332.38 |
| 5.25% | S/ 7,119.55 | S/ 14,330.76 | S/ 21,634.80 | S/ 29,032.87 | S/ 582,055.87 |
| 5.05% | S/ 6,853.27 | S/ 13,791.46 | S/ 20,815.64 | S/ 27,926.86 | S/ 580,949.86 |
| 5.00% | S/ 6,786.64 | S/ 13,656.56 | S/ 20,610.79 | S/ 27,650.36 | S/ 580,673.36 |
| 4.95% | S/ 6,719.98 | S/ 13,521.62 | S/ 20,405.91 | S/ 27,373.85 | S/ 580,396.85 |
| 4.75% | S/ 6,453.13 | S/ 12,981.56 | S/ 19,586.16 | S/ 26,267.84 | S/ 579,290.84 |
| 4.55% | S/ 6,185.89 | S/ 12,440.98 | S/ 18,766.03 | S/ 25,161.83 | S/ 578,184.83 |
| 4.50% | S/ 6,119.02 | S/ 12,305.75 | S/ 18,560.93 | S/ 24,885.32 | S/ 577,908.32 |
| 4.40% | S/ 5,985.21 | S/ 12,035.20 | S/ 18,150.66 | S/ 24,332.32 | S/ 577,355.32 |
| 4.30% | S/ 5,851.31 | S/ 11,764.52 | S/ 17,740.30 | S/ 23,779.31 | S/ 576,802.31 |
| 4.25% | S/ 5,784.32 | S/ 11,629.13 | S/ 17,535.08 | S/ 23,502.81 | S/ 576,525.81 |
| 4.20% | S/ 5,717.30 | S/ 11,493.71 | S/ 17,329.84 | S/ 23,226.30 | S/ 576,249.30 |
| 4.15% | S/ 5,650.26 | S/ 11,358.26 | S/ 17,124.57 | S/ 22,949.80 | S/ 575,972.80 |
| 4.00% | S/ 5,449.01 | S/ 10,951.70 | S/ 16,508.62 | S/ 22,120.29 | S/ 575,143.29 |
| 3.90% | S/ 5,314.71 | S/ 10,680.50 | S/ 16,097.86 | S/ 21,567.28 | S/ 574,590.28 |
| 3.75% | S/ 5,113.09 | S/ 10,273.46 | S/ 15,481.54 | S/ 20,737.77 | S/ 573,760.77 |
| 3.50% | S/ 4,776.57 | S/ 9,594.40 | S/ 14,453.84 | S/ 19,355.25 | S/ 572,378.25 |
| 3.00% | S/ 4,101.70 | S/ 8,233.81 | S/ 12,396.58 | S/ 16,590.22 | S/ 569,613.22 |
| 2.75% | S/ 3,763.34 | S/ 7,552.28 | S/ 11,367.01 | S/ 15,207.70 | S/ 568,230.70 |
| 2.50% | S/ 3,424.36 | S/ 6,869.92 | S/ 10,336.82 | S/ 13,825.18 | S/ 566,848.18 |
| 2.00% | S/ 2,744.54 | S/ 5,502.70 | S/ 8,274.54 | S/ 11,060.15 | S/ 564,083.15 |
| 1.35% | S/ 1,857.03 | S/ 3,720.29 | S/ 5,589.80 | S/ 7,465.60 | S/ 560,488.60 |
| 1.00% | S/ 1,377.36 | S/ 2,758.16 | S/ 4,142.39 | S/ 5,530.07 | S/ 558,553.07 |
| 0.10% | S/ 138.20 | S/ 276.43 | S/ 414.70 | S/ 553.01 | S/ 553,576.01 |
Sobre los datos
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Para S/ 553,023 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 553,023 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.