Cálculo de intereses
Ahorrando S/ 551,848
Veamos que pasaría si Usted ahorrara 551,848 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 551,848.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,304.33 | S/ 12,680.68 | S/ 19,129.87 | S/ 25,652.74 | S/ 577,500.74 |
| 8.50% | S/ 11,370.17 | S/ 22,974.61 | S/ 34,818.15 | S/ 46,905.71 | S/ 598,753.71 |
| 8.00% | S/ 10,720.20 | S/ 21,648.65 | S/ 32,789.39 | S/ 44,146.56 | S/ 595,994.56 |
| 7.10% | S/ 9,544.53 | S/ 19,254.14 | S/ 29,131.69 | S/ 39,180.07 | S/ 591,028.07 |
| 7.00% | S/ 9,413.45 | S/ 18,987.47 | S/ 28,724.81 | S/ 38,628.24 | S/ 590,476.24 |
| 6.50% | S/ 8,756.63 | S/ 17,652.22 | S/ 26,688.95 | S/ 35,869.08 | S/ 587,717.08 |
| 6.10% | S/ 8,229.52 | S/ 16,581.76 | S/ 25,058.55 | S/ 33,661.76 | S/ 585,509.76 |
| 6.20% | S/ 8,361.44 | S/ 16,849.56 | S/ 25,466.30 | S/ 34,213.59 | S/ 586,061.59 |
| 5.90% | S/ 7,965.40 | S/ 16,045.77 | S/ 24,242.77 | S/ 32,558.09 | S/ 584,406.09 |
| 5.75% | S/ 7,767.06 | S/ 15,643.45 | S/ 23,630.69 | S/ 31,730.35 | S/ 583,578.35 |
| 5.70% | S/ 7,700.91 | S/ 15,509.28 | S/ 23,426.61 | S/ 31,454.43 | S/ 583,302.43 |
| 5.65% | S/ 7,634.72 | S/ 15,375.07 | S/ 23,222.51 | S/ 31,178.51 | S/ 583,026.51 |
| 5.60% | S/ 7,568.52 | S/ 15,240.84 | S/ 23,018.39 | S/ 30,902.60 | S/ 582,750.60 |
| 5.50% | S/ 7,436.04 | S/ 14,972.28 | S/ 22,610.06 | S/ 30,350.77 | S/ 582,198.77 |
| 5.30% | S/ 7,170.79 | S/ 14,434.77 | S/ 21,793.13 | S/ 29,247.10 | S/ 581,095.10 |
| 5.25% | S/ 7,104.42 | S/ 14,300.31 | S/ 21,588.83 | S/ 28,971.19 | S/ 580,819.19 |
| 5.05% | S/ 6,838.71 | S/ 13,762.16 | S/ 20,771.41 | S/ 27,867.52 | S/ 579,715.52 |
| 5.00% | S/ 6,772.22 | S/ 13,627.54 | S/ 20,567.00 | S/ 27,591.61 | S/ 579,439.61 |
| 4.95% | S/ 6,705.70 | S/ 13,492.89 | S/ 20,362.55 | S/ 27,315.69 | S/ 579,163.69 |
| 4.75% | S/ 6,439.42 | S/ 12,953.97 | S/ 19,544.55 | S/ 26,212.03 | S/ 578,060.03 |
| 4.55% | S/ 6,172.75 | S/ 12,414.54 | S/ 18,726.15 | S/ 25,108.37 | S/ 576,956.37 |
| 4.50% | S/ 6,106.02 | S/ 12,279.60 | S/ 18,521.49 | S/ 24,832.45 | S/ 576,680.45 |
| 4.40% | S/ 5,972.49 | S/ 12,009.63 | S/ 18,112.10 | S/ 24,280.62 | S/ 576,128.62 |
| 4.30% | S/ 5,838.87 | S/ 11,739.52 | S/ 17,702.61 | S/ 23,728.79 | S/ 575,576.79 |
| 4.25% | S/ 5,772.03 | S/ 11,604.42 | S/ 17,497.83 | S/ 23,452.87 | S/ 575,300.87 |
| 4.20% | S/ 5,705.15 | S/ 11,469.29 | S/ 17,293.02 | S/ 23,176.95 | S/ 575,024.95 |
| 4.15% | S/ 5,638.26 | S/ 11,334.13 | S/ 17,088.19 | S/ 22,901.04 | S/ 574,749.04 |
| 4.00% | S/ 5,437.43 | S/ 10,928.44 | S/ 16,473.54 | S/ 22,073.29 | S/ 573,921.29 |
| 3.90% | S/ 5,303.42 | S/ 10,657.81 | S/ 16,063.66 | S/ 21,521.46 | S/ 573,369.46 |
| 3.75% | S/ 5,102.23 | S/ 10,251.63 | S/ 15,448.65 | S/ 20,693.71 | S/ 572,541.71 |
| 3.50% | S/ 4,766.42 | S/ 9,574.02 | S/ 14,423.13 | S/ 19,314.13 | S/ 571,162.13 |
| 3.00% | S/ 4,092.98 | S/ 8,216.32 | S/ 12,370.24 | S/ 16,554.97 | S/ 568,402.97 |
| 2.75% | S/ 3,755.34 | S/ 7,536.24 | S/ 11,342.86 | S/ 15,175.39 | S/ 567,023.39 |
| 2.50% | S/ 3,417.08 | S/ 6,855.32 | S/ 10,314.86 | S/ 13,795.81 | S/ 565,643.81 |
| 2.00% | S/ 2,738.71 | S/ 5,491.01 | S/ 8,256.96 | S/ 11,036.65 | S/ 562,884.65 |
| 1.35% | S/ 1,853.08 | S/ 3,712.38 | S/ 5,577.93 | S/ 7,449.74 | S/ 559,297.74 |
| 1.00% | S/ 1,374.44 | S/ 2,752.30 | S/ 4,133.59 | S/ 5,518.32 | S/ 557,366.32 |
| 0.10% | S/ 137.91 | S/ 275.85 | S/ 413.82 | S/ 551.83 | S/ 552,399.83 |
Sobre los datos
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Para S/ 551,848 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 551,848 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.