Cálculo de intereses
Ahorrando S/ 550,022
Veamos que pasaría si Usted ahorrara 550,022 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 550,022.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,283.47 | S/ 12,638.72 | S/ 19,066.57 | S/ 25,567.86 | S/ 575,589.86 |
| 8.50% | S/ 11,332.55 | S/ 22,898.59 | S/ 34,702.94 | S/ 46,750.51 | S/ 596,772.51 |
| 8.00% | S/ 10,684.73 | S/ 21,577.01 | S/ 32,680.89 | S/ 44,000.48 | S/ 594,022.48 |
| 7.10% | S/ 9,512.95 | S/ 19,190.44 | S/ 29,035.30 | S/ 39,050.43 | S/ 589,072.43 |
| 7.00% | S/ 9,382.30 | S/ 18,924.64 | S/ 28,629.76 | S/ 38,500.43 | S/ 588,522.43 |
| 6.50% | S/ 8,727.66 | S/ 17,593.81 | S/ 26,600.64 | S/ 35,750.40 | S/ 585,772.40 |
| 6.10% | S/ 8,202.29 | S/ 16,526.89 | S/ 24,975.64 | S/ 33,550.37 | S/ 583,572.37 |
| 6.20% | S/ 8,333.77 | S/ 16,793.81 | S/ 25,382.03 | S/ 34,100.38 | S/ 584,122.38 |
| 5.90% | S/ 7,939.04 | S/ 15,992.68 | S/ 24,162.56 | S/ 32,450.36 | S/ 582,472.36 |
| 5.75% | S/ 7,741.36 | S/ 15,591.69 | S/ 23,552.50 | S/ 31,625.35 | S/ 581,647.35 |
| 5.70% | S/ 7,675.42 | S/ 15,457.96 | S/ 23,349.10 | S/ 31,350.35 | S/ 581,372.35 |
| 5.65% | S/ 7,609.46 | S/ 15,324.20 | S/ 23,145.67 | S/ 31,075.35 | S/ 581,097.35 |
| 5.60% | S/ 7,543.48 | S/ 15,190.41 | S/ 22,942.22 | S/ 30,800.35 | S/ 580,822.35 |
| 5.50% | S/ 7,411.43 | S/ 14,922.73 | S/ 22,535.25 | S/ 30,250.34 | S/ 580,272.34 |
| 5.30% | S/ 7,147.07 | S/ 14,387.00 | S/ 21,721.02 | S/ 29,150.33 | S/ 579,172.33 |
| 5.25% | S/ 7,080.92 | S/ 14,252.99 | S/ 21,517.40 | S/ 28,875.33 | S/ 578,897.33 |
| 5.05% | S/ 6,816.08 | S/ 13,716.62 | S/ 20,702.68 | S/ 27,775.31 | S/ 577,797.31 |
| 5.00% | S/ 6,749.81 | S/ 13,582.45 | S/ 20,498.94 | S/ 27,500.31 | S/ 577,522.31 |
| 4.95% | S/ 6,683.52 | S/ 13,448.25 | S/ 20,295.18 | S/ 27,225.31 | S/ 577,247.31 |
| 4.75% | S/ 6,418.11 | S/ 12,911.11 | S/ 19,479.88 | S/ 26,125.30 | S/ 576,147.30 |
| 4.55% | S/ 6,152.32 | S/ 12,373.46 | S/ 18,664.19 | S/ 25,025.28 | S/ 575,047.28 |
| 4.50% | S/ 6,085.82 | S/ 12,238.97 | S/ 18,460.21 | S/ 24,750.28 | S/ 574,772.28 |
| 4.40% | S/ 5,952.73 | S/ 11,969.89 | S/ 18,052.17 | S/ 24,200.28 | S/ 574,222.28 |
| 4.30% | S/ 5,819.55 | S/ 11,700.68 | S/ 17,644.03 | S/ 23,650.27 | S/ 573,672.27 |
| 4.25% | S/ 5,752.93 | S/ 11,566.03 | S/ 17,439.93 | S/ 23,375.27 | S/ 573,397.27 |
| 4.20% | S/ 5,686.28 | S/ 11,431.34 | S/ 17,235.80 | S/ 23,100.26 | S/ 573,122.26 |
| 4.15% | S/ 5,619.60 | S/ 11,296.62 | S/ 17,031.64 | S/ 22,825.26 | S/ 572,847.26 |
| 4.00% | S/ 5,419.44 | S/ 10,892.27 | S/ 16,419.04 | S/ 22,000.25 | S/ 572,022.25 |
| 3.90% | S/ 5,285.87 | S/ 10,622.55 | S/ 16,010.51 | S/ 21,450.25 | S/ 571,472.25 |
| 3.75% | S/ 5,085.35 | S/ 10,217.71 | S/ 15,397.53 | S/ 20,625.24 | S/ 570,647.24 |
| 3.50% | S/ 4,750.65 | S/ 9,542.34 | S/ 14,375.41 | S/ 19,250.22 | S/ 569,272.22 |
| 3.00% | S/ 4,079.44 | S/ 8,189.13 | S/ 12,329.31 | S/ 16,500.19 | S/ 566,522.19 |
| 2.75% | S/ 3,742.91 | S/ 7,511.30 | S/ 11,305.33 | S/ 15,125.18 | S/ 565,147.18 |
| 2.50% | S/ 3,405.78 | S/ 6,832.64 | S/ 10,280.73 | S/ 13,750.16 | S/ 563,772.16 |
| 2.00% | S/ 2,729.64 | S/ 5,472.84 | S/ 8,229.64 | S/ 11,000.13 | S/ 561,022.13 |
| 1.35% | S/ 1,846.95 | S/ 3,700.10 | S/ 5,559.47 | S/ 7,425.09 | S/ 557,447.09 |
| 1.00% | S/ 1,369.89 | S/ 2,743.19 | S/ 4,119.91 | S/ 5,500.07 | S/ 555,522.07 |
| 0.10% | S/ 137.45 | S/ 274.93 | S/ 412.45 | S/ 550.01 | S/ 550,572.01 |
Sobre los datos
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Para S/ 550,022 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 550,022 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.