Cálculo de intereses
Ahorrando S/ 549,905
Veamos que pasaría si Usted ahorrara 549,905 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 549,905.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,282.13 | S/ 12,636.03 | S/ 19,062.52 | S/ 25,562.42 | S/ 575,467.42 |
| 8.50% | S/ 11,330.14 | S/ 22,893.72 | S/ 34,695.56 | S/ 46,740.56 | S/ 596,645.56 |
| 8.00% | S/ 10,682.45 | S/ 21,572.42 | S/ 32,673.94 | S/ 43,991.12 | S/ 593,896.12 |
| 7.10% | S/ 9,510.93 | S/ 19,186.35 | S/ 29,029.12 | S/ 39,042.12 | S/ 588,947.12 |
| 7.00% | S/ 9,380.30 | S/ 18,920.62 | S/ 28,623.67 | S/ 38,492.24 | S/ 588,397.24 |
| 6.50% | S/ 8,725.80 | S/ 17,590.07 | S/ 26,594.98 | S/ 35,742.79 | S/ 585,647.79 |
| 6.10% | S/ 8,200.54 | S/ 16,523.37 | S/ 24,970.32 | S/ 33,543.24 | S/ 583,448.24 |
| 6.20% | S/ 8,332.00 | S/ 16,790.24 | S/ 25,376.63 | S/ 34,093.13 | S/ 583,998.13 |
| 5.90% | S/ 7,937.35 | S/ 15,989.27 | S/ 24,157.42 | S/ 32,443.46 | S/ 582,348.46 |
| 5.75% | S/ 7,739.72 | S/ 15,588.37 | S/ 23,547.49 | S/ 31,618.63 | S/ 581,523.63 |
| 5.70% | S/ 7,673.79 | S/ 15,454.67 | S/ 23,344.13 | S/ 31,343.68 | S/ 581,248.68 |
| 5.65% | S/ 7,607.84 | S/ 15,320.94 | S/ 23,140.75 | S/ 31,068.74 | S/ 580,973.74 |
| 5.60% | S/ 7,541.87 | S/ 15,187.18 | S/ 22,937.34 | S/ 30,793.79 | S/ 580,698.79 |
| 5.50% | S/ 7,409.86 | S/ 14,919.56 | S/ 22,530.46 | S/ 30,243.91 | S/ 580,148.91 |
| 5.30% | S/ 7,145.55 | S/ 14,383.94 | S/ 21,716.40 | S/ 29,144.13 | S/ 579,049.13 |
| 5.25% | S/ 7,079.41 | S/ 14,249.96 | S/ 21,512.82 | S/ 28,869.18 | S/ 578,774.18 |
| 5.05% | S/ 6,814.63 | S/ 13,713.70 | S/ 20,698.28 | S/ 27,769.41 | S/ 577,674.41 |
| 5.00% | S/ 6,748.37 | S/ 13,579.56 | S/ 20,494.58 | S/ 27,494.46 | S/ 577,399.46 |
| 4.95% | S/ 6,682.09 | S/ 13,445.39 | S/ 20,290.86 | S/ 27,219.52 | S/ 577,124.52 |
| 4.75% | S/ 6,416.74 | S/ 12,908.37 | S/ 19,475.74 | S/ 26,119.74 | S/ 576,024.74 |
| 4.55% | S/ 6,151.01 | S/ 12,370.83 | S/ 18,660.22 | S/ 25,019.96 | S/ 574,924.96 |
| 4.50% | S/ 6,084.52 | S/ 12,236.37 | S/ 18,456.28 | S/ 24,745.02 | S/ 574,650.02 |
| 4.40% | S/ 5,951.47 | S/ 11,967.34 | S/ 18,048.33 | S/ 24,195.13 | S/ 574,100.13 |
| 4.30% | S/ 5,818.31 | S/ 11,698.19 | S/ 17,640.28 | S/ 23,645.24 | S/ 573,550.24 |
| 4.25% | S/ 5,751.70 | S/ 11,563.57 | S/ 17,436.22 | S/ 23,370.29 | S/ 573,275.29 |
| 4.20% | S/ 5,685.07 | S/ 11,428.91 | S/ 17,232.13 | S/ 23,095.35 | S/ 573,000.35 |
| 4.15% | S/ 5,618.41 | S/ 11,294.22 | S/ 17,028.02 | S/ 22,820.41 | S/ 572,725.41 |
| 4.00% | S/ 5,418.29 | S/ 10,889.96 | S/ 16,415.54 | S/ 21,995.57 | S/ 571,900.57 |
| 3.90% | S/ 5,284.75 | S/ 10,620.29 | S/ 16,007.10 | S/ 21,445.68 | S/ 571,350.68 |
| 3.75% | S/ 5,084.27 | S/ 10,215.54 | S/ 15,394.25 | S/ 20,620.85 | S/ 570,525.85 |
| 3.50% | S/ 4,749.64 | S/ 9,540.31 | S/ 14,372.35 | S/ 19,246.13 | S/ 569,151.13 |
| 3.00% | S/ 4,078.57 | S/ 8,187.39 | S/ 12,326.69 | S/ 16,496.68 | S/ 566,401.68 |
| 2.75% | S/ 3,742.12 | S/ 7,509.70 | S/ 11,302.92 | S/ 15,121.96 | S/ 565,026.96 |
| 2.50% | S/ 3,405.05 | S/ 6,831.19 | S/ 10,278.54 | S/ 13,747.24 | S/ 563,652.24 |
| 2.00% | S/ 2,729.06 | S/ 5,471.67 | S/ 8,227.89 | S/ 10,997.79 | S/ 560,902.79 |
| 1.35% | S/ 1,846.56 | S/ 3,699.31 | S/ 5,558.29 | S/ 7,423.51 | S/ 557,328.51 |
| 1.00% | S/ 1,369.60 | S/ 2,742.61 | S/ 4,119.04 | S/ 5,498.90 | S/ 555,403.90 |
| 0.10% | S/ 137.42 | S/ 274.88 | S/ 412.37 | S/ 549.89 | S/ 550,454.89 |
Sobre los datos
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Para S/ 549,905 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 549,905 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.