Cálculo de intereses
Ahorrando S/ 544,082
Veamos que pasaría si Usted ahorrara 544,082 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 544,082.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,215.61 | S/ 12,502.23 | S/ 18,860.66 | S/ 25,291.74 | S/ 569,373.74 |
| 8.50% | S/ 11,210.16 | S/ 22,651.30 | S/ 34,328.17 | S/ 46,245.62 | S/ 590,327.62 |
| 8.00% | S/ 10,569.34 | S/ 21,343.99 | S/ 32,327.96 | S/ 43,525.29 | S/ 587,607.29 |
| 7.10% | S/ 9,410.22 | S/ 18,983.19 | S/ 28,721.73 | S/ 38,628.70 | S/ 582,710.70 |
| 7.00% | S/ 9,280.97 | S/ 18,720.26 | S/ 28,320.57 | S/ 38,084.64 | S/ 582,166.64 |
| 6.50% | S/ 8,633.40 | S/ 17,403.80 | S/ 26,313.37 | S/ 35,364.31 | S/ 579,446.31 |
| 6.10% | S/ 8,113.70 | S/ 16,348.41 | S/ 24,705.91 | S/ 33,188.04 | S/ 577,270.04 |
| 6.20% | S/ 8,243.77 | S/ 16,612.44 | S/ 25,107.92 | S/ 33,732.11 | S/ 577,814.11 |
| 5.90% | S/ 7,853.30 | S/ 15,819.96 | S/ 23,901.61 | S/ 32,099.91 | S/ 576,181.91 |
| 5.75% | S/ 7,657.76 | S/ 15,423.30 | S/ 23,298.14 | S/ 31,283.81 | S/ 575,365.81 |
| 5.70% | S/ 7,592.53 | S/ 15,291.02 | S/ 23,096.94 | S/ 31,011.78 | S/ 575,093.78 |
| 5.65% | S/ 7,527.28 | S/ 15,158.71 | S/ 22,895.71 | S/ 30,739.75 | S/ 574,821.75 |
| 5.60% | S/ 7,462.01 | S/ 15,026.36 | S/ 22,694.45 | S/ 30,467.72 | S/ 574,549.72 |
| 5.50% | S/ 7,331.39 | S/ 14,761.58 | S/ 22,291.88 | S/ 29,923.65 | S/ 574,005.65 |
| 5.30% | S/ 7,069.88 | S/ 14,231.63 | S/ 21,486.44 | S/ 28,835.52 | S/ 572,917.52 |
| 5.25% | S/ 7,004.44 | S/ 14,099.06 | S/ 21,285.02 | S/ 28,563.48 | S/ 572,645.48 |
| 5.05% | S/ 6,742.47 | S/ 13,568.49 | S/ 20,479.10 | S/ 27,475.35 | S/ 571,557.35 |
| 5.00% | S/ 6,676.91 | S/ 13,435.77 | S/ 20,277.56 | S/ 27,203.32 | S/ 571,285.32 |
| 4.95% | S/ 6,611.34 | S/ 13,303.01 | S/ 20,076.00 | S/ 26,931.29 | S/ 571,013.29 |
| 4.75% | S/ 6,348.80 | S/ 12,771.68 | S/ 19,269.50 | S/ 25,843.15 | S/ 569,925.15 |
| 4.55% | S/ 6,085.88 | S/ 12,239.84 | S/ 18,462.63 | S/ 24,755.02 | S/ 568,837.02 |
| 4.50% | S/ 6,020.09 | S/ 12,106.80 | S/ 18,260.85 | S/ 24,482.99 | S/ 568,564.99 |
| 4.40% | S/ 5,888.45 | S/ 11,840.62 | S/ 17,857.21 | S/ 23,938.92 | S/ 568,020.92 |
| 4.30% | S/ 5,756.70 | S/ 11,574.32 | S/ 17,453.48 | S/ 23,394.86 | S/ 567,476.86 |
| 4.25% | S/ 5,690.80 | S/ 11,441.12 | S/ 17,251.58 | S/ 23,122.82 | S/ 567,204.82 |
| 4.20% | S/ 5,624.87 | S/ 11,307.89 | S/ 17,049.66 | S/ 22,850.79 | S/ 566,932.79 |
| 4.15% | S/ 5,558.91 | S/ 11,174.62 | S/ 16,847.71 | S/ 22,578.76 | S/ 566,660.76 |
| 4.00% | S/ 5,360.91 | S/ 10,774.64 | S/ 16,241.72 | S/ 21,762.66 | S/ 565,844.66 |
| 3.90% | S/ 5,228.79 | S/ 10,507.83 | S/ 15,837.60 | S/ 21,218.59 | S/ 565,300.59 |
| 3.75% | S/ 5,030.43 | S/ 10,107.36 | S/ 15,231.24 | S/ 20,402.49 | S/ 564,484.49 |
| 3.50% | S/ 4,699.35 | S/ 9,439.28 | S/ 14,220.16 | S/ 19,042.33 | S/ 563,124.33 |
| 3.00% | S/ 4,035.38 | S/ 8,100.69 | S/ 12,196.16 | S/ 16,322.00 | S/ 560,404.00 |
| 2.75% | S/ 3,702.49 | S/ 7,430.18 | S/ 11,183.24 | S/ 14,961.83 | S/ 559,043.83 |
| 2.50% | S/ 3,369.00 | S/ 6,758.85 | S/ 10,169.70 | S/ 13,601.66 | S/ 557,683.66 |
| 2.00% | S/ 2,700.17 | S/ 5,413.73 | S/ 8,140.77 | S/ 10,881.33 | S/ 554,963.33 |
| 1.35% | S/ 1,827.00 | S/ 3,660.14 | S/ 5,499.43 | S/ 7,344.90 | S/ 551,426.90 |
| 1.00% | S/ 1,355.10 | S/ 2,713.57 | S/ 4,075.42 | S/ 5,440.67 | S/ 549,522.67 |
| 0.10% | S/ 135.97 | S/ 271.97 | S/ 408.00 | S/ 544.07 | S/ 544,626.07 |
Sobre los datos
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Para S/ 544,082 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 544,082 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.