Cálculo de intereses
Ahorrando S/ 542,260
Veamos que pasaría si Usted ahorrara 542,260 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 542,260.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,194.79 | S/ 12,460.36 | S/ 18,797.50 | S/ 25,207.04 | S/ 567,467.04 |
| 8.50% | S/ 11,172.62 | S/ 22,575.45 | S/ 34,213.21 | S/ 46,090.76 | S/ 588,350.76 |
| 8.00% | S/ 10,533.94 | S/ 21,272.52 | S/ 32,219.70 | S/ 43,379.54 | S/ 585,639.54 |
| 7.10% | S/ 9,378.70 | S/ 18,919.62 | S/ 28,625.55 | S/ 38,499.34 | S/ 580,759.34 |
| 7.00% | S/ 9,249.89 | S/ 18,657.57 | S/ 28,225.73 | S/ 37,957.10 | S/ 580,217.10 |
| 6.50% | S/ 8,604.49 | S/ 17,345.52 | S/ 26,225.25 | S/ 35,245.88 | S/ 577,505.88 |
| 6.10% | S/ 8,086.53 | S/ 16,293.66 | S/ 24,623.18 | S/ 33,076.91 | S/ 575,336.91 |
| 6.20% | S/ 8,216.16 | S/ 16,556.81 | S/ 25,023.84 | S/ 33,619.15 | S/ 575,879.15 |
| 5.90% | S/ 7,827.00 | S/ 15,766.99 | S/ 23,821.57 | S/ 31,992.42 | S/ 574,252.42 |
| 5.75% | S/ 7,632.12 | S/ 15,371.65 | S/ 23,220.12 | S/ 31,179.05 | S/ 573,439.05 |
| 5.70% | S/ 7,567.11 | S/ 15,239.81 | S/ 23,019.59 | S/ 30,907.93 | S/ 573,167.93 |
| 5.65% | S/ 7,502.08 | S/ 15,107.94 | S/ 22,819.03 | S/ 30,636.81 | S/ 572,896.81 |
| 5.60% | S/ 7,437.02 | S/ 14,976.04 | S/ 22,618.46 | S/ 30,365.69 | S/ 572,625.69 |
| 5.50% | S/ 7,306.84 | S/ 14,712.14 | S/ 22,217.23 | S/ 29,823.44 | S/ 572,083.44 |
| 5.30% | S/ 7,046.21 | S/ 14,183.97 | S/ 21,414.49 | S/ 28,738.95 | S/ 570,998.95 |
| 5.25% | S/ 6,980.99 | S/ 14,051.85 | S/ 21,213.74 | S/ 28,467.83 | S/ 570,727.83 |
| 5.05% | S/ 6,719.89 | S/ 13,523.05 | S/ 20,410.52 | S/ 27,383.34 | S/ 569,643.34 |
| 5.00% | S/ 6,654.55 | S/ 13,390.77 | S/ 20,209.66 | S/ 27,112.22 | S/ 569,372.22 |
| 4.95% | S/ 6,589.20 | S/ 13,258.46 | S/ 20,008.77 | S/ 26,841.10 | S/ 569,101.10 |
| 4.75% | S/ 6,327.54 | S/ 12,728.91 | S/ 19,204.98 | S/ 25,756.61 | S/ 568,016.61 |
| 4.55% | S/ 6,065.50 | S/ 12,198.85 | S/ 18,400.80 | S/ 24,672.12 | S/ 566,932.12 |
| 4.50% | S/ 5,999.93 | S/ 12,066.25 | S/ 18,199.70 | S/ 24,401.00 | S/ 566,661.00 |
| 4.40% | S/ 5,868.73 | S/ 11,800.97 | S/ 17,797.41 | S/ 23,858.76 | S/ 566,118.76 |
| 4.30% | S/ 5,737.43 | S/ 11,535.56 | S/ 17,395.04 | S/ 23,316.51 | S/ 565,576.51 |
| 4.25% | S/ 5,671.74 | S/ 11,402.80 | S/ 17,193.81 | S/ 23,045.39 | S/ 565,305.39 |
| 4.20% | S/ 5,606.03 | S/ 11,270.02 | S/ 16,992.56 | S/ 22,774.27 | S/ 565,034.27 |
| 4.15% | S/ 5,540.30 | S/ 11,137.20 | S/ 16,791.29 | S/ 22,503.15 | S/ 564,763.15 |
| 4.00% | S/ 5,342.96 | S/ 10,738.56 | S/ 16,187.33 | S/ 21,689.78 | S/ 563,949.78 |
| 3.90% | S/ 5,211.28 | S/ 10,472.64 | S/ 15,784.56 | S/ 21,147.54 | S/ 563,407.54 |
| 3.75% | S/ 5,013.58 | S/ 10,073.52 | S/ 15,180.24 | S/ 20,334.17 | S/ 562,594.17 |
| 3.50% | S/ 4,683.61 | S/ 9,407.67 | S/ 14,172.54 | S/ 18,978.56 | S/ 561,238.56 |
| 3.00% | S/ 4,021.87 | S/ 8,073.57 | S/ 12,155.32 | S/ 16,267.34 | S/ 558,527.34 |
| 2.75% | S/ 3,690.09 | S/ 7,405.30 | S/ 11,145.79 | S/ 14,911.73 | S/ 557,171.73 |
| 2.50% | S/ 3,357.71 | S/ 6,736.22 | S/ 10,135.64 | S/ 13,556.12 | S/ 555,816.12 |
| 2.00% | S/ 2,691.12 | S/ 5,395.60 | S/ 8,113.50 | S/ 10,844.89 | S/ 553,104.89 |
| 1.35% | S/ 1,820.88 | S/ 3,647.88 | S/ 5,481.01 | S/ 7,320.30 | S/ 549,580.30 |
| 1.00% | S/ 1,350.56 | S/ 2,704.48 | S/ 4,061.77 | S/ 5,422.45 | S/ 547,682.45 |
| 0.10% | S/ 135.51 | S/ 271.05 | S/ 406.63 | S/ 542.24 | S/ 542,802.24 |
Sobre los datos
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Para S/ 542,260 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 542,260 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.