Cálculo de intereses
Ahorrando S/ 540,696
Veamos que pasaría si Usted ahorrara 540,696 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 540,696.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,176.93 | S/ 12,424.42 | S/ 18,743.29 | S/ 25,134.34 | S/ 565,830.34 |
| 8.50% | S/ 11,140.40 | S/ 22,510.33 | S/ 34,114.53 | S/ 45,957.82 | S/ 586,653.82 |
| 8.00% | S/ 10,503.56 | S/ 21,211.16 | S/ 32,126.77 | S/ 43,254.42 | S/ 583,950.42 |
| 7.10% | S/ 9,351.65 | S/ 18,865.05 | S/ 28,542.98 | S/ 38,388.30 | S/ 579,084.30 |
| 7.00% | S/ 9,223.22 | S/ 18,603.76 | S/ 28,144.32 | S/ 37,847.62 | S/ 578,543.62 |
| 6.50% | S/ 8,579.68 | S/ 17,295.49 | S/ 26,149.61 | S/ 35,144.22 | S/ 575,840.22 |
| 6.10% | S/ 8,063.21 | S/ 16,246.67 | S/ 24,552.16 | S/ 32,981.50 | S/ 573,677.50 |
| 6.20% | S/ 8,192.46 | S/ 16,509.06 | S/ 24,951.66 | S/ 33,522.18 | S/ 574,218.18 |
| 5.90% | S/ 7,804.43 | S/ 15,721.51 | S/ 23,752.86 | S/ 31,900.14 | S/ 572,596.14 |
| 5.75% | S/ 7,610.10 | S/ 15,327.32 | S/ 23,153.15 | S/ 31,089.12 | S/ 571,785.12 |
| 5.70% | S/ 7,545.28 | S/ 15,195.86 | S/ 22,953.20 | S/ 30,818.78 | S/ 571,514.78 |
| 5.65% | S/ 7,480.44 | S/ 15,064.37 | S/ 22,753.22 | S/ 30,548.44 | S/ 571,244.44 |
| 5.60% | S/ 7,415.57 | S/ 14,932.85 | S/ 22,553.22 | S/ 30,278.10 | S/ 570,974.10 |
| 5.50% | S/ 7,285.77 | S/ 14,669.71 | S/ 22,153.15 | S/ 29,737.42 | S/ 570,433.42 |
| 5.30% | S/ 7,025.88 | S/ 14,143.06 | S/ 21,352.72 | S/ 28,656.06 | S/ 569,352.06 |
| 5.25% | S/ 6,960.85 | S/ 14,011.32 | S/ 21,152.56 | S/ 28,385.72 | S/ 569,081.72 |
| 5.05% | S/ 6,700.51 | S/ 13,484.05 | S/ 20,351.65 | S/ 27,304.36 | S/ 568,000.36 |
| 5.00% | S/ 6,635.36 | S/ 13,352.15 | S/ 20,151.37 | S/ 27,034.02 | S/ 567,730.02 |
| 4.95% | S/ 6,570.19 | S/ 13,220.22 | S/ 19,951.06 | S/ 26,763.68 | S/ 567,459.68 |
| 4.75% | S/ 6,309.29 | S/ 12,692.19 | S/ 19,149.58 | S/ 25,682.32 | S/ 566,378.32 |
| 4.55% | S/ 6,048.01 | S/ 12,163.66 | S/ 18,347.73 | S/ 24,600.96 | S/ 565,296.96 |
| 4.50% | S/ 5,982.63 | S/ 12,031.45 | S/ 18,147.20 | S/ 24,330.62 | S/ 565,026.62 |
| 4.40% | S/ 5,851.80 | S/ 11,766.93 | S/ 17,746.08 | S/ 23,789.94 | S/ 564,485.94 |
| 4.30% | S/ 5,720.88 | S/ 11,502.29 | S/ 17,344.87 | S/ 23,249.26 | S/ 563,945.26 |
| 4.25% | S/ 5,655.38 | S/ 11,369.92 | S/ 17,144.22 | S/ 22,978.92 | S/ 563,674.92 |
| 4.20% | S/ 5,589.86 | S/ 11,237.51 | S/ 16,943.55 | S/ 22,708.58 | S/ 563,404.58 |
| 4.15% | S/ 5,524.32 | S/ 11,105.08 | S/ 16,742.86 | S/ 22,438.24 | S/ 563,134.24 |
| 4.00% | S/ 5,327.55 | S/ 10,707.59 | S/ 16,140.64 | S/ 21,627.22 | S/ 562,323.22 |
| 3.90% | S/ 5,196.25 | S/ 10,442.43 | S/ 15,739.04 | S/ 21,086.54 | S/ 561,782.54 |
| 3.75% | S/ 4,999.12 | S/ 10,044.46 | S/ 15,136.45 | S/ 20,275.52 | S/ 560,971.52 |
| 3.50% | S/ 4,670.10 | S/ 9,380.54 | S/ 14,131.66 | S/ 18,923.82 | S/ 559,619.82 |
| 3.00% | S/ 4,010.27 | S/ 8,050.28 | S/ 12,120.26 | S/ 16,220.42 | S/ 556,916.42 |
| 2.75% | S/ 3,679.45 | S/ 7,383.94 | S/ 11,113.64 | S/ 14,868.72 | S/ 555,564.72 |
| 2.50% | S/ 3,348.03 | S/ 6,716.79 | S/ 10,106.41 | S/ 13,517.02 | S/ 554,213.02 |
| 2.00% | S/ 2,683.36 | S/ 5,380.04 | S/ 8,090.10 | S/ 10,813.61 | S/ 551,509.61 |
| 1.35% | S/ 1,815.63 | S/ 3,637.36 | S/ 5,465.21 | S/ 7,299.19 | S/ 547,995.19 |
| 1.00% | S/ 1,346.66 | S/ 2,696.68 | S/ 4,050.06 | S/ 5,406.81 | S/ 546,102.81 |
| 0.10% | S/ 135.12 | S/ 270.27 | S/ 405.46 | S/ 540.68 | S/ 541,236.68 |
Sobre los datos
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Para S/ 540,696 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 540,696 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.