Cálculo de intereses
Ahorrando S/ 539,519
Veamos que pasaría si Usted ahorrara 539,519 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 539,519.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,163.48 | S/ 12,397.38 | S/ 18,702.48 | S/ 25,079.62 | S/ 564,598.62 |
| 8.50% | S/ 11,116.15 | S/ 22,461.33 | S/ 34,040.27 | S/ 45,857.78 | S/ 585,376.78 |
| 8.00% | S/ 10,480.69 | S/ 21,164.99 | S/ 32,056.83 | S/ 43,160.26 | S/ 582,679.26 |
| 7.10% | S/ 9,331.30 | S/ 18,823.98 | S/ 28,480.85 | S/ 38,304.74 | S/ 577,823.74 |
| 7.00% | S/ 9,203.14 | S/ 18,563.26 | S/ 28,083.06 | S/ 37,765.24 | S/ 577,284.24 |
| 6.50% | S/ 8,561.00 | S/ 17,257.84 | S/ 26,092.69 | S/ 35,067.72 | S/ 574,586.72 |
| 6.10% | S/ 8,045.66 | S/ 16,211.30 | S/ 24,498.71 | S/ 32,909.71 | S/ 572,428.71 |
| 6.20% | S/ 8,174.63 | S/ 16,473.12 | S/ 24,897.35 | S/ 33,449.21 | S/ 572,968.21 |
| 5.90% | S/ 7,787.44 | S/ 15,687.29 | S/ 23,701.16 | S/ 31,830.70 | S/ 571,349.70 |
| 5.75% | S/ 7,593.54 | S/ 15,293.95 | S/ 23,102.75 | S/ 31,021.45 | S/ 570,540.45 |
| 5.70% | S/ 7,528.86 | S/ 15,162.78 | S/ 22,903.23 | S/ 30,751.70 | S/ 570,270.70 |
| 5.65% | S/ 7,464.15 | S/ 15,031.58 | S/ 22,703.69 | S/ 30,481.95 | S/ 570,000.95 |
| 5.60% | S/ 7,399.43 | S/ 14,900.34 | S/ 22,504.12 | S/ 30,212.19 | S/ 569,731.19 |
| 5.50% | S/ 7,269.91 | S/ 14,637.78 | S/ 22,104.92 | S/ 29,672.69 | S/ 569,191.69 |
| 5.30% | S/ 7,010.59 | S/ 14,112.27 | S/ 21,306.24 | S/ 28,593.69 | S/ 568,112.69 |
| 5.25% | S/ 6,945.70 | S/ 13,980.82 | S/ 21,106.51 | S/ 28,323.93 | S/ 567,842.93 |
| 5.05% | S/ 6,685.92 | S/ 13,454.70 | S/ 20,307.35 | S/ 27,244.93 | S/ 566,763.93 |
| 5.00% | S/ 6,620.92 | S/ 13,323.09 | S/ 20,107.50 | S/ 26,975.18 | S/ 566,494.18 |
| 4.95% | S/ 6,555.89 | S/ 13,191.44 | S/ 19,907.63 | S/ 26,705.42 | S/ 566,224.42 |
| 4.75% | S/ 6,295.55 | S/ 12,664.57 | S/ 19,107.90 | S/ 25,626.42 | S/ 565,145.42 |
| 4.55% | S/ 6,034.84 | S/ 12,137.18 | S/ 18,307.79 | S/ 24,547.41 | S/ 564,066.41 |
| 4.50% | S/ 5,969.60 | S/ 12,005.26 | S/ 18,107.70 | S/ 24,277.66 | S/ 563,796.66 |
| 4.40% | S/ 5,839.06 | S/ 11,741.32 | S/ 17,707.45 | S/ 23,738.16 | S/ 563,257.16 |
| 4.30% | S/ 5,708.42 | S/ 11,477.25 | S/ 17,307.11 | S/ 23,198.65 | S/ 562,717.65 |
| 4.25% | S/ 5,643.07 | S/ 11,345.17 | S/ 17,106.90 | S/ 22,928.90 | S/ 562,447.90 |
| 4.20% | S/ 5,577.69 | S/ 11,213.05 | S/ 16,906.67 | S/ 22,659.15 | S/ 562,178.15 |
| 4.15% | S/ 5,512.29 | S/ 11,080.91 | S/ 16,706.41 | S/ 22,389.40 | S/ 561,908.40 |
| 4.00% | S/ 5,315.95 | S/ 10,684.28 | S/ 16,105.50 | S/ 21,580.14 | S/ 561,099.14 |
| 3.90% | S/ 5,184.94 | S/ 10,419.70 | S/ 15,704.78 | S/ 21,040.64 | S/ 560,559.64 |
| 3.75% | S/ 4,988.24 | S/ 10,022.60 | S/ 15,103.50 | S/ 20,231.39 | S/ 559,750.39 |
| 3.50% | S/ 4,659.94 | S/ 9,360.12 | S/ 14,100.90 | S/ 18,882.63 | S/ 558,401.63 |
| 3.00% | S/ 4,001.54 | S/ 8,032.76 | S/ 12,093.87 | S/ 16,185.11 | S/ 555,704.11 |
| 2.75% | S/ 3,671.44 | S/ 7,367.87 | S/ 11,089.45 | S/ 14,836.35 | S/ 554,355.35 |
| 2.50% | S/ 3,340.74 | S/ 6,702.17 | S/ 10,084.41 | S/ 13,487.59 | S/ 553,006.59 |
| 2.00% | S/ 2,677.52 | S/ 5,368.33 | S/ 8,072.49 | S/ 10,790.07 | S/ 550,309.07 |
| 1.35% | S/ 1,811.68 | S/ 3,629.44 | S/ 5,453.31 | S/ 7,283.30 | S/ 546,802.30 |
| 1.00% | S/ 1,343.73 | S/ 2,690.81 | S/ 4,041.24 | S/ 5,395.04 | S/ 544,914.04 |
| 0.10% | S/ 134.83 | S/ 269.68 | S/ 404.58 | S/ 539.50 | S/ 540,058.50 |
Sobre los datos
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Para S/ 539,519 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 539,519 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.