Cálculo de intereses
Ahorrando S/ 537,629
Veamos que pasaría si Usted ahorrara 537,629 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 537,629.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,141.89 | S/ 12,353.95 | S/ 18,636.97 | S/ 24,991.77 | S/ 562,620.77 |
| 8.50% | S/ 11,077.21 | S/ 22,382.65 | S/ 33,921.02 | S/ 45,697.13 | S/ 583,326.13 |
| 8.00% | S/ 10,443.98 | S/ 21,090.84 | S/ 31,944.53 | S/ 43,009.07 | S/ 580,638.07 |
| 7.10% | S/ 9,298.61 | S/ 18,758.04 | S/ 28,381.08 | S/ 38,170.55 | S/ 575,799.55 |
| 7.00% | S/ 9,170.90 | S/ 18,498.24 | S/ 27,984.68 | S/ 37,632.94 | S/ 575,261.94 |
| 6.50% | S/ 8,531.01 | S/ 17,197.39 | S/ 26,001.28 | S/ 34,944.88 | S/ 572,573.88 |
| 6.10% | S/ 8,017.47 | S/ 16,154.51 | S/ 24,412.89 | S/ 32,794.42 | S/ 570,423.42 |
| 6.20% | S/ 8,145.99 | S/ 16,415.41 | S/ 24,810.13 | S/ 33,332.04 | S/ 570,961.04 |
| 5.90% | S/ 7,760.16 | S/ 15,632.33 | S/ 23,618.13 | S/ 31,719.20 | S/ 569,348.20 |
| 5.75% | S/ 7,566.94 | S/ 15,240.38 | S/ 23,021.82 | S/ 30,912.78 | S/ 568,541.78 |
| 5.70% | S/ 7,502.48 | S/ 15,109.66 | S/ 22,823.00 | S/ 30,643.97 | S/ 568,272.97 |
| 5.65% | S/ 7,438.01 | S/ 14,978.92 | S/ 22,624.16 | S/ 30,375.16 | S/ 568,004.16 |
| 5.60% | S/ 7,373.51 | S/ 14,848.14 | S/ 22,425.29 | S/ 30,106.36 | S/ 567,735.36 |
| 5.50% | S/ 7,244.44 | S/ 14,586.50 | S/ 22,027.49 | S/ 29,568.74 | S/ 567,197.74 |
| 5.30% | S/ 6,986.03 | S/ 14,062.84 | S/ 21,231.60 | S/ 28,493.52 | S/ 566,122.52 |
| 5.25% | S/ 6,921.37 | S/ 13,931.84 | S/ 21,032.57 | S/ 28,224.71 | S/ 565,853.71 |
| 5.05% | S/ 6,662.50 | S/ 13,407.56 | S/ 20,236.21 | S/ 27,149.49 | S/ 564,778.49 |
| 5.00% | S/ 6,597.72 | S/ 13,276.41 | S/ 20,037.06 | S/ 26,880.68 | S/ 564,509.68 |
| 4.95% | S/ 6,532.92 | S/ 13,145.23 | S/ 19,837.89 | S/ 26,611.87 | S/ 564,240.87 |
| 4.75% | S/ 6,273.50 | S/ 12,620.20 | S/ 19,040.96 | S/ 25,536.65 | S/ 563,165.65 |
| 4.55% | S/ 6,013.70 | S/ 12,094.67 | S/ 18,243.65 | S/ 24,461.42 | S/ 562,090.42 |
| 4.50% | S/ 5,948.69 | S/ 11,963.20 | S/ 18,044.27 | S/ 24,192.61 | S/ 561,821.61 |
| 4.40% | S/ 5,818.61 | S/ 11,700.19 | S/ 17,645.42 | S/ 23,655.00 | S/ 561,284.00 |
| 4.30% | S/ 5,688.43 | S/ 11,437.04 | S/ 17,246.48 | S/ 23,117.39 | S/ 560,746.39 |
| 4.25% | S/ 5,623.30 | S/ 11,305.42 | S/ 17,046.97 | S/ 22,848.58 | S/ 560,477.58 |
| 4.20% | S/ 5,558.15 | S/ 11,173.77 | S/ 16,847.44 | S/ 22,579.77 | S/ 560,208.77 |
| 4.15% | S/ 5,492.98 | S/ 11,042.09 | S/ 16,647.89 | S/ 22,310.97 | S/ 559,939.97 |
| 4.00% | S/ 5,297.33 | S/ 10,646.85 | S/ 16,049.08 | S/ 21,504.55 | S/ 559,133.55 |
| 3.90% | S/ 5,166.77 | S/ 10,383.20 | S/ 15,649.76 | S/ 20,966.93 | S/ 558,595.93 |
| 3.75% | S/ 4,970.76 | S/ 9,987.49 | S/ 15,050.59 | S/ 20,160.51 | S/ 557,789.51 |
| 3.50% | S/ 4,643.61 | S/ 9,327.33 | S/ 14,051.50 | S/ 18,816.48 | S/ 556,445.48 |
| 3.00% | S/ 3,987.52 | S/ 8,004.62 | S/ 12,051.51 | S/ 16,128.41 | S/ 553,757.41 |
| 2.75% | S/ 3,658.58 | S/ 7,342.06 | S/ 11,050.60 | S/ 14,784.38 | S/ 552,413.38 |
| 2.50% | S/ 3,329.04 | S/ 6,678.69 | S/ 10,049.08 | S/ 13,440.34 | S/ 551,069.34 |
| 2.00% | S/ 2,668.14 | S/ 5,349.52 | S/ 8,044.21 | S/ 10,752.28 | S/ 548,381.28 |
| 1.35% | S/ 1,805.33 | S/ 3,616.73 | S/ 5,434.21 | S/ 7,257.79 | S/ 544,886.79 |
| 1.00% | S/ 1,339.02 | S/ 2,681.38 | S/ 4,027.08 | S/ 5,376.14 | S/ 543,005.14 |
| 0.10% | S/ 134.35 | S/ 268.74 | S/ 403.16 | S/ 537.61 | S/ 538,166.61 |
Sobre los datos
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Para S/ 537,629 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 537,629 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.