Cálculo de intereses
Ahorrando S/ 535,664
Veamos que pasaría si Usted ahorrara 535,664 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 535,664.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,119.44 | S/ 12,308.79 | S/ 18,568.85 | S/ 24,900.42 | S/ 560,564.42 |
| 8.50% | S/ 11,036.72 | S/ 22,300.84 | S/ 33,797.04 | S/ 45,530.11 | S/ 581,194.11 |
| 8.00% | S/ 10,405.81 | S/ 21,013.76 | S/ 31,827.78 | S/ 42,851.87 | S/ 578,515.87 |
| 7.10% | S/ 9,264.62 | S/ 18,689.48 | S/ 28,277.35 | S/ 38,031.04 | S/ 573,695.04 |
| 7.00% | S/ 9,137.38 | S/ 18,430.63 | S/ 27,882.40 | S/ 37,495.39 | S/ 573,159.39 |
| 6.50% | S/ 8,499.83 | S/ 17,134.53 | S/ 25,906.25 | S/ 34,817.15 | S/ 570,481.15 |
| 6.10% | S/ 7,988.17 | S/ 16,095.47 | S/ 24,323.66 | S/ 32,674.56 | S/ 568,338.56 |
| 6.20% | S/ 8,116.22 | S/ 16,355.42 | S/ 24,719.45 | S/ 33,210.21 | S/ 568,874.21 |
| 5.90% | S/ 7,731.80 | S/ 15,575.20 | S/ 23,531.81 | S/ 31,603.27 | S/ 567,267.27 |
| 5.75% | S/ 7,539.28 | S/ 15,184.67 | S/ 22,937.67 | S/ 30,799.79 | S/ 566,463.79 |
| 5.70% | S/ 7,475.06 | S/ 15,054.44 | S/ 22,739.58 | S/ 30,531.97 | S/ 566,195.97 |
| 5.65% | S/ 7,410.82 | S/ 14,924.17 | S/ 22,541.47 | S/ 30,264.15 | S/ 565,928.15 |
| 5.60% | S/ 7,346.56 | S/ 14,793.87 | S/ 22,343.33 | S/ 29,996.32 | S/ 565,660.32 |
| 5.50% | S/ 7,217.96 | S/ 14,533.19 | S/ 21,946.98 | S/ 29,460.67 | S/ 565,124.67 |
| 5.30% | S/ 6,960.50 | S/ 14,011.44 | S/ 21,154.00 | S/ 28,389.38 | S/ 564,053.38 |
| 5.25% | S/ 6,896.07 | S/ 13,880.92 | S/ 20,955.70 | S/ 28,121.55 | S/ 563,785.55 |
| 5.05% | S/ 6,638.15 | S/ 13,358.56 | S/ 20,162.25 | S/ 27,050.26 | S/ 562,714.26 |
| 5.00% | S/ 6,573.61 | S/ 13,227.89 | S/ 19,963.83 | S/ 26,782.43 | S/ 562,446.43 |
| 4.95% | S/ 6,509.05 | S/ 13,097.19 | S/ 19,765.38 | S/ 26,514.61 | S/ 562,178.61 |
| 4.75% | S/ 6,250.57 | S/ 12,574.07 | S/ 18,971.37 | S/ 25,443.31 | S/ 561,107.31 |
| 4.55% | S/ 5,991.72 | S/ 12,050.46 | S/ 18,176.97 | S/ 24,372.01 | S/ 560,036.01 |
| 4.50% | S/ 5,926.95 | S/ 11,919.48 | S/ 17,978.32 | S/ 24,104.19 | S/ 559,768.19 |
| 4.40% | S/ 5,797.34 | S/ 11,657.42 | S/ 17,580.93 | S/ 23,568.54 | S/ 559,232.54 |
| 4.30% | S/ 5,667.64 | S/ 11,395.24 | S/ 17,183.45 | S/ 23,032.89 | S/ 558,696.89 |
| 4.25% | S/ 5,602.75 | S/ 11,264.10 | S/ 16,984.67 | S/ 22,765.07 | S/ 558,429.07 |
| 4.20% | S/ 5,537.84 | S/ 11,132.93 | S/ 16,785.87 | S/ 22,497.25 | S/ 558,161.25 |
| 4.15% | S/ 5,472.91 | S/ 11,001.73 | S/ 16,587.04 | S/ 22,229.42 | S/ 557,893.42 |
| 4.00% | S/ 5,277.97 | S/ 10,607.94 | S/ 15,990.43 | S/ 21,425.95 | S/ 557,089.95 |
| 3.90% | S/ 5,147.89 | S/ 10,345.25 | S/ 15,592.56 | S/ 20,890.30 | S/ 556,554.30 |
| 3.75% | S/ 4,952.60 | S/ 9,950.98 | S/ 14,995.59 | S/ 20,086.83 | S/ 555,750.83 |
| 3.50% | S/ 4,626.64 | S/ 9,293.24 | S/ 14,000.15 | S/ 18,747.71 | S/ 554,411.71 |
| 3.00% | S/ 3,972.95 | S/ 7,975.36 | S/ 12,007.46 | S/ 16,069.46 | S/ 551,733.46 |
| 2.75% | S/ 3,645.21 | S/ 7,315.22 | S/ 11,010.21 | S/ 14,730.34 | S/ 550,394.34 |
| 2.50% | S/ 3,316.87 | S/ 6,654.28 | S/ 10,012.35 | S/ 13,391.22 | S/ 549,055.22 |
| 2.00% | S/ 2,658.39 | S/ 5,329.97 | S/ 8,014.81 | S/ 10,712.98 | S/ 546,376.98 |
| 1.35% | S/ 1,798.73 | S/ 3,603.51 | S/ 5,414.34 | S/ 7,231.26 | S/ 542,895.26 |
| 1.00% | S/ 1,334.13 | S/ 2,671.58 | S/ 4,012.37 | S/ 5,356.49 | S/ 541,020.49 |
| 0.10% | S/ 133.86 | S/ 267.76 | S/ 401.69 | S/ 535.65 | S/ 536,199.65 |
Sobre los datos
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Para S/ 535,664 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 535,664 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.