Cálculo de intereses
Ahorrando S/ 533,241
Veamos que pasaría si Usted ahorrara 533,241 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 533,241.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,091.76 | S/ 12,253.12 | S/ 18,484.86 | S/ 24,787.79 | S/ 558,028.79 |
| 8.50% | S/ 10,986.80 | S/ 22,199.97 | S/ 33,644.17 | S/ 45,324.16 | S/ 578,565.16 |
| 8.00% | S/ 10,358.74 | S/ 20,918.71 | S/ 31,683.81 | S/ 42,658.04 | S/ 575,899.04 |
| 7.10% | S/ 9,222.71 | S/ 18,604.94 | S/ 28,149.44 | S/ 37,859.01 | S/ 571,100.01 |
| 7.00% | S/ 9,096.05 | S/ 18,347.26 | S/ 27,756.27 | S/ 37,325.79 | S/ 570,566.79 |
| 6.50% | S/ 8,461.38 | S/ 17,057.03 | S/ 25,789.07 | S/ 34,659.66 | S/ 567,900.66 |
| 6.10% | S/ 7,952.04 | S/ 16,022.66 | S/ 24,213.64 | S/ 32,526.76 | S/ 565,767.76 |
| 6.20% | S/ 8,079.51 | S/ 16,281.43 | S/ 24,607.63 | S/ 33,059.99 | S/ 566,300.99 |
| 5.90% | S/ 7,696.82 | S/ 15,504.74 | S/ 23,425.37 | S/ 31,460.31 | S/ 564,701.31 |
| 5.75% | S/ 7,505.18 | S/ 15,115.99 | S/ 22,833.92 | S/ 30,660.47 | S/ 563,901.47 |
| 5.70% | S/ 7,441.25 | S/ 14,986.34 | S/ 22,636.72 | S/ 30,393.86 | S/ 563,634.86 |
| 5.65% | S/ 7,377.30 | S/ 14,856.66 | S/ 22,439.50 | S/ 30,127.25 | S/ 563,368.25 |
| 5.60% | S/ 7,313.33 | S/ 14,726.96 | S/ 22,242.26 | S/ 29,860.64 | S/ 563,101.64 |
| 5.50% | S/ 7,185.31 | S/ 14,467.45 | S/ 21,847.71 | S/ 29,327.41 | S/ 562,568.41 |
| 5.30% | S/ 6,929.01 | S/ 13,948.06 | S/ 21,058.31 | S/ 28,260.96 | S/ 561,501.96 |
| 5.25% | S/ 6,864.88 | S/ 13,818.14 | S/ 20,860.91 | S/ 27,994.35 | S/ 561,235.35 |
| 5.05% | S/ 6,608.12 | S/ 13,298.13 | S/ 20,071.05 | S/ 26,927.90 | S/ 560,168.90 |
| 5.00% | S/ 6,543.87 | S/ 13,168.05 | S/ 19,873.53 | S/ 26,661.29 | S/ 559,902.29 |
| 4.95% | S/ 6,479.60 | S/ 13,037.94 | S/ 19,675.98 | S/ 26,394.67 | S/ 559,635.67 |
| 4.75% | S/ 6,222.30 | S/ 12,517.20 | S/ 18,885.55 | S/ 25,328.22 | S/ 558,569.22 |
| 4.55% | S/ 5,964.62 | S/ 11,995.95 | S/ 18,094.75 | S/ 24,261.77 | S/ 557,502.77 |
| 4.50% | S/ 5,900.14 | S/ 11,865.56 | S/ 17,896.99 | S/ 23,995.16 | S/ 557,236.16 |
| 4.40% | S/ 5,771.12 | S/ 11,604.69 | S/ 17,501.40 | S/ 23,461.93 | S/ 556,702.93 |
| 4.30% | S/ 5,642.00 | S/ 11,343.70 | S/ 17,105.72 | S/ 22,928.71 | S/ 556,169.71 |
| 4.25% | S/ 5,577.41 | S/ 11,213.15 | S/ 16,907.84 | S/ 22,662.09 | S/ 555,903.09 |
| 4.20% | S/ 5,512.79 | S/ 11,082.57 | S/ 16,709.94 | S/ 22,395.48 | S/ 555,636.48 |
| 4.15% | S/ 5,448.15 | S/ 10,951.97 | S/ 16,512.01 | S/ 22,128.87 | S/ 555,369.87 |
| 4.00% | S/ 5,254.09 | S/ 10,559.95 | S/ 15,918.10 | S/ 21,329.03 | S/ 554,570.03 |
| 3.90% | S/ 5,124.60 | S/ 10,298.46 | S/ 15,522.03 | S/ 20,795.81 | S/ 554,036.81 |
| 3.75% | S/ 4,930.19 | S/ 9,905.97 | S/ 14,927.75 | S/ 19,995.97 | S/ 553,236.97 |
| 3.50% | S/ 4,605.71 | S/ 9,251.20 | S/ 13,936.82 | S/ 18,662.90 | S/ 551,903.90 |
| 3.00% | S/ 3,954.98 | S/ 7,939.28 | S/ 11,953.14 | S/ 15,996.78 | S/ 549,237.78 |
| 2.75% | S/ 3,628.72 | S/ 7,282.13 | S/ 10,960.41 | S/ 14,663.71 | S/ 547,904.71 |
| 2.50% | S/ 3,301.87 | S/ 6,624.18 | S/ 9,967.06 | S/ 13,330.65 | S/ 546,571.65 |
| 2.00% | S/ 2,646.36 | S/ 5,305.86 | S/ 7,978.56 | S/ 10,664.52 | S/ 543,905.52 |
| 1.35% | S/ 1,790.60 | S/ 3,587.21 | S/ 5,389.85 | S/ 7,198.55 | S/ 540,439.55 |
| 1.00% | S/ 1,328.10 | S/ 2,659.50 | S/ 3,994.22 | S/ 5,332.26 | S/ 538,573.26 |
| 0.10% | S/ 133.26 | S/ 266.55 | S/ 399.87 | S/ 533.23 | S/ 533,774.23 |
Sobre los datos
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Para S/ 533,241 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 533,241 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
