Cálculo de intereses
Ahorrando S/ 532,218
Veamos que pasaría si Usted ahorrara 532,218 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 532,218.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,080.07 | S/ 12,229.61 | S/ 18,449.39 | S/ 24,740.24 | S/ 556,958.24 |
| 8.50% | S/ 10,965.72 | S/ 22,157.38 | S/ 33,579.62 | S/ 45,237.21 | S/ 577,455.21 |
| 8.00% | S/ 10,338.87 | S/ 20,878.57 | S/ 31,623.03 | S/ 42,576.20 | S/ 574,794.20 |
| 7.10% | S/ 9,205.02 | S/ 18,569.25 | S/ 28,095.44 | S/ 37,786.38 | S/ 570,004.38 |
| 7.00% | S/ 9,078.60 | S/ 18,312.06 | S/ 27,703.02 | S/ 37,254.18 | S/ 569,472.18 |
| 6.50% | S/ 8,445.15 | S/ 17,024.30 | S/ 25,739.59 | S/ 34,593.17 | S/ 566,811.17 |
| 6.10% | S/ 7,936.78 | S/ 15,991.92 | S/ 24,167.18 | S/ 32,464.36 | S/ 564,682.36 |
| 6.20% | S/ 8,064.01 | S/ 16,250.20 | S/ 24,560.42 | S/ 32,996.56 | S/ 565,214.56 |
| 5.90% | S/ 7,682.06 | S/ 15,475.00 | S/ 23,380.42 | S/ 31,399.96 | S/ 563,617.96 |
| 5.75% | S/ 7,490.78 | S/ 15,086.99 | S/ 22,790.11 | S/ 30,601.65 | S/ 562,819.65 |
| 5.70% | S/ 7,426.97 | S/ 14,957.59 | S/ 22,593.29 | S/ 30,335.55 | S/ 562,553.55 |
| 5.65% | S/ 7,363.15 | S/ 14,828.16 | S/ 22,396.45 | S/ 30,069.45 | S/ 562,287.45 |
| 5.60% | S/ 7,299.30 | S/ 14,698.70 | S/ 22,199.59 | S/ 29,803.35 | S/ 562,021.35 |
| 5.50% | S/ 7,171.53 | S/ 14,439.69 | S/ 21,805.79 | S/ 29,271.15 | S/ 561,489.15 |
| 5.30% | S/ 6,915.72 | S/ 13,921.30 | S/ 21,017.92 | S/ 28,206.74 | S/ 560,424.74 |
| 5.25% | S/ 6,851.71 | S/ 13,791.63 | S/ 20,820.89 | S/ 27,940.64 | S/ 560,158.64 |
| 5.05% | S/ 6,595.44 | S/ 13,272.62 | S/ 20,032.54 | S/ 26,876.24 | S/ 559,094.24 |
| 5.00% | S/ 6,531.32 | S/ 13,142.79 | S/ 19,835.40 | S/ 26,610.14 | S/ 558,828.14 |
| 4.95% | S/ 6,467.17 | S/ 13,012.93 | S/ 19,638.23 | S/ 26,344.04 | S/ 558,562.04 |
| 4.75% | S/ 6,210.36 | S/ 12,493.18 | S/ 18,849.32 | S/ 25,279.63 | S/ 557,497.63 |
| 4.55% | S/ 5,953.17 | S/ 11,972.94 | S/ 18,060.04 | S/ 24,215.23 | S/ 556,433.23 |
| 4.50% | S/ 5,888.82 | S/ 11,842.80 | S/ 17,862.66 | S/ 23,949.12 | S/ 556,167.12 |
| 4.40% | S/ 5,760.05 | S/ 11,582.43 | S/ 17,467.83 | S/ 23,416.92 | S/ 555,634.92 |
| 4.30% | S/ 5,631.18 | S/ 11,321.93 | S/ 17,072.90 | S/ 22,884.72 | S/ 555,102.72 |
| 4.25% | S/ 5,566.71 | S/ 11,191.64 | S/ 16,875.40 | S/ 22,618.62 | S/ 554,836.62 |
| 4.20% | S/ 5,502.21 | S/ 11,061.31 | S/ 16,677.88 | S/ 22,352.52 | S/ 554,570.52 |
| 4.15% | S/ 5,437.70 | S/ 10,930.96 | S/ 16,480.34 | S/ 22,086.42 | S/ 554,304.42 |
| 4.00% | S/ 5,244.01 | S/ 10,539.70 | S/ 15,887.56 | S/ 21,288.11 | S/ 553,506.11 |
| 3.90% | S/ 5,114.77 | S/ 10,278.70 | S/ 15,492.25 | S/ 20,755.91 | S/ 552,973.91 |
| 3.75% | S/ 4,920.74 | S/ 9,886.97 | S/ 14,899.12 | S/ 19,957.61 | S/ 552,175.61 |
| 3.50% | S/ 4,596.87 | S/ 9,233.45 | S/ 13,910.08 | S/ 18,627.10 | S/ 550,845.10 |
| 3.00% | S/ 3,947.39 | S/ 7,924.05 | S/ 11,930.21 | S/ 15,966.09 | S/ 548,184.09 |
| 2.75% | S/ 3,621.76 | S/ 7,268.16 | S/ 10,939.38 | S/ 14,635.58 | S/ 546,853.58 |
| 2.50% | S/ 3,295.53 | S/ 6,611.47 | S/ 9,947.94 | S/ 13,305.07 | S/ 545,523.07 |
| 2.00% | S/ 2,641.29 | S/ 5,295.68 | S/ 7,963.25 | S/ 10,644.06 | S/ 542,862.06 |
| 1.35% | S/ 1,787.16 | S/ 3,580.33 | S/ 5,379.51 | S/ 7,184.74 | S/ 539,402.74 |
| 1.00% | S/ 1,325.55 | S/ 2,654.40 | S/ 3,986.55 | S/ 5,322.03 | S/ 537,540.03 |
| 0.10% | S/ 133.00 | S/ 266.04 | S/ 399.10 | S/ 532.20 | S/ 532,750.20 |
Sobre los datos
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Para S/ 532,218 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 532,218 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
