Cálculo de intereses
Ahorrando S/ 532,061
Veamos que pasaría si Usted ahorrara 532,061 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2020) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 532,061.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,078.28 | S/ 12,226.00 | S/ 18,443.95 | S/ 24,732.94 | S/ 556,793.94 |
| 8.50% | S/ 10,962.49 | S/ 22,150.84 | S/ 33,569.72 | S/ 45,223.87 | S/ 577,284.87 |
| 8.00% | S/ 10,335.82 | S/ 20,872.42 | S/ 31,613.70 | S/ 42,563.64 | S/ 574,624.64 |
| 7.10% | S/ 9,202.31 | S/ 18,563.77 | S/ 28,087.15 | S/ 37,775.24 | S/ 569,836.24 |
| 7.00% | S/ 9,075.92 | S/ 18,306.66 | S/ 27,694.85 | S/ 37,243.19 | S/ 569,304.19 |
| 6.50% | S/ 8,442.66 | S/ 17,019.28 | S/ 25,732.00 | S/ 34,582.97 | S/ 566,643.97 |
| 6.10% | S/ 7,934.44 | S/ 15,987.20 | S/ 24,160.05 | S/ 32,454.79 | S/ 564,515.79 |
| 6.20% | S/ 8,061.63 | S/ 16,245.40 | S/ 24,553.18 | S/ 32,986.83 | S/ 565,047.83 |
| 5.90% | S/ 7,679.79 | S/ 15,470.43 | S/ 23,373.53 | S/ 31,390.69 | S/ 563,451.69 |
| 5.75% | S/ 7,488.57 | S/ 15,082.54 | S/ 22,783.39 | S/ 30,592.63 | S/ 562,653.63 |
| 5.70% | S/ 7,424.78 | S/ 14,953.18 | S/ 22,586.63 | S/ 30,326.60 | S/ 562,387.60 |
| 5.65% | S/ 7,360.97 | S/ 14,823.79 | S/ 22,389.85 | S/ 30,060.58 | S/ 562,121.58 |
| 5.60% | S/ 7,297.14 | S/ 14,694.37 | S/ 22,193.04 | S/ 29,794.56 | S/ 561,855.56 |
| 5.50% | S/ 7,169.41 | S/ 14,435.43 | S/ 21,799.36 | S/ 29,262.51 | S/ 561,323.51 |
| 5.30% | S/ 6,913.68 | S/ 13,917.19 | S/ 21,011.72 | S/ 28,198.42 | S/ 560,259.42 |
| 5.25% | S/ 6,849.69 | S/ 13,787.56 | S/ 20,814.75 | S/ 27,932.40 | S/ 559,993.40 |
| 5.05% | S/ 6,593.50 | S/ 13,268.71 | S/ 20,026.63 | S/ 26,868.31 | S/ 558,929.31 |
| 5.00% | S/ 6,529.39 | S/ 13,138.91 | S/ 19,829.55 | S/ 26,602.29 | S/ 558,663.29 |
| 4.95% | S/ 6,465.27 | S/ 13,009.09 | S/ 19,632.44 | S/ 26,336.26 | S/ 558,397.26 |
| 4.75% | S/ 6,208.53 | S/ 12,489.50 | S/ 18,843.76 | S/ 25,272.17 | S/ 557,333.17 |
| 4.55% | S/ 5,951.42 | S/ 11,969.41 | S/ 18,054.71 | S/ 24,208.08 | S/ 556,269.08 |
| 4.50% | S/ 5,887.08 | S/ 11,839.31 | S/ 17,857.39 | S/ 23,942.06 | S/ 556,003.06 |
| 4.40% | S/ 5,758.35 | S/ 11,579.01 | S/ 17,462.67 | S/ 23,410.01 | S/ 555,471.01 |
| 4.30% | S/ 5,629.52 | S/ 11,318.59 | S/ 17,067.87 | S/ 22,877.97 | S/ 554,938.97 |
| 4.25% | S/ 5,565.06 | S/ 11,188.34 | S/ 16,870.43 | S/ 22,611.95 | S/ 554,672.95 |
| 4.20% | S/ 5,500.59 | S/ 11,058.05 | S/ 16,672.96 | S/ 22,345.92 | S/ 554,406.92 |
| 4.15% | S/ 5,436.09 | S/ 10,927.73 | S/ 16,475.47 | S/ 22,079.90 | S/ 554,140.90 |
| 4.00% | S/ 5,242.47 | S/ 10,536.59 | S/ 15,882.87 | S/ 21,281.83 | S/ 553,342.83 |
| 3.90% | S/ 5,113.26 | S/ 10,275.67 | S/ 15,487.68 | S/ 20,749.79 | S/ 552,810.79 |
| 3.75% | S/ 4,919.28 | S/ 9,884.05 | S/ 14,894.72 | S/ 19,951.72 | S/ 552,012.72 |
| 3.50% | S/ 4,595.52 | S/ 9,230.73 | S/ 13,905.98 | S/ 18,621.60 | S/ 550,682.60 |
| 3.00% | S/ 3,946.22 | S/ 7,921.72 | S/ 11,926.69 | S/ 15,961.38 | S/ 548,022.38 |
| 2.75% | S/ 3,620.69 | S/ 7,266.02 | S/ 10,936.15 | S/ 14,631.26 | S/ 546,692.26 |
| 2.50% | S/ 3,294.56 | S/ 6,609.52 | S/ 9,945.01 | S/ 13,301.15 | S/ 545,362.15 |
| 2.00% | S/ 2,640.51 | S/ 5,294.12 | S/ 7,960.90 | S/ 10,640.92 | S/ 542,701.92 |
| 1.35% | S/ 1,786.64 | S/ 3,579.27 | S/ 5,377.93 | S/ 7,182.62 | S/ 539,243.62 |
| 1.00% | S/ 1,325.16 | S/ 2,653.61 | S/ 3,985.38 | S/ 5,320.46 | S/ 537,381.46 |
| 0.10% | S/ 132.96 | S/ 265.96 | S/ 398.98 | S/ 532.05 | S/ 532,593.05 |
Sobre los datos
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Para S/ 532,061 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 532,061 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
