Cálculo de intereses
Ahorrando S/ 529,465
Veamos que pasaría si Usted ahorrara 529,465 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 529,465.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,048.62 | S/ 12,166.35 | S/ 18,353.96 | S/ 24,612.26 | S/ 554,077.26 |
| 8.50% | S/ 10,909.00 | S/ 22,042.76 | S/ 33,405.93 | S/ 45,003.21 | S/ 574,468.21 |
| 8.00% | S/ 10,285.39 | S/ 20,770.58 | S/ 31,459.45 | S/ 42,355.97 | S/ 571,820.97 |
| 7.10% | S/ 9,157.41 | S/ 18,473.20 | S/ 27,950.11 | S/ 37,590.93 | S/ 567,055.93 |
| 7.00% | S/ 9,031.64 | S/ 18,217.34 | S/ 27,559.72 | S/ 37,061.48 | S/ 566,526.48 |
| 6.50% | S/ 8,401.46 | S/ 16,936.24 | S/ 25,606.45 | S/ 34,414.23 | S/ 563,879.23 |
| 6.10% | S/ 7,895.73 | S/ 15,909.20 | S/ 24,042.17 | S/ 32,296.43 | S/ 561,761.43 |
| 6.20% | S/ 8,022.29 | S/ 16,166.14 | S/ 24,433.38 | S/ 32,825.88 | S/ 562,290.88 |
| 5.90% | S/ 7,642.32 | S/ 15,394.95 | S/ 23,259.49 | S/ 31,237.54 | S/ 560,702.54 |
| 5.75% | S/ 7,452.03 | S/ 15,008.95 | S/ 22,672.23 | S/ 30,443.36 | S/ 559,908.36 |
| 5.70% | S/ 7,388.56 | S/ 14,880.22 | S/ 22,476.43 | S/ 30,178.64 | S/ 559,643.64 |
| 5.65% | S/ 7,325.06 | S/ 14,751.46 | S/ 22,280.60 | S/ 29,913.91 | S/ 559,378.91 |
| 5.60% | S/ 7,261.54 | S/ 14,622.67 | S/ 22,084.76 | S/ 29,649.19 | S/ 559,114.19 |
| 5.50% | S/ 7,134.43 | S/ 14,365.00 | S/ 21,693.00 | S/ 29,119.74 | S/ 558,584.74 |
| 5.30% | S/ 6,879.95 | S/ 13,849.29 | S/ 20,909.20 | S/ 28,060.84 | S/ 557,525.84 |
| 5.25% | S/ 6,816.27 | S/ 13,720.29 | S/ 20,713.19 | S/ 27,796.11 | S/ 557,261.11 |
| 5.05% | S/ 6,561.33 | S/ 13,203.97 | S/ 19,928.92 | S/ 26,737.22 | S/ 556,202.22 |
| 5.00% | S/ 6,497.54 | S/ 13,074.81 | S/ 19,732.80 | S/ 26,472.49 | S/ 555,937.49 |
| 4.95% | S/ 6,433.72 | S/ 12,945.62 | S/ 19,536.65 | S/ 26,207.77 | S/ 555,672.77 |
| 4.75% | S/ 6,178.23 | S/ 12,428.56 | S/ 18,751.82 | S/ 25,148.87 | S/ 554,613.87 |
| 4.55% | S/ 5,922.38 | S/ 11,911.01 | S/ 17,966.62 | S/ 24,089.97 | S/ 553,554.97 |
| 4.50% | S/ 5,858.36 | S/ 11,781.54 | S/ 17,770.26 | S/ 23,825.24 | S/ 553,290.24 |
| 4.40% | S/ 5,730.25 | S/ 11,522.52 | S/ 17,377.47 | S/ 23,295.79 | S/ 552,760.79 |
| 4.30% | S/ 5,602.05 | S/ 11,263.37 | S/ 16,984.59 | S/ 22,766.34 | S/ 552,231.34 |
| 4.25% | S/ 5,537.91 | S/ 11,133.75 | S/ 16,788.11 | S/ 22,501.62 | S/ 551,966.62 |
| 4.20% | S/ 5,473.75 | S/ 11,004.10 | S/ 16,591.61 | S/ 22,236.89 | S/ 551,701.89 |
| 4.15% | S/ 5,409.57 | S/ 10,874.41 | S/ 16,395.09 | S/ 21,972.17 | S/ 551,437.17 |
| 4.00% | S/ 5,216.89 | S/ 10,485.18 | S/ 15,805.38 | S/ 21,178.00 | S/ 550,643.00 |
| 3.90% | S/ 5,088.32 | S/ 10,225.53 | S/ 15,412.12 | S/ 20,648.55 | S/ 550,113.55 |
| 3.75% | S/ 4,895.28 | S/ 9,835.83 | S/ 14,822.05 | S/ 19,854.37 | S/ 549,319.37 |
| 3.50% | S/ 4,573.10 | S/ 9,185.69 | S/ 13,838.13 | S/ 18,530.75 | S/ 547,995.75 |
| 3.00% | S/ 3,926.97 | S/ 7,883.06 | S/ 11,868.50 | S/ 15,883.50 | S/ 545,348.50 |
| 2.75% | S/ 3,603.02 | S/ 7,230.57 | S/ 10,882.79 | S/ 14,559.87 | S/ 544,024.87 |
| 2.50% | S/ 3,278.49 | S/ 6,577.27 | S/ 9,896.48 | S/ 13,236.25 | S/ 542,701.25 |
| 2.00% | S/ 2,627.62 | S/ 5,268.29 | S/ 7,922.06 | S/ 10,589.00 | S/ 540,054.00 |
| 1.35% | S/ 1,777.92 | S/ 3,561.81 | S/ 5,351.69 | S/ 7,147.58 | S/ 536,612.58 |
| 1.00% | S/ 1,318.69 | S/ 2,640.67 | S/ 3,965.93 | S/ 5,294.50 | S/ 534,759.50 |
| 0.10% | S/ 132.31 | S/ 264.66 | S/ 397.04 | S/ 529.45 | S/ 529,994.45 |
Sobre los datos
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Para S/ 529,465 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 529,465 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.