Cálculo de intereses
Ahorrando S/ 526,922
Veamos que pasaría si Usted ahorrara 526,922 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 526,922.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,019.57 | S/ 12,107.91 | S/ 18,265.81 | S/ 24,494.05 | S/ 551,416.05 |
| 8.50% | S/ 10,856.60 | S/ 21,936.89 | S/ 33,245.48 | S/ 44,787.06 | S/ 571,709.06 |
| 8.00% | S/ 10,235.99 | S/ 20,670.82 | S/ 31,308.35 | S/ 42,152.53 | S/ 569,074.53 |
| 7.10% | S/ 9,113.42 | S/ 18,384.47 | S/ 27,815.86 | S/ 37,410.38 | S/ 564,332.38 |
| 7.00% | S/ 8,988.26 | S/ 18,129.84 | S/ 27,427.36 | S/ 36,883.47 | S/ 563,805.47 |
| 6.50% | S/ 8,361.11 | S/ 16,854.90 | S/ 25,483.46 | S/ 34,248.94 | S/ 561,170.94 |
| 6.10% | S/ 7,857.80 | S/ 15,832.79 | S/ 23,926.70 | S/ 32,141.32 | S/ 559,063.32 |
| 6.20% | S/ 7,983.76 | S/ 16,088.50 | S/ 24,316.03 | S/ 32,668.22 | S/ 559,590.22 |
| 5.90% | S/ 7,605.62 | S/ 15,321.01 | S/ 23,147.77 | S/ 31,087.50 | S/ 558,009.50 |
| 5.75% | S/ 7,416.24 | S/ 14,936.86 | S/ 22,563.33 | S/ 30,297.14 | S/ 557,219.14 |
| 5.70% | S/ 7,353.07 | S/ 14,808.75 | S/ 22,368.47 | S/ 30,033.69 | S/ 556,955.69 |
| 5.65% | S/ 7,289.88 | S/ 14,680.61 | S/ 22,173.59 | S/ 29,770.24 | S/ 556,692.24 |
| 5.60% | S/ 7,226.66 | S/ 14,552.44 | S/ 21,978.69 | S/ 29,506.78 | S/ 556,428.78 |
| 5.50% | S/ 7,100.17 | S/ 14,296.00 | S/ 21,588.81 | S/ 28,979.88 | S/ 555,901.88 |
| 5.30% | S/ 6,846.90 | S/ 13,782.77 | S/ 20,808.77 | S/ 27,926.06 | S/ 554,848.06 |
| 5.25% | S/ 6,783.53 | S/ 13,654.39 | S/ 20,613.70 | S/ 27,662.61 | S/ 554,584.61 |
| 5.05% | S/ 6,529.81 | S/ 13,140.55 | S/ 19,833.20 | S/ 26,608.80 | S/ 553,530.80 |
| 5.00% | S/ 6,466.33 | S/ 13,012.01 | S/ 19,638.02 | S/ 26,345.34 | S/ 553,267.34 |
| 4.95% | S/ 6,402.82 | S/ 12,883.44 | S/ 19,442.81 | S/ 26,081.89 | S/ 553,003.89 |
| 4.75% | S/ 6,148.56 | S/ 12,368.87 | S/ 18,661.76 | S/ 25,028.08 | S/ 551,950.08 |
| 4.55% | S/ 5,893.94 | S/ 11,853.80 | S/ 17,880.33 | S/ 23,974.26 | S/ 550,896.26 |
| 4.50% | S/ 5,830.22 | S/ 11,724.96 | S/ 17,684.91 | S/ 23,710.81 | S/ 550,632.81 |
| 4.40% | S/ 5,702.73 | S/ 11,467.17 | S/ 17,294.01 | S/ 23,183.90 | S/ 550,105.90 |
| 4.30% | S/ 5,575.14 | S/ 11,209.27 | S/ 16,903.01 | S/ 22,657.00 | S/ 549,579.00 |
| 4.25% | S/ 5,511.31 | S/ 11,080.27 | S/ 16,707.48 | S/ 22,393.54 | S/ 549,315.54 |
| 4.20% | S/ 5,447.46 | S/ 10,951.24 | S/ 16,511.92 | S/ 22,130.09 | S/ 549,052.09 |
| 4.15% | S/ 5,383.59 | S/ 10,822.18 | S/ 16,316.34 | S/ 21,866.64 | S/ 548,788.64 |
| 4.00% | S/ 5,191.83 | S/ 10,434.82 | S/ 15,729.46 | S/ 21,076.28 | S/ 547,998.28 |
| 3.90% | S/ 5,063.88 | S/ 10,176.42 | S/ 15,338.09 | S/ 20,549.37 | S/ 547,471.37 |
| 3.75% | S/ 4,871.77 | S/ 9,788.58 | S/ 14,750.86 | S/ 19,759.01 | S/ 546,681.01 |
| 3.50% | S/ 4,551.13 | S/ 9,141.57 | S/ 13,771.66 | S/ 18,441.74 | S/ 545,363.74 |
| 3.00% | S/ 3,908.11 | S/ 7,845.20 | S/ 11,811.50 | S/ 15,807.21 | S/ 542,729.21 |
| 2.75% | S/ 3,585.72 | S/ 7,195.84 | S/ 10,830.52 | S/ 14,489.94 | S/ 541,411.94 |
| 2.50% | S/ 3,262.74 | S/ 6,545.68 | S/ 9,848.95 | S/ 13,172.68 | S/ 540,094.68 |
| 2.00% | S/ 2,615.00 | S/ 5,242.99 | S/ 7,884.01 | S/ 10,538.14 | S/ 537,460.14 |
| 1.35% | S/ 1,769.38 | S/ 3,544.70 | S/ 5,325.98 | S/ 7,113.25 | S/ 534,035.25 |
| 1.00% | S/ 1,312.36 | S/ 2,627.98 | S/ 3,946.88 | S/ 5,269.07 | S/ 532,191.07 |
| 0.10% | S/ 131.68 | S/ 263.39 | S/ 395.13 | S/ 526.91 | S/ 527,448.91 |
Sobre los datos
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Para S/ 526,922 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 526,922 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
