Cálculo de intereses
Ahorrando S/ 522,924
Veamos que pasaría si Usted ahorrara 522,924 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 522,924.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,973.90 | S/ 12,016.05 | S/ 18,127.22 | S/ 24,308.20 | S/ 547,232.20 |
| 8.50% | S/ 10,774.23 | S/ 21,770.45 | S/ 32,993.23 | S/ 44,447.24 | S/ 567,371.24 |
| 8.00% | S/ 10,158.32 | S/ 20,513.98 | S/ 31,070.80 | S/ 41,832.70 | S/ 564,756.70 |
| 7.10% | S/ 9,044.28 | S/ 18,244.98 | S/ 27,604.81 | S/ 37,126.53 | S/ 560,050.53 |
| 7.00% | S/ 8,920.06 | S/ 17,992.28 | S/ 27,219.25 | S/ 36,603.62 | S/ 559,527.62 |
| 6.50% | S/ 8,297.67 | S/ 16,727.01 | S/ 25,290.11 | S/ 33,989.08 | S/ 556,913.08 |
| 6.10% | S/ 7,798.18 | S/ 15,712.66 | S/ 23,745.16 | S/ 31,897.44 | S/ 554,821.44 |
| 6.20% | S/ 7,923.19 | S/ 15,966.43 | S/ 24,131.53 | S/ 32,420.35 | S/ 555,344.35 |
| 5.90% | S/ 7,547.91 | S/ 15,204.76 | S/ 22,972.14 | S/ 30,851.63 | S/ 553,775.63 |
| 5.75% | S/ 7,359.97 | S/ 14,823.53 | S/ 22,392.13 | S/ 30,067.26 | S/ 552,991.26 |
| 5.70% | S/ 7,297.28 | S/ 14,696.39 | S/ 22,198.75 | S/ 29,805.81 | S/ 552,729.81 |
| 5.65% | S/ 7,234.57 | S/ 14,569.22 | S/ 22,005.35 | S/ 29,544.36 | S/ 552,468.36 |
| 5.60% | S/ 7,171.83 | S/ 14,442.02 | S/ 21,811.92 | S/ 29,282.90 | S/ 552,206.90 |
| 5.50% | S/ 7,046.29 | S/ 14,187.53 | S/ 21,425.00 | S/ 28,759.99 | S/ 551,683.99 |
| 5.30% | S/ 6,794.95 | S/ 13,678.20 | S/ 20,650.88 | S/ 27,714.18 | S/ 550,638.18 |
| 5.25% | S/ 6,732.06 | S/ 13,550.79 | S/ 20,457.30 | S/ 27,452.72 | S/ 550,376.72 |
| 5.05% | S/ 6,480.27 | S/ 13,040.84 | S/ 19,682.72 | S/ 26,406.90 | S/ 549,330.90 |
| 5.00% | S/ 6,417.27 | S/ 12,913.28 | S/ 19,489.02 | S/ 26,145.45 | S/ 549,069.45 |
| 4.95% | S/ 6,354.24 | S/ 12,785.69 | S/ 19,295.29 | S/ 25,884.00 | S/ 548,808.00 |
| 4.75% | S/ 6,101.91 | S/ 12,275.02 | S/ 18,520.16 | S/ 24,838.18 | S/ 547,762.18 |
| 4.55% | S/ 5,849.22 | S/ 11,763.86 | S/ 17,744.66 | S/ 23,792.36 | S/ 546,716.36 |
| 4.50% | S/ 5,785.99 | S/ 11,635.99 | S/ 17,550.73 | S/ 23,530.91 | S/ 546,454.91 |
| 4.40% | S/ 5,659.46 | S/ 11,380.17 | S/ 17,162.79 | S/ 23,008.00 | S/ 545,932.00 |
| 4.30% | S/ 5,532.84 | S/ 11,124.22 | S/ 16,774.76 | S/ 22,485.09 | S/ 545,409.09 |
| 4.25% | S/ 5,469.50 | S/ 10,996.20 | S/ 16,580.71 | S/ 22,223.63 | S/ 545,147.63 |
| 4.20% | S/ 5,406.13 | S/ 10,868.15 | S/ 16,386.64 | S/ 21,962.18 | S/ 544,886.18 |
| 4.15% | S/ 5,342.74 | S/ 10,740.07 | S/ 16,192.54 | S/ 21,700.73 | S/ 544,624.73 |
| 4.00% | S/ 5,152.44 | S/ 10,355.64 | S/ 15,610.12 | S/ 20,916.36 | S/ 543,840.36 |
| 3.90% | S/ 5,025.45 | S/ 10,099.20 | S/ 15,221.71 | S/ 20,393.45 | S/ 543,317.45 |
| 3.75% | S/ 4,834.81 | S/ 9,714.31 | S/ 14,638.94 | S/ 19,609.09 | S/ 542,533.09 |
| 3.50% | S/ 4,516.60 | S/ 9,072.21 | S/ 13,667.17 | S/ 18,301.82 | S/ 541,225.82 |
| 3.00% | S/ 3,878.46 | S/ 7,785.68 | S/ 11,721.88 | S/ 15,687.27 | S/ 538,611.27 |
| 2.75% | S/ 3,558.51 | S/ 7,141.24 | S/ 10,748.35 | S/ 14,380.00 | S/ 537,304.00 |
| 2.50% | S/ 3,237.98 | S/ 6,496.02 | S/ 9,774.22 | S/ 13,072.73 | S/ 535,996.73 |
| 2.00% | S/ 2,595.16 | S/ 5,203.21 | S/ 7,824.19 | S/ 10,458.18 | S/ 533,382.18 |
| 1.35% | S/ 1,755.95 | S/ 3,517.81 | S/ 5,285.57 | S/ 7,059.28 | S/ 529,983.28 |
| 1.00% | S/ 1,302.40 | S/ 2,608.04 | S/ 3,916.94 | S/ 5,229.09 | S/ 528,153.09 |
| 0.10% | S/ 130.68 | S/ 261.39 | S/ 392.13 | S/ 522.91 | S/ 523,446.91 |
Sobre los datos
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Para S/ 522,924 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 522,924 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.