Cálculo de intereses
Ahorrando S/ 521,463
Veamos que pasaría si Usted ahorrara 521,463 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 521,463.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,957.21 | S/ 11,982.47 | S/ 18,076.57 | S/ 24,240.29 | S/ 545,703.29 |
| 8.50% | S/ 10,744.13 | S/ 21,709.62 | S/ 32,901.05 | S/ 44,323.06 | S/ 565,786.06 |
| 8.00% | S/ 10,129.94 | S/ 20,456.66 | S/ 30,983.99 | S/ 41,715.83 | S/ 563,178.83 |
| 7.10% | S/ 9,019.01 | S/ 18,194.00 | S/ 27,527.69 | S/ 37,022.80 | S/ 558,485.80 |
| 7.00% | S/ 8,895.14 | S/ 17,942.01 | S/ 27,143.20 | S/ 36,501.35 | S/ 557,964.35 |
| 6.50% | S/ 8,274.49 | S/ 16,680.28 | S/ 25,219.45 | S/ 33,894.12 | S/ 555,357.12 |
| 6.10% | S/ 7,776.40 | S/ 15,668.76 | S/ 23,678.82 | S/ 31,808.33 | S/ 553,271.33 |
| 6.20% | S/ 7,901.05 | S/ 15,921.82 | S/ 24,064.11 | S/ 32,329.77 | S/ 553,792.77 |
| 5.90% | S/ 7,526.82 | S/ 15,162.28 | S/ 22,907.96 | S/ 30,765.43 | S/ 552,228.43 |
| 5.75% | S/ 7,339.41 | S/ 14,782.11 | S/ 22,329.57 | S/ 29,983.26 | S/ 551,446.26 |
| 5.70% | S/ 7,276.89 | S/ 14,655.33 | S/ 22,136.73 | S/ 29,722.54 | S/ 551,185.54 |
| 5.65% | S/ 7,214.35 | S/ 14,528.52 | S/ 21,943.87 | S/ 29,461.81 | S/ 550,924.81 |
| 5.60% | S/ 7,151.79 | S/ 14,401.67 | S/ 21,750.98 | S/ 29,201.09 | S/ 550,664.09 |
| 5.50% | S/ 7,026.61 | S/ 14,147.90 | S/ 21,365.14 | S/ 28,679.64 | S/ 550,142.64 |
| 5.30% | S/ 6,775.97 | S/ 13,639.98 | S/ 20,593.19 | S/ 27,636.74 | S/ 549,099.74 |
| 5.25% | S/ 6,713.25 | S/ 13,512.93 | S/ 20,400.14 | S/ 27,376.02 | S/ 548,839.02 |
| 5.05% | S/ 6,462.16 | S/ 13,004.41 | S/ 19,627.73 | S/ 26,333.13 | S/ 547,796.13 |
| 5.00% | S/ 6,399.34 | S/ 12,877.20 | S/ 19,434.57 | S/ 26,072.40 | S/ 547,535.40 |
| 4.95% | S/ 6,336.49 | S/ 12,749.97 | S/ 19,241.38 | S/ 25,811.68 | S/ 547,274.68 |
| 4.75% | S/ 6,084.86 | S/ 12,240.72 | S/ 18,468.42 | S/ 24,768.78 | S/ 546,231.78 |
| 4.55% | S/ 5,832.87 | S/ 11,730.99 | S/ 17,695.08 | S/ 23,725.89 | S/ 545,188.89 |
| 4.50% | S/ 5,769.82 | S/ 11,603.48 | S/ 17,501.69 | S/ 23,465.16 | S/ 544,928.16 |
| 4.40% | S/ 5,643.65 | S/ 11,348.37 | S/ 17,114.84 | S/ 22,943.72 | S/ 544,406.72 |
| 4.30% | S/ 5,517.38 | S/ 11,093.14 | S/ 16,727.89 | S/ 22,422.27 | S/ 543,885.27 |
| 4.25% | S/ 5,454.22 | S/ 10,965.48 | S/ 16,534.39 | S/ 22,161.54 | S/ 543,624.54 |
| 4.20% | S/ 5,391.03 | S/ 10,837.79 | S/ 16,340.86 | S/ 21,900.82 | S/ 543,363.82 |
| 4.15% | S/ 5,327.81 | S/ 10,710.06 | S/ 16,147.30 | S/ 21,640.10 | S/ 543,103.10 |
| 4.00% | S/ 5,138.04 | S/ 10,326.71 | S/ 15,566.50 | S/ 20,857.92 | S/ 542,320.92 |
| 3.90% | S/ 5,011.41 | S/ 10,070.99 | S/ 15,179.19 | S/ 20,336.48 | S/ 541,799.48 |
| 3.75% | S/ 4,821.30 | S/ 9,687.17 | S/ 14,598.04 | S/ 19,554.30 | S/ 541,017.30 |
| 3.50% | S/ 4,503.98 | S/ 9,046.87 | S/ 13,628.99 | S/ 18,250.69 | S/ 539,713.69 |
| 3.00% | S/ 3,867.62 | S/ 7,763.93 | S/ 11,689.13 | S/ 15,643.45 | S/ 537,106.45 |
| 2.75% | S/ 3,548.57 | S/ 7,121.29 | S/ 10,718.32 | S/ 14,339.83 | S/ 535,802.83 |
| 2.50% | S/ 3,228.94 | S/ 6,477.87 | S/ 9,746.92 | S/ 13,036.21 | S/ 534,499.21 |
| 2.00% | S/ 2,587.91 | S/ 5,188.67 | S/ 7,802.33 | S/ 10,428.97 | S/ 531,891.97 |
| 1.35% | S/ 1,751.05 | S/ 3,507.98 | S/ 5,270.80 | S/ 7,039.55 | S/ 528,502.55 |
| 1.00% | S/ 1,298.76 | S/ 2,600.76 | S/ 3,905.99 | S/ 5,214.48 | S/ 526,677.48 |
| 0.10% | S/ 130.31 | S/ 260.66 | S/ 391.04 | S/ 521.45 | S/ 521,984.45 |
Sobre los datos
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Para S/ 521,463 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 521,463 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
