Cálculo de intereses
Ahorrando S/ 518,545
Veamos que pasaría si Usted ahorrara 518,545 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 518,545.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,923.87 | S/ 11,915.42 | S/ 17,975.42 | S/ 24,104.64 | S/ 542,649.64 |
| 8.50% | S/ 10,684.00 | S/ 21,588.14 | S/ 32,716.94 | S/ 44,075.04 | S/ 562,620.04 |
| 8.00% | S/ 10,073.25 | S/ 20,342.19 | S/ 30,810.61 | S/ 41,482.39 | S/ 560,027.39 |
| 7.10% | S/ 8,968.54 | S/ 18,092.19 | S/ 27,373.65 | S/ 36,815.63 | S/ 555,360.63 |
| 7.00% | S/ 8,845.36 | S/ 17,841.61 | S/ 26,991.32 | S/ 36,297.10 | S/ 554,842.10 |
| 6.50% | S/ 8,228.19 | S/ 16,586.94 | S/ 25,078.32 | S/ 33,704.45 | S/ 552,249.45 |
| 6.10% | S/ 7,732.88 | S/ 15,581.08 | S/ 23,546.31 | S/ 31,630.33 | S/ 550,175.33 |
| 6.20% | S/ 7,856.84 | S/ 15,832.72 | S/ 23,929.45 | S/ 32,148.86 | S/ 550,693.86 |
| 5.90% | S/ 7,484.70 | S/ 15,077.44 | S/ 22,779.77 | S/ 30,593.27 | S/ 549,138.27 |
| 5.75% | S/ 7,298.34 | S/ 14,699.39 | S/ 22,204.62 | S/ 29,815.48 | S/ 548,360.48 |
| 5.70% | S/ 7,236.17 | S/ 14,573.32 | S/ 22,012.86 | S/ 29,556.21 | S/ 548,101.21 |
| 5.65% | S/ 7,173.98 | S/ 14,447.22 | S/ 21,821.08 | S/ 29,296.95 | S/ 547,841.95 |
| 5.60% | S/ 7,111.77 | S/ 14,321.08 | S/ 21,629.27 | S/ 29,037.68 | S/ 547,582.68 |
| 5.50% | S/ 6,987.29 | S/ 14,068.73 | S/ 21,245.59 | S/ 28,519.15 | S/ 547,064.15 |
| 5.30% | S/ 6,738.05 | S/ 13,563.65 | S/ 20,477.95 | S/ 27,482.10 | S/ 546,027.10 |
| 5.25% | S/ 6,675.68 | S/ 13,437.31 | S/ 20,285.99 | S/ 27,222.83 | S/ 545,767.83 |
| 5.05% | S/ 6,426.00 | S/ 12,931.64 | S/ 19,517.90 | S/ 26,185.77 | S/ 544,730.77 |
| 5.00% | S/ 6,363.53 | S/ 12,805.15 | S/ 19,325.82 | S/ 25,926.51 | S/ 544,471.51 |
| 4.95% | S/ 6,301.03 | S/ 12,678.62 | S/ 19,133.71 | S/ 25,667.24 | S/ 544,212.24 |
| 4.75% | S/ 6,050.81 | S/ 12,172.23 | S/ 18,365.07 | S/ 24,630.18 | S/ 543,175.18 |
| 4.55% | S/ 5,800.23 | S/ 11,665.35 | S/ 17,596.07 | S/ 23,593.12 | S/ 542,138.12 |
| 4.50% | S/ 5,737.53 | S/ 11,538.55 | S/ 17,403.76 | S/ 23,333.86 | S/ 541,878.86 |
| 4.40% | S/ 5,612.07 | S/ 11,284.87 | S/ 17,019.07 | S/ 22,815.33 | S/ 541,360.33 |
| 4.30% | S/ 5,486.51 | S/ 11,031.07 | S/ 16,634.29 | S/ 22,296.80 | S/ 540,841.80 |
| 4.25% | S/ 5,423.69 | S/ 10,904.12 | S/ 16,441.86 | S/ 22,037.53 | S/ 540,582.53 |
| 4.20% | S/ 5,360.86 | S/ 10,777.14 | S/ 16,249.42 | S/ 21,778.27 | S/ 540,323.27 |
| 4.15% | S/ 5,298.00 | S/ 10,650.13 | S/ 16,056.95 | S/ 21,519.00 | S/ 540,064.00 |
| 4.00% | S/ 5,109.29 | S/ 10,268.92 | S/ 15,479.40 | S/ 20,741.21 | S/ 539,286.21 |
| 3.90% | S/ 4,983.37 | S/ 10,014.63 | S/ 15,094.25 | S/ 20,222.68 | S/ 538,767.68 |
| 3.75% | S/ 4,794.32 | S/ 9,632.97 | S/ 14,516.35 | S/ 19,444.88 | S/ 537,989.88 |
| 3.50% | S/ 4,478.78 | S/ 8,996.24 | S/ 13,552.72 | S/ 18,148.56 | S/ 536,693.56 |
| 3.00% | S/ 3,845.98 | S/ 7,720.48 | S/ 11,623.72 | S/ 15,555.91 | S/ 534,100.91 |
| 2.75% | S/ 3,528.71 | S/ 7,081.44 | S/ 10,658.34 | S/ 14,259.58 | S/ 532,804.58 |
| 2.50% | S/ 3,210.87 | S/ 6,441.62 | S/ 9,692.37 | S/ 12,963.26 | S/ 531,508.26 |
| 2.00% | S/ 2,573.43 | S/ 5,159.63 | S/ 7,758.67 | S/ 10,370.61 | S/ 528,915.61 |
| 1.35% | S/ 1,741.25 | S/ 3,488.35 | S/ 5,241.31 | S/ 7,000.16 | S/ 525,545.16 |
| 1.00% | S/ 1,291.49 | S/ 2,586.20 | S/ 3,884.14 | S/ 5,185.30 | S/ 523,730.30 |
| 0.10% | S/ 129.58 | S/ 259.20 | S/ 388.85 | S/ 518.53 | S/ 519,063.53 |
Sobre los datos
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Para S/ 518,545 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 518,545 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.