Cálculo de intereses
Ahorrando S/ 510,857
Veamos que pasaría si Usted ahorrara 510,857 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 510,857.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,836.05 | S/ 11,738.76 | S/ 17,708.91 | S/ 23,747.27 | S/ 534,604.27 |
| 8.50% | S/ 10,525.60 | S/ 21,268.07 | S/ 32,231.88 | S/ 43,421.58 | S/ 554,278.58 |
| 8.00% | S/ 9,923.91 | S/ 20,040.60 | S/ 30,353.81 | S/ 40,867.37 | S/ 551,724.37 |
| 7.10% | S/ 8,835.57 | S/ 17,823.96 | S/ 26,967.80 | S/ 36,269.80 | S/ 547,126.80 |
| 7.00% | S/ 8,714.22 | S/ 17,577.09 | S/ 26,591.14 | S/ 35,758.95 | S/ 546,615.95 |
| 6.50% | S/ 8,106.20 | S/ 16,341.02 | S/ 24,706.51 | S/ 33,204.75 | S/ 544,061.75 |
| 6.10% | S/ 7,618.23 | S/ 15,350.07 | S/ 23,197.21 | S/ 31,161.38 | S/ 542,018.38 |
| 6.20% | S/ 7,740.35 | S/ 15,597.98 | S/ 23,574.67 | S/ 31,672.22 | S/ 542,529.22 |
| 5.90% | S/ 7,373.73 | S/ 14,853.90 | S/ 22,442.03 | S/ 30,139.69 | S/ 540,996.69 |
| 5.75% | S/ 7,190.13 | S/ 14,481.46 | S/ 21,875.41 | S/ 29,373.43 | S/ 540,230.43 |
| 5.70% | S/ 7,128.89 | S/ 14,357.26 | S/ 21,686.49 | S/ 29,118.01 | S/ 539,975.01 |
| 5.65% | S/ 7,067.62 | S/ 14,233.02 | S/ 21,497.55 | S/ 28,862.59 | S/ 539,719.59 |
| 5.60% | S/ 7,006.33 | S/ 14,108.76 | S/ 21,308.59 | S/ 28,607.17 | S/ 539,464.17 |
| 5.50% | S/ 6,883.69 | S/ 13,860.14 | S/ 20,930.60 | S/ 28,096.33 | S/ 538,953.33 |
| 5.30% | S/ 6,638.15 | S/ 13,362.56 | S/ 20,174.34 | S/ 27,074.64 | S/ 537,931.64 |
| 5.25% | S/ 6,576.71 | S/ 13,238.09 | S/ 19,985.22 | S/ 26,819.22 | S/ 537,676.22 |
| 5.05% | S/ 6,330.73 | S/ 12,739.91 | S/ 19,228.52 | S/ 25,797.54 | S/ 536,654.54 |
| 5.00% | S/ 6,269.18 | S/ 12,615.30 | S/ 19,039.29 | S/ 25,542.12 | S/ 536,399.12 |
| 4.95% | S/ 6,207.61 | S/ 12,490.65 | S/ 18,850.03 | S/ 25,286.70 | S/ 536,143.70 |
| 4.75% | S/ 5,961.10 | S/ 11,991.76 | S/ 18,092.79 | S/ 24,265.01 | S/ 535,122.01 |
| 4.55% | S/ 5,714.24 | S/ 11,492.40 | S/ 17,335.18 | S/ 23,243.33 | S/ 534,100.33 |
| 4.50% | S/ 5,652.47 | S/ 11,367.48 | S/ 17,145.73 | S/ 22,987.91 | S/ 533,844.91 |
| 4.40% | S/ 5,528.86 | S/ 11,117.56 | S/ 16,766.74 | S/ 22,477.06 | S/ 533,334.06 |
| 4.30% | S/ 5,405.16 | S/ 10,867.52 | S/ 16,387.67 | S/ 21,966.22 | S/ 532,823.22 |
| 4.25% | S/ 5,343.28 | S/ 10,742.45 | S/ 16,198.10 | S/ 21,710.80 | S/ 532,567.80 |
| 4.20% | S/ 5,281.38 | S/ 10,617.36 | S/ 16,008.50 | S/ 21,455.38 | S/ 532,312.38 |
| 4.15% | S/ 5,219.45 | S/ 10,492.23 | S/ 15,818.88 | S/ 21,199.96 | S/ 532,056.96 |
| 4.00% | S/ 5,033.54 | S/ 10,116.68 | S/ 15,249.90 | S/ 20,433.70 | S/ 531,290.70 |
| 3.90% | S/ 4,909.49 | S/ 9,866.15 | S/ 14,870.46 | S/ 19,922.85 | S/ 530,779.85 |
| 3.75% | S/ 4,723.24 | S/ 9,490.15 | S/ 14,301.13 | S/ 19,156.59 | S/ 530,013.59 |
| 3.50% | S/ 4,412.38 | S/ 8,862.86 | S/ 13,351.79 | S/ 17,879.49 | S/ 528,736.49 |
| 3.00% | S/ 3,788.96 | S/ 7,606.02 | S/ 11,451.38 | S/ 15,325.27 | S/ 526,182.27 |
| 2.75% | S/ 3,476.40 | S/ 6,976.45 | S/ 10,500.32 | S/ 14,048.17 | S/ 524,905.17 |
| 2.50% | S/ 3,163.26 | S/ 6,346.11 | S/ 9,548.67 | S/ 12,771.06 | S/ 523,628.06 |
| 2.00% | S/ 2,535.28 | S/ 5,083.14 | S/ 7,643.64 | S/ 10,216.85 | S/ 521,073.85 |
| 1.35% | S/ 1,715.43 | S/ 3,436.63 | S/ 5,163.60 | S/ 6,896.38 | S/ 517,753.38 |
| 1.00% | S/ 1,272.35 | S/ 2,547.86 | S/ 3,826.55 | S/ 5,108.43 | S/ 515,965.43 |
| 0.10% | S/ 127.66 | S/ 255.36 | S/ 383.08 | S/ 510.84 | S/ 511,367.84 |
Sobre los datos
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Para S/ 510,857 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 510,857 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.