Cálculo de intereses
Ahorrando S/ 510,097
Veamos que pasaría si Usted ahorrara 510,097 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 510,097.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,827.36 | S/ 11,721.30 | S/ 17,682.57 | S/ 23,711.94 | S/ 533,808.94 |
| 8.50% | S/ 10,509.94 | S/ 21,236.43 | S/ 32,183.93 | S/ 43,356.98 | S/ 553,453.98 |
| 8.00% | S/ 9,909.14 | S/ 20,010.78 | S/ 30,308.65 | S/ 40,806.57 | S/ 550,903.57 |
| 7.10% | S/ 8,822.43 | S/ 17,797.44 | S/ 26,927.68 | S/ 36,215.84 | S/ 546,312.84 |
| 7.00% | S/ 8,701.26 | S/ 17,550.94 | S/ 26,551.58 | S/ 35,705.76 | S/ 545,802.76 |
| 6.50% | S/ 8,094.14 | S/ 16,316.71 | S/ 24,669.76 | S/ 33,155.35 | S/ 543,252.35 |
| 6.10% | S/ 7,606.90 | S/ 15,327.24 | S/ 23,162.70 | S/ 31,115.02 | S/ 541,212.02 |
| 6.20% | S/ 7,728.84 | S/ 15,574.78 | S/ 23,539.60 | S/ 31,625.10 | S/ 541,722.10 |
| 5.90% | S/ 7,362.76 | S/ 14,831.80 | S/ 22,408.65 | S/ 30,094.86 | S/ 540,191.86 |
| 5.75% | S/ 7,179.43 | S/ 14,459.92 | S/ 21,842.87 | S/ 29,329.73 | S/ 539,426.73 |
| 5.70% | S/ 7,118.28 | S/ 14,335.90 | S/ 21,654.23 | S/ 29,074.69 | S/ 539,171.69 |
| 5.65% | S/ 7,057.11 | S/ 14,211.85 | S/ 21,465.57 | S/ 28,819.65 | S/ 538,916.65 |
| 5.60% | S/ 6,995.91 | S/ 14,087.77 | S/ 21,276.89 | S/ 28,564.61 | S/ 538,661.61 |
| 5.50% | S/ 6,873.45 | S/ 13,839.52 | S/ 20,899.46 | S/ 28,054.53 | S/ 538,151.53 |
| 5.30% | S/ 6,628.28 | S/ 13,342.68 | S/ 20,144.33 | S/ 27,034.36 | S/ 537,131.36 |
| 5.25% | S/ 6,566.93 | S/ 13,218.39 | S/ 19,955.49 | S/ 26,779.32 | S/ 536,876.32 |
| 5.05% | S/ 6,321.31 | S/ 12,720.96 | S/ 19,199.91 | S/ 25,759.16 | S/ 535,856.16 |
| 5.00% | S/ 6,259.85 | S/ 12,596.53 | S/ 19,010.96 | S/ 25,504.12 | S/ 535,601.12 |
| 4.95% | S/ 6,198.37 | S/ 12,472.07 | S/ 18,821.99 | S/ 25,249.08 | S/ 535,346.08 |
| 4.75% | S/ 5,952.23 | S/ 11,973.92 | S/ 18,065.87 | S/ 24,228.91 | S/ 534,325.91 |
| 4.55% | S/ 5,705.74 | S/ 11,475.30 | S/ 17,309.39 | S/ 23,208.75 | S/ 533,305.75 |
| 4.50% | S/ 5,644.06 | S/ 11,350.57 | S/ 17,120.22 | S/ 22,953.71 | S/ 533,050.71 |
| 4.40% | S/ 5,520.64 | S/ 11,101.02 | S/ 16,741.80 | S/ 22,443.63 | S/ 532,540.63 |
| 4.30% | S/ 5,397.12 | S/ 10,851.35 | S/ 16,363.29 | S/ 21,933.54 | S/ 532,030.54 |
| 4.25% | S/ 5,335.33 | S/ 10,726.47 | S/ 16,174.00 | S/ 21,678.50 | S/ 531,775.50 |
| 4.20% | S/ 5,273.52 | S/ 10,601.56 | S/ 15,984.69 | S/ 21,423.46 | S/ 531,520.46 |
| 4.15% | S/ 5,211.69 | S/ 10,476.62 | S/ 15,795.35 | S/ 21,168.42 | S/ 531,265.42 |
| 4.00% | S/ 5,026.05 | S/ 10,101.63 | S/ 15,227.21 | S/ 20,403.30 | S/ 530,500.30 |
| 3.90% | S/ 4,902.18 | S/ 9,851.48 | S/ 14,848.34 | S/ 19,893.22 | S/ 529,990.22 |
| 3.75% | S/ 4,716.21 | S/ 9,476.03 | S/ 14,279.85 | S/ 19,128.09 | S/ 529,225.09 |
| 3.50% | S/ 4,405.81 | S/ 8,849.68 | S/ 13,331.92 | S/ 17,852.89 | S/ 527,949.89 |
| 3.00% | S/ 3,783.32 | S/ 7,594.70 | S/ 11,434.35 | S/ 15,302.48 | S/ 525,399.48 |
| 2.75% | S/ 3,471.22 | S/ 6,966.07 | S/ 10,484.70 | S/ 14,027.27 | S/ 524,124.27 |
| 2.50% | S/ 3,158.56 | S/ 6,336.67 | S/ 9,534.47 | S/ 12,752.06 | S/ 522,849.06 |
| 2.00% | S/ 2,531.51 | S/ 5,075.57 | S/ 7,632.27 | S/ 10,201.65 | S/ 520,298.65 |
| 1.35% | S/ 1,712.88 | S/ 3,431.52 | S/ 5,155.92 | S/ 6,886.12 | S/ 516,983.12 |
| 1.00% | S/ 1,270.45 | S/ 2,544.07 | S/ 3,820.86 | S/ 5,100.83 | S/ 515,197.83 |
| 0.10% | S/ 127.47 | S/ 254.98 | S/ 382.51 | S/ 510.08 | S/ 510,607.08 |
Sobre los datos
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Para S/ 510,097 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 510,097 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
