Cálculo de intereses
Ahorrando S/ 506,054
Veamos que pasaría si Usted ahorrara 506,054 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 506,054.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,781.18 | S/ 11,628.40 | S/ 17,542.42 | S/ 23,524.00 | S/ 529,578.00 |
| 8.50% | S/ 10,426.64 | S/ 21,068.11 | S/ 31,928.84 | S/ 43,013.34 | S/ 549,067.34 |
| 8.00% | S/ 9,830.60 | S/ 19,852.18 | S/ 30,068.43 | S/ 40,483.14 | S/ 546,537.14 |
| 7.10% | S/ 8,752.50 | S/ 17,656.38 | S/ 26,714.26 | S/ 35,928.79 | S/ 541,982.79 |
| 7.00% | S/ 8,632.29 | S/ 17,411.83 | S/ 26,341.13 | S/ 35,422.75 | S/ 541,476.75 |
| 6.50% | S/ 8,029.98 | S/ 16,187.38 | S/ 24,474.22 | S/ 32,892.56 | S/ 538,946.56 |
| 6.10% | S/ 7,546.61 | S/ 15,205.75 | S/ 22,979.12 | S/ 30,868.40 | S/ 536,922.40 |
| 6.20% | S/ 7,667.58 | S/ 15,451.33 | S/ 23,353.03 | S/ 31,374.44 | S/ 537,428.44 |
| 5.90% | S/ 7,304.41 | S/ 14,714.24 | S/ 22,231.04 | S/ 29,856.33 | S/ 535,910.33 |
| 5.75% | S/ 7,122.53 | S/ 14,345.31 | S/ 21,669.74 | S/ 29,097.27 | S/ 535,151.27 |
| 5.70% | S/ 7,061.86 | S/ 14,222.27 | S/ 21,482.60 | S/ 28,844.25 | S/ 534,898.25 |
| 5.65% | S/ 7,001.17 | S/ 14,099.20 | S/ 21,295.44 | S/ 28,591.23 | S/ 534,645.23 |
| 5.60% | S/ 6,940.46 | S/ 13,976.11 | S/ 21,108.25 | S/ 28,338.21 | S/ 534,392.21 |
| 5.50% | S/ 6,818.97 | S/ 13,729.83 | S/ 20,733.81 | S/ 27,832.17 | S/ 533,886.17 |
| 5.30% | S/ 6,575.74 | S/ 13,236.93 | S/ 19,984.67 | S/ 26,820.09 | S/ 532,874.09 |
| 5.25% | S/ 6,514.88 | S/ 13,113.63 | S/ 19,797.33 | S/ 26,567.07 | S/ 532,621.07 |
| 5.05% | S/ 6,271.21 | S/ 12,620.13 | S/ 19,047.74 | S/ 25,554.99 | S/ 531,608.99 |
| 5.00% | S/ 6,210.24 | S/ 12,496.69 | S/ 18,860.28 | S/ 25,301.97 | S/ 531,355.97 |
| 4.95% | S/ 6,149.25 | S/ 12,373.21 | S/ 18,672.81 | S/ 25,048.95 | S/ 531,102.95 |
| 4.75% | S/ 5,905.06 | S/ 11,879.02 | S/ 17,922.68 | S/ 24,036.88 | S/ 530,090.88 |
| 4.55% | S/ 5,660.51 | S/ 11,384.35 | S/ 17,172.20 | S/ 23,024.80 | S/ 529,078.80 |
| 4.50% | S/ 5,599.33 | S/ 11,260.60 | S/ 16,984.52 | S/ 22,771.78 | S/ 528,825.78 |
| 4.40% | S/ 5,476.88 | S/ 11,013.03 | S/ 16,609.10 | S/ 22,265.74 | S/ 528,319.74 |
| 4.30% | S/ 5,354.35 | S/ 10,765.34 | S/ 16,233.59 | S/ 21,759.70 | S/ 527,813.70 |
| 4.25% | S/ 5,293.05 | S/ 10,641.45 | S/ 16,045.80 | S/ 21,506.68 | S/ 527,560.68 |
| 4.20% | S/ 5,231.72 | S/ 10,517.54 | S/ 15,857.99 | S/ 21,253.66 | S/ 527,307.66 |
| 4.15% | S/ 5,170.38 | S/ 10,393.59 | S/ 15,670.16 | S/ 21,000.64 | S/ 527,054.64 |
| 4.00% | S/ 4,986.22 | S/ 10,021.56 | S/ 15,106.52 | S/ 20,241.58 | S/ 526,295.58 |
| 3.90% | S/ 4,863.33 | S/ 9,773.39 | S/ 14,730.65 | S/ 19,735.54 | S/ 525,789.54 |
| 3.75% | S/ 4,678.83 | S/ 9,400.92 | S/ 14,166.67 | S/ 18,976.48 | S/ 525,030.48 |
| 3.50% | S/ 4,370.89 | S/ 8,779.53 | S/ 13,226.26 | S/ 17,711.39 | S/ 523,765.39 |
| 3.00% | S/ 3,753.33 | S/ 7,534.50 | S/ 11,343.72 | S/ 15,181.19 | S/ 521,235.19 |
| 2.75% | S/ 3,443.71 | S/ 6,910.86 | S/ 10,401.60 | S/ 13,916.09 | S/ 519,970.09 |
| 2.50% | S/ 3,133.52 | S/ 6,286.45 | S/ 9,458.90 | S/ 12,650.99 | S/ 518,704.99 |
| 2.00% | S/ 2,511.44 | S/ 5,035.35 | S/ 7,571.78 | S/ 10,120.79 | S/ 516,174.79 |
| 1.35% | S/ 1,699.31 | S/ 3,404.32 | S/ 5,115.05 | S/ 6,831.54 | S/ 512,885.54 |
| 1.00% | S/ 1,260.38 | S/ 2,523.90 | S/ 3,790.57 | S/ 5,060.40 | S/ 511,114.40 |
| 0.10% | S/ 126.46 | S/ 252.96 | S/ 379.48 | S/ 506.04 | S/ 506,560.04 |
Sobre los datos
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Para S/ 506,054 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 506,054 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.