Cálculo de intereses
Ahorrando S/ 503,999
Veamos que pasaría si Usted ahorrara 503,999 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 503,999.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,757.70 | S/ 11,581.18 | S/ 17,471.18 | S/ 23,428.47 | S/ 527,427.47 |
| 8.50% | S/ 10,384.30 | S/ 20,982.56 | S/ 31,799.18 | S/ 42,838.67 | S/ 546,837.67 |
| 8.00% | S/ 9,790.68 | S/ 19,771.56 | S/ 29,946.33 | S/ 40,318.75 | S/ 544,317.75 |
| 7.10% | S/ 8,716.96 | S/ 17,584.68 | S/ 26,605.77 | S/ 35,782.89 | S/ 539,781.89 |
| 7.00% | S/ 8,597.24 | S/ 17,341.13 | S/ 26,234.17 | S/ 35,278.91 | S/ 539,277.91 |
| 6.50% | S/ 7,997.37 | S/ 16,121.65 | S/ 24,374.84 | S/ 32,758.99 | S/ 536,757.99 |
| 6.10% | S/ 7,515.96 | S/ 15,144.01 | S/ 22,885.80 | S/ 30,743.05 | S/ 534,742.05 |
| 6.20% | S/ 7,636.44 | S/ 15,388.59 | S/ 23,258.19 | S/ 31,247.04 | S/ 535,246.04 |
| 5.90% | S/ 7,274.74 | S/ 14,654.49 | S/ 22,140.76 | S/ 29,735.08 | S/ 533,734.08 |
| 5.75% | S/ 7,093.61 | S/ 14,287.05 | S/ 21,581.75 | S/ 28,979.11 | S/ 532,978.11 |
| 5.70% | S/ 7,033.19 | S/ 14,164.52 | S/ 21,395.36 | S/ 28,727.12 | S/ 532,726.12 |
| 5.65% | S/ 6,972.74 | S/ 14,041.95 | S/ 21,208.96 | S/ 28,475.12 | S/ 532,474.12 |
| 5.60% | S/ 6,912.28 | S/ 13,919.35 | S/ 21,022.53 | S/ 28,223.13 | S/ 532,222.13 |
| 5.50% | S/ 6,791.28 | S/ 13,674.08 | S/ 20,649.62 | S/ 27,719.15 | S/ 531,718.15 |
| 5.30% | S/ 6,549.04 | S/ 13,183.17 | S/ 19,903.51 | S/ 26,711.18 | S/ 530,710.18 |
| 5.25% | S/ 6,488.42 | S/ 13,060.37 | S/ 19,716.93 | S/ 26,459.19 | S/ 530,458.19 |
| 5.05% | S/ 6,245.74 | S/ 12,568.89 | S/ 18,970.39 | S/ 25,451.22 | S/ 529,450.22 |
| 5.00% | S/ 6,185.02 | S/ 12,445.94 | S/ 18,783.70 | S/ 25,199.23 | S/ 529,198.23 |
| 4.95% | S/ 6,124.27 | S/ 12,322.97 | S/ 18,596.98 | S/ 24,947.23 | S/ 528,946.23 |
| 4.75% | S/ 5,881.08 | S/ 11,830.78 | S/ 17,849.90 | S/ 23,939.27 | S/ 527,938.27 |
| 4.55% | S/ 5,637.53 | S/ 11,338.12 | S/ 17,102.47 | S/ 22,931.30 | S/ 526,930.30 |
| 4.50% | S/ 5,576.59 | S/ 11,214.88 | S/ 16,915.55 | S/ 22,679.31 | S/ 526,678.31 |
| 4.40% | S/ 5,454.64 | S/ 10,968.31 | S/ 16,541.66 | S/ 22,175.32 | S/ 526,174.32 |
| 4.30% | S/ 5,332.60 | S/ 10,721.63 | S/ 16,167.67 | S/ 21,671.34 | S/ 525,670.34 |
| 4.25% | S/ 5,271.55 | S/ 10,598.24 | S/ 15,980.64 | S/ 21,419.35 | S/ 525,418.35 |
| 4.20% | S/ 5,210.48 | S/ 10,474.83 | S/ 15,793.60 | S/ 21,167.35 | S/ 525,166.35 |
| 4.15% | S/ 5,149.38 | S/ 10,351.38 | S/ 15,606.52 | S/ 20,915.36 | S/ 524,914.36 |
| 4.00% | S/ 4,965.97 | S/ 9,980.86 | S/ 15,045.18 | S/ 20,159.38 | S/ 524,158.38 |
| 3.90% | S/ 4,843.58 | S/ 9,733.71 | S/ 14,670.83 | S/ 19,655.40 | S/ 523,654.40 |
| 3.75% | S/ 4,659.83 | S/ 9,362.75 | S/ 14,109.14 | S/ 18,899.42 | S/ 522,898.42 |
| 3.50% | S/ 4,353.14 | S/ 8,743.88 | S/ 13,172.55 | S/ 17,639.46 | S/ 521,638.46 |
| 3.00% | S/ 3,738.09 | S/ 7,503.91 | S/ 11,297.66 | S/ 15,119.54 | S/ 519,118.54 |
| 2.75% | S/ 3,429.73 | S/ 6,882.79 | S/ 10,359.36 | S/ 13,859.58 | S/ 517,858.58 |
| 2.50% | S/ 3,120.80 | S/ 6,260.92 | S/ 9,420.49 | S/ 12,599.62 | S/ 516,598.62 |
| 2.00% | S/ 2,501.24 | S/ 5,014.90 | S/ 7,541.03 | S/ 10,079.69 | S/ 514,078.69 |
| 1.35% | S/ 1,692.41 | S/ 3,390.49 | S/ 5,094.28 | S/ 6,803.79 | S/ 510,802.79 |
| 1.00% | S/ 1,255.26 | S/ 2,513.66 | S/ 3,775.18 | S/ 5,039.85 | S/ 509,038.85 |
| 0.10% | S/ 125.95 | S/ 251.93 | S/ 377.94 | S/ 503.98 | S/ 504,502.98 |
Sobre los datos
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Para S/ 503,999 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 503,999 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.