Cálculo de intereses
Ahorrando S/ 502,333
Veamos que pasaría si Usted ahorrara 502,333 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 502,333.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,738.67 | S/ 11,542.89 | S/ 17,413.43 | S/ 23,351.03 | S/ 525,684.03 |
| 8.50% | S/ 10,349.98 | S/ 20,913.20 | S/ 31,694.07 | S/ 42,697.06 | S/ 545,030.06 |
| 8.00% | S/ 9,758.32 | S/ 19,706.20 | S/ 29,847.34 | S/ 40,185.47 | S/ 542,518.47 |
| 7.10% | S/ 8,688.14 | S/ 17,526.55 | S/ 26,517.83 | S/ 35,664.61 | S/ 537,997.61 |
| 7.00% | S/ 8,568.82 | S/ 17,283.80 | S/ 26,147.45 | S/ 35,162.29 | S/ 537,495.29 |
| 6.50% | S/ 7,970.94 | S/ 16,068.36 | S/ 24,294.27 | S/ 32,650.70 | S/ 534,983.70 |
| 6.10% | S/ 7,491.12 | S/ 15,093.95 | S/ 22,810.15 | S/ 30,641.43 | S/ 532,974.43 |
| 6.20% | S/ 7,611.20 | S/ 15,337.72 | S/ 23,181.31 | S/ 31,143.75 | S/ 533,476.75 |
| 5.90% | S/ 7,250.70 | S/ 14,606.05 | S/ 22,067.57 | S/ 29,636.79 | S/ 531,969.79 |
| 5.75% | S/ 7,070.16 | S/ 14,239.83 | S/ 21,510.41 | S/ 28,883.32 | S/ 531,216.32 |
| 5.70% | S/ 7,009.94 | S/ 14,117.69 | S/ 21,324.64 | S/ 28,632.16 | S/ 530,965.16 |
| 5.65% | S/ 6,949.69 | S/ 13,995.53 | S/ 21,138.85 | S/ 28,381.00 | S/ 530,714.00 |
| 5.60% | S/ 6,889.43 | S/ 13,873.34 | S/ 20,953.04 | S/ 28,129.84 | S/ 530,462.84 |
| 5.50% | S/ 6,768.83 | S/ 13,628.88 | S/ 20,581.36 | S/ 27,627.52 | S/ 529,960.52 |
| 5.30% | S/ 6,527.39 | S/ 13,139.59 | S/ 19,837.72 | S/ 26,622.88 | S/ 528,955.88 |
| 5.25% | S/ 6,466.97 | S/ 13,017.20 | S/ 19,651.76 | S/ 26,371.73 | S/ 528,704.73 |
| 5.05% | S/ 6,225.10 | S/ 12,527.34 | S/ 18,907.68 | S/ 25,367.09 | S/ 527,700.09 |
| 5.00% | S/ 6,164.57 | S/ 12,404.80 | S/ 18,721.61 | S/ 25,115.93 | S/ 527,448.93 |
| 4.95% | S/ 6,104.03 | S/ 12,282.23 | S/ 18,535.51 | S/ 24,864.77 | S/ 527,197.77 |
| 4.75% | S/ 5,861.64 | S/ 11,791.67 | S/ 17,790.90 | S/ 23,860.13 | S/ 526,193.13 |
| 4.55% | S/ 5,618.89 | S/ 11,300.64 | S/ 17,045.93 | S/ 22,855.50 | S/ 525,188.50 |
| 4.50% | S/ 5,558.15 | S/ 11,177.81 | S/ 16,859.64 | S/ 22,604.34 | S/ 524,937.34 |
| 4.40% | S/ 5,436.61 | S/ 10,932.06 | S/ 16,486.98 | S/ 22,102.02 | S/ 524,435.02 |
| 4.30% | S/ 5,314.98 | S/ 10,686.19 | S/ 16,114.23 | S/ 21,599.70 | S/ 523,932.70 |
| 4.25% | S/ 5,254.13 | S/ 10,563.21 | S/ 15,927.82 | S/ 21,348.54 | S/ 523,681.54 |
| 4.20% | S/ 5,193.26 | S/ 10,440.20 | S/ 15,741.39 | S/ 21,097.38 | S/ 523,430.38 |
| 4.15% | S/ 5,132.36 | S/ 10,317.16 | S/ 15,554.94 | S/ 20,846.22 | S/ 523,179.22 |
| 4.00% | S/ 4,949.55 | S/ 9,947.87 | S/ 14,995.44 | S/ 20,092.75 | S/ 522,425.75 |
| 3.90% | S/ 4,827.57 | S/ 9,701.53 | S/ 14,622.33 | S/ 19,590.43 | S/ 521,923.43 |
| 3.75% | S/ 4,644.43 | S/ 9,331.80 | S/ 14,062.50 | S/ 18,836.95 | S/ 521,169.95 |
| 3.50% | S/ 4,338.75 | S/ 8,714.98 | S/ 13,129.00 | S/ 17,581.15 | S/ 519,914.15 |
| 3.00% | S/ 3,725.74 | S/ 7,479.10 | S/ 11,260.31 | S/ 15,069.56 | S/ 517,402.56 |
| 2.75% | S/ 3,418.39 | S/ 6,860.04 | S/ 10,325.11 | S/ 13,813.77 | S/ 516,146.77 |
| 2.50% | S/ 3,110.48 | S/ 6,240.22 | S/ 9,389.35 | S/ 12,557.97 | S/ 514,890.97 |
| 2.00% | S/ 2,492.97 | S/ 4,998.32 | S/ 7,516.10 | S/ 10,046.38 | S/ 512,379.38 |
| 1.35% | S/ 1,686.81 | S/ 3,379.29 | S/ 5,077.44 | S/ 6,781.30 | S/ 509,114.30 |
| 1.00% | S/ 1,251.12 | S/ 2,505.35 | S/ 3,762.70 | S/ 5,023.19 | S/ 507,356.19 |
| 0.10% | S/ 125.53 | S/ 251.10 | S/ 376.69 | S/ 502.32 | S/ 502,835.32 |
Sobre los datos
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Para S/ 502,333 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 502,333 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.