Cálculo de intereses
Ahorrando S/ 501,886
Veamos que pasaría si Usted ahorrara 501,886 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 501,886.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,733.56 | S/ 11,532.62 | S/ 17,397.93 | S/ 23,330.25 | S/ 525,216.25 |
| 8.50% | S/ 10,340.77 | S/ 20,894.59 | S/ 31,665.86 | S/ 42,659.07 | S/ 544,545.07 |
| 8.00% | S/ 9,749.64 | S/ 19,688.67 | S/ 29,820.78 | S/ 40,149.71 | S/ 542,035.71 |
| 7.10% | S/ 8,680.41 | S/ 17,510.96 | S/ 26,494.23 | S/ 35,632.87 | S/ 537,518.87 |
| 7.00% | S/ 8,561.19 | S/ 17,268.42 | S/ 26,124.18 | S/ 35,131.00 | S/ 537,017.00 |
| 6.50% | S/ 7,963.85 | S/ 16,054.06 | S/ 24,272.65 | S/ 32,621.65 | S/ 534,507.65 |
| 6.10% | S/ 7,484.45 | S/ 15,080.51 | S/ 22,789.86 | S/ 30,614.16 | S/ 532,500.16 |
| 6.20% | S/ 7,604.43 | S/ 15,324.07 | S/ 23,160.68 | S/ 31,116.03 | S/ 533,002.03 |
| 5.90% | S/ 7,244.24 | S/ 14,593.05 | S/ 22,047.94 | S/ 29,610.42 | S/ 531,496.42 |
| 5.75% | S/ 7,063.87 | S/ 14,227.16 | S/ 21,491.27 | S/ 28,857.61 | S/ 530,743.61 |
| 5.70% | S/ 7,003.70 | S/ 14,105.13 | S/ 21,305.66 | S/ 28,606.68 | S/ 530,492.68 |
| 5.65% | S/ 6,943.51 | S/ 13,983.08 | S/ 21,120.04 | S/ 28,355.74 | S/ 530,241.74 |
| 5.60% | S/ 6,883.30 | S/ 13,861.00 | S/ 20,934.40 | S/ 28,104.81 | S/ 529,990.81 |
| 5.50% | S/ 6,762.81 | S/ 13,616.75 | S/ 20,563.04 | S/ 27,602.94 | S/ 529,488.94 |
| 5.30% | S/ 6,521.58 | S/ 13,127.90 | S/ 19,820.07 | S/ 26,599.19 | S/ 528,485.19 |
| 5.25% | S/ 6,461.22 | S/ 13,005.62 | S/ 19,634.27 | S/ 26,348.26 | S/ 528,234.26 |
| 5.05% | S/ 6,219.56 | S/ 12,516.19 | S/ 18,890.85 | S/ 25,344.52 | S/ 527,230.52 |
| 5.00% | S/ 6,159.09 | S/ 12,393.76 | S/ 18,704.95 | S/ 25,093.58 | S/ 526,979.58 |
| 4.95% | S/ 6,098.60 | S/ 12,271.30 | S/ 18,519.01 | S/ 24,842.64 | S/ 526,728.64 |
| 4.75% | S/ 5,856.42 | S/ 11,781.18 | S/ 17,775.07 | S/ 23,838.90 | S/ 525,724.90 |
| 4.55% | S/ 5,613.89 | S/ 11,290.58 | S/ 17,030.77 | S/ 22,835.16 | S/ 524,721.16 |
| 4.50% | S/ 5,553.21 | S/ 11,167.86 | S/ 16,844.64 | S/ 22,584.22 | S/ 524,470.22 |
| 4.40% | S/ 5,431.77 | S/ 10,922.33 | S/ 16,472.31 | S/ 22,082.35 | S/ 523,968.35 |
| 4.30% | S/ 5,310.25 | S/ 10,676.68 | S/ 16,099.89 | S/ 21,580.48 | S/ 523,466.48 |
| 4.25% | S/ 5,249.45 | S/ 10,553.81 | S/ 15,913.65 | S/ 21,329.55 | S/ 523,215.55 |
| 4.20% | S/ 5,188.63 | S/ 10,430.91 | S/ 15,727.38 | S/ 21,078.61 | S/ 522,964.61 |
| 4.15% | S/ 5,127.80 | S/ 10,307.98 | S/ 15,541.09 | S/ 20,827.67 | S/ 522,713.67 |
| 4.00% | S/ 4,945.15 | S/ 9,939.02 | S/ 14,982.10 | S/ 20,074.87 | S/ 521,960.87 |
| 3.90% | S/ 4,823.27 | S/ 9,692.90 | S/ 14,609.32 | S/ 19,573.00 | S/ 521,459.00 |
| 3.75% | S/ 4,640.30 | S/ 9,323.49 | S/ 14,049.99 | S/ 18,820.19 | S/ 520,706.19 |
| 3.50% | S/ 4,334.89 | S/ 8,707.22 | S/ 13,117.32 | S/ 17,565.51 | S/ 519,451.51 |
| 3.00% | S/ 3,722.42 | S/ 7,472.45 | S/ 11,250.29 | S/ 15,056.15 | S/ 516,942.15 |
| 2.75% | S/ 3,415.35 | S/ 6,853.94 | S/ 10,315.93 | S/ 13,801.47 | S/ 515,687.47 |
| 2.50% | S/ 3,107.71 | S/ 6,234.67 | S/ 9,380.99 | S/ 12,546.79 | S/ 514,432.79 |
| 2.00% | S/ 2,490.76 | S/ 4,993.87 | S/ 7,509.41 | S/ 10,037.44 | S/ 511,923.44 |
| 1.35% | S/ 1,685.31 | S/ 3,376.28 | S/ 5,072.93 | S/ 6,775.27 | S/ 508,661.27 |
| 1.00% | S/ 1,250.00 | S/ 2,503.12 | S/ 3,759.35 | S/ 5,018.72 | S/ 506,904.72 |
| 0.10% | S/ 125.42 | S/ 250.87 | S/ 376.36 | S/ 501.87 | S/ 502,387.87 |
Sobre los datos
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Para S/ 501,886 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 501,886 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.