Cálculo de intereses
Ahorrando S/ 496,601
Veamos que pasaría si Usted ahorrara 496,601 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 496,601.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,673.19 | S/ 11,411.18 | S/ 17,214.73 | S/ 23,084.57 | S/ 519,685.57 |
| 8.50% | S/ 10,231.87 | S/ 20,674.56 | S/ 31,332.41 | S/ 42,209.85 | S/ 538,810.85 |
| 8.00% | S/ 9,646.97 | S/ 19,481.34 | S/ 29,506.76 | S/ 39,726.92 | S/ 536,327.92 |
| 7.10% | S/ 8,589.00 | S/ 17,326.56 | S/ 26,215.24 | S/ 35,257.65 | S/ 531,858.65 |
| 7.00% | S/ 8,471.04 | S/ 17,086.58 | S/ 25,849.09 | S/ 34,761.06 | S/ 531,362.06 |
| 6.50% | S/ 7,879.98 | S/ 15,885.01 | S/ 24,017.05 | S/ 32,278.13 | S/ 528,879.13 |
| 6.10% | S/ 7,405.64 | S/ 14,921.71 | S/ 22,549.87 | S/ 30,291.79 | S/ 526,892.79 |
| 6.20% | S/ 7,524.35 | S/ 15,162.71 | S/ 22,916.80 | S/ 30,788.37 | S/ 527,389.37 |
| 5.90% | S/ 7,167.96 | S/ 14,439.38 | S/ 21,815.76 | S/ 29,298.61 | S/ 525,899.61 |
| 5.75% | S/ 6,989.48 | S/ 14,077.34 | S/ 21,264.96 | S/ 28,553.74 | S/ 525,154.74 |
| 5.70% | S/ 6,929.95 | S/ 13,956.60 | S/ 21,081.31 | S/ 28,305.44 | S/ 524,906.44 |
| 5.65% | S/ 6,870.39 | S/ 13,835.83 | S/ 20,897.64 | S/ 28,057.15 | S/ 524,658.15 |
| 5.60% | S/ 6,810.81 | S/ 13,715.04 | S/ 20,713.95 | S/ 27,808.86 | S/ 524,409.86 |
| 5.50% | S/ 6,691.60 | S/ 13,473.36 | S/ 20,346.51 | S/ 27,312.27 | S/ 523,913.27 |
| 5.30% | S/ 6,452.91 | S/ 12,989.66 | S/ 19,611.36 | S/ 26,319.10 | S/ 522,920.10 |
| 5.25% | S/ 6,393.18 | S/ 12,868.67 | S/ 19,427.52 | S/ 26,070.80 | S/ 522,671.80 |
| 5.05% | S/ 6,154.06 | S/ 12,384.39 | S/ 18,691.93 | S/ 25,077.63 | S/ 521,678.63 |
| 5.00% | S/ 6,094.23 | S/ 12,263.25 | S/ 18,507.98 | S/ 24,829.34 | S/ 521,430.34 |
| 4.95% | S/ 6,034.38 | S/ 12,142.08 | S/ 18,324.00 | S/ 24,581.04 | S/ 521,182.04 |
| 4.75% | S/ 5,794.75 | S/ 11,657.12 | S/ 17,587.89 | S/ 23,587.87 | S/ 520,188.87 |
| 4.55% | S/ 5,554.78 | S/ 11,171.69 | S/ 16,851.43 | S/ 22,594.70 | S/ 519,195.70 |
| 4.50% | S/ 5,494.73 | S/ 11,050.26 | S/ 16,667.26 | S/ 22,346.41 | S/ 518,947.41 |
| 4.40% | S/ 5,374.57 | S/ 10,807.31 | S/ 16,298.85 | S/ 21,849.82 | S/ 518,450.82 |
| 4.30% | S/ 5,254.33 | S/ 10,564.25 | S/ 15,930.35 | S/ 21,353.23 | S/ 517,954.23 |
| 4.25% | S/ 5,194.17 | S/ 10,442.67 | S/ 15,746.07 | S/ 21,104.94 | S/ 517,705.94 |
| 4.20% | S/ 5,134.00 | S/ 10,321.07 | S/ 15,561.77 | S/ 20,856.65 | S/ 517,457.65 |
| 4.15% | S/ 5,073.80 | S/ 10,199.44 | S/ 15,377.44 | S/ 20,608.35 | S/ 517,209.35 |
| 4.00% | S/ 4,893.07 | S/ 9,834.36 | S/ 14,824.33 | S/ 19,863.47 | S/ 516,464.47 |
| 3.90% | S/ 4,772.48 | S/ 9,590.83 | S/ 14,455.48 | S/ 19,366.89 | S/ 515,967.89 |
| 3.75% | S/ 4,591.43 | S/ 9,225.31 | S/ 13,902.04 | S/ 18,622.01 | S/ 515,223.01 |
| 3.50% | S/ 4,289.24 | S/ 8,615.53 | S/ 12,979.19 | S/ 17,380.54 | S/ 513,981.54 |
| 3.00% | S/ 3,683.22 | S/ 7,393.76 | S/ 11,131.82 | S/ 14,897.61 | S/ 511,498.61 |
| 2.75% | S/ 3,379.38 | S/ 6,781.76 | S/ 10,207.30 | S/ 13,656.14 | S/ 510,257.14 |
| 2.50% | S/ 3,074.99 | S/ 6,169.02 | S/ 9,282.21 | S/ 12,414.67 | S/ 509,015.67 |
| 2.00% | S/ 2,464.53 | S/ 4,941.29 | S/ 7,430.34 | S/ 9,931.74 | S/ 506,532.74 |
| 1.35% | S/ 1,667.56 | S/ 3,340.73 | S/ 5,019.51 | S/ 6,703.92 | S/ 503,304.92 |
| 1.00% | S/ 1,236.84 | S/ 2,476.76 | S/ 3,719.77 | S/ 4,965.87 | S/ 501,566.87 |
| 0.10% | S/ 124.10 | S/ 248.23 | S/ 372.39 | S/ 496.59 | S/ 497,097.59 |
Sobre los datos
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Para S/ 496,601 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 496,601 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.