Cálculo de intereses
Ahorrando S/ 486,615
Veamos que pasaría si Usted ahorrara 486,615 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 486,615.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,559.10 | S/ 11,181.72 | S/ 16,868.56 | S/ 22,620.37 | S/ 509,235.37 |
| 8.50% | S/ 10,026.12 | S/ 20,258.83 | S/ 30,702.36 | S/ 41,361.07 | S/ 527,976.07 |
| 8.00% | S/ 9,452.98 | S/ 19,089.60 | S/ 28,913.41 | S/ 38,928.07 | S/ 525,543.07 |
| 7.10% | S/ 8,416.29 | S/ 16,978.15 | S/ 25,688.08 | S/ 34,548.66 | S/ 521,163.66 |
| 7.00% | S/ 8,300.70 | S/ 16,742.99 | S/ 25,329.30 | S/ 34,062.06 | S/ 520,677.06 |
| 6.50% | S/ 7,721.53 | S/ 15,565.58 | S/ 23,534.10 | S/ 31,629.06 | S/ 518,244.06 |
| 6.10% | S/ 7,256.72 | S/ 14,621.66 | S/ 22,096.42 | S/ 29,682.66 | S/ 516,297.66 |
| 6.20% | S/ 7,373.04 | S/ 14,857.80 | S/ 22,455.97 | S/ 30,169.26 | S/ 516,784.26 |
| 5.90% | S/ 7,023.82 | S/ 14,149.03 | S/ 21,377.08 | S/ 28,709.46 | S/ 515,324.46 |
| 5.75% | S/ 6,848.93 | S/ 13,794.26 | S/ 20,837.35 | S/ 27,979.56 | S/ 514,594.56 |
| 5.70% | S/ 6,790.60 | S/ 13,675.95 | S/ 20,657.39 | S/ 27,736.26 | S/ 514,351.26 |
| 5.65% | S/ 6,732.24 | S/ 13,557.61 | S/ 20,477.42 | S/ 27,492.96 | S/ 514,107.96 |
| 5.60% | S/ 6,673.86 | S/ 13,439.25 | S/ 20,297.42 | S/ 27,249.66 | S/ 513,864.66 |
| 5.50% | S/ 6,557.04 | S/ 13,202.43 | S/ 19,937.37 | S/ 26,763.06 | S/ 513,378.06 |
| 5.30% | S/ 6,323.15 | S/ 12,728.46 | S/ 19,217.00 | S/ 25,789.85 | S/ 512,404.85 |
| 5.25% | S/ 6,264.62 | S/ 12,609.89 | S/ 19,036.85 | S/ 25,546.55 | S/ 512,161.55 |
| 5.05% | S/ 6,030.31 | S/ 12,135.36 | S/ 18,316.06 | S/ 24,573.35 | S/ 511,188.35 |
| 5.00% | S/ 5,971.69 | S/ 12,016.65 | S/ 18,135.81 | S/ 24,330.05 | S/ 510,945.05 |
| 4.95% | S/ 5,913.04 | S/ 11,897.92 | S/ 17,955.53 | S/ 24,086.75 | S/ 510,701.75 |
| 4.75% | S/ 5,678.22 | S/ 11,422.71 | S/ 17,234.22 | S/ 23,113.55 | S/ 509,728.55 |
| 4.55% | S/ 5,443.08 | S/ 10,947.04 | S/ 16,512.57 | S/ 22,140.35 | S/ 508,755.35 |
| 4.50% | S/ 5,384.24 | S/ 10,828.05 | S/ 16,332.10 | S/ 21,897.05 | S/ 508,512.05 |
| 4.40% | S/ 5,266.50 | S/ 10,589.99 | S/ 15,971.10 | S/ 21,410.45 | S/ 508,025.45 |
| 4.30% | S/ 5,148.67 | S/ 10,351.82 | S/ 15,610.01 | S/ 20,923.85 | S/ 507,538.85 |
| 4.25% | S/ 5,089.72 | S/ 10,232.69 | S/ 15,429.44 | S/ 20,680.55 | S/ 507,295.55 |
| 4.20% | S/ 5,030.76 | S/ 10,113.53 | S/ 15,248.84 | S/ 20,437.25 | S/ 507,052.25 |
| 4.15% | S/ 4,971.77 | S/ 9,994.34 | S/ 15,068.22 | S/ 20,193.95 | S/ 506,808.95 |
| 4.00% | S/ 4,794.68 | S/ 9,636.60 | S/ 14,526.23 | S/ 19,464.04 | S/ 506,079.04 |
| 3.90% | S/ 4,676.51 | S/ 9,397.97 | S/ 14,164.80 | S/ 18,977.44 | S/ 505,592.44 |
| 3.75% | S/ 4,499.10 | S/ 9,039.81 | S/ 13,622.49 | S/ 18,247.54 | S/ 504,862.54 |
| 3.50% | S/ 4,202.99 | S/ 8,442.29 | S/ 12,718.20 | S/ 17,031.04 | S/ 503,646.04 |
| 3.00% | S/ 3,609.16 | S/ 7,245.08 | S/ 10,907.98 | S/ 14,598.04 | S/ 501,213.04 |
| 2.75% | S/ 3,311.43 | S/ 6,645.39 | S/ 10,002.04 | S/ 13,381.53 | S/ 499,996.53 |
| 2.50% | S/ 3,013.16 | S/ 6,044.97 | S/ 9,095.55 | S/ 12,165.03 | S/ 498,780.03 |
| 2.00% | S/ 2,414.97 | S/ 4,841.92 | S/ 7,280.92 | S/ 9,732.02 | S/ 496,347.02 |
| 1.35% | S/ 1,634.03 | S/ 3,273.55 | S/ 4,918.57 | S/ 6,569.12 | S/ 493,184.12 |
| 1.00% | S/ 1,211.97 | S/ 2,426.95 | S/ 3,644.97 | S/ 4,866.01 | S/ 491,481.01 |
| 0.10% | S/ 121.60 | S/ 243.24 | S/ 364.91 | S/ 486.60 | S/ 487,101.60 |
Sobre los datos
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Para S/ 486,615 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 486,615 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.