Cálculo de intereses
Ahorrando S/ 485,105
Veamos que pasaría si Usted ahorrara 485,105 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 485,105.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,541.85 | S/ 11,147.02 | S/ 16,816.22 | S/ 22,550.18 | S/ 507,655.18 |
| 8.50% | S/ 9,995.01 | S/ 20,195.96 | S/ 30,607.09 | S/ 41,232.72 | S/ 526,337.72 |
| 8.00% | S/ 9,423.65 | S/ 19,030.36 | S/ 28,823.69 | S/ 38,807.27 | S/ 523,912.27 |
| 7.10% | S/ 8,390.17 | S/ 16,925.46 | S/ 25,608.37 | S/ 34,441.46 | S/ 519,546.46 |
| 7.00% | S/ 8,274.94 | S/ 16,691.04 | S/ 25,250.70 | S/ 33,956.37 | S/ 519,061.37 |
| 6.50% | S/ 7,697.57 | S/ 15,517.28 | S/ 23,461.07 | S/ 31,530.91 | S/ 516,635.91 |
| 6.10% | S/ 7,234.20 | S/ 14,576.28 | S/ 22,027.86 | S/ 29,590.55 | S/ 514,695.55 |
| 6.20% | S/ 7,350.17 | S/ 14,811.70 | S/ 22,386.29 | S/ 30,075.64 | S/ 515,180.64 |
| 5.90% | S/ 7,002.03 | S/ 14,105.12 | S/ 21,310.74 | S/ 28,620.37 | S/ 513,725.37 |
| 5.75% | S/ 6,827.68 | S/ 13,751.46 | S/ 20,772.69 | S/ 27,892.73 | S/ 512,997.73 |
| 5.70% | S/ 6,769.52 | S/ 13,633.51 | S/ 20,593.29 | S/ 27,650.19 | S/ 512,755.19 |
| 5.65% | S/ 6,711.35 | S/ 13,515.54 | S/ 20,413.87 | S/ 27,407.64 | S/ 512,512.64 |
| 5.60% | S/ 6,653.15 | S/ 13,397.54 | S/ 20,234.44 | S/ 27,165.10 | S/ 512,270.10 |
| 5.50% | S/ 6,536.69 | S/ 13,161.46 | S/ 19,875.50 | S/ 26,680.01 | S/ 511,785.01 |
| 5.30% | S/ 6,303.53 | S/ 12,688.96 | S/ 19,157.37 | S/ 25,709.83 | S/ 510,814.83 |
| 5.25% | S/ 6,245.18 | S/ 12,570.76 | S/ 18,977.78 | S/ 25,467.28 | S/ 510,572.28 |
| 5.05% | S/ 6,011.60 | S/ 12,097.70 | S/ 18,259.22 | S/ 24,497.10 | S/ 509,602.10 |
| 5.00% | S/ 5,953.15 | S/ 11,979.37 | S/ 18,079.53 | S/ 24,254.55 | S/ 509,359.55 |
| 4.95% | S/ 5,894.69 | S/ 11,861.00 | S/ 17,899.82 | S/ 24,012.01 | S/ 509,117.01 |
| 4.75% | S/ 5,660.60 | S/ 11,387.26 | S/ 17,180.74 | S/ 23,041.83 | S/ 508,146.83 |
| 4.55% | S/ 5,426.19 | S/ 10,913.07 | S/ 16,461.33 | S/ 22,071.65 | S/ 507,176.65 |
| 4.50% | S/ 5,367.53 | S/ 10,794.45 | S/ 16,281.42 | S/ 21,829.10 | S/ 506,934.10 |
| 4.40% | S/ 5,250.15 | S/ 10,557.13 | S/ 15,921.54 | S/ 21,344.01 | S/ 506,449.01 |
| 4.30% | S/ 5,132.69 | S/ 10,319.69 | S/ 15,561.57 | S/ 20,858.92 | S/ 505,963.92 |
| 4.25% | S/ 5,073.93 | S/ 10,200.93 | S/ 15,381.56 | S/ 20,616.37 | S/ 505,721.37 |
| 4.20% | S/ 5,015.15 | S/ 10,082.14 | S/ 15,201.52 | S/ 20,373.83 | S/ 505,478.83 |
| 4.15% | S/ 4,956.34 | S/ 9,963.33 | S/ 15,021.46 | S/ 20,131.28 | S/ 505,236.28 |
| 4.00% | S/ 4,779.80 | S/ 9,606.70 | S/ 14,481.16 | S/ 19,403.65 | S/ 504,508.65 |
| 3.90% | S/ 4,662.00 | S/ 9,368.81 | S/ 14,120.85 | S/ 18,918.56 | S/ 504,023.56 |
| 3.75% | S/ 4,485.14 | S/ 9,011.75 | S/ 13,580.22 | S/ 18,190.92 | S/ 503,295.92 |
| 3.50% | S/ 4,189.95 | S/ 8,416.09 | S/ 12,678.73 | S/ 16,978.19 | S/ 502,083.19 |
| 3.00% | S/ 3,597.96 | S/ 7,222.60 | S/ 10,874.13 | S/ 14,552.74 | S/ 499,657.74 |
| 2.75% | S/ 3,301.15 | S/ 6,624.77 | S/ 9,971.00 | S/ 13,340.01 | S/ 498,445.01 |
| 2.50% | S/ 3,003.81 | S/ 6,026.21 | S/ 9,067.33 | S/ 12,127.28 | S/ 497,232.28 |
| 2.00% | S/ 2,407.48 | S/ 4,826.90 | S/ 7,258.33 | S/ 9,701.83 | S/ 494,806.83 |
| 1.35% | S/ 1,628.96 | S/ 3,263.39 | S/ 4,903.31 | S/ 6,548.73 | S/ 491,653.73 |
| 1.00% | S/ 1,208.21 | S/ 2,419.42 | S/ 3,633.66 | S/ 4,850.91 | S/ 489,955.91 |
| 0.10% | S/ 121.23 | S/ 242.49 | S/ 363.77 | S/ 485.09 | S/ 485,590.09 |
Sobre los datos
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Para S/ 485,105 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 485,105 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.