Cálculo de intereses
Ahorrando S/ 482,953
Veamos que pasaría si Usted ahorrara 482,953 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 482,953.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,517.27 | S/ 11,097.57 | S/ 16,741.62 | S/ 22,450.15 | S/ 505,403.15 |
| 8.50% | S/ 9,950.67 | S/ 20,106.37 | S/ 30,471.31 | S/ 41,049.81 | S/ 524,002.81 |
| 8.00% | S/ 9,381.84 | S/ 18,945.94 | S/ 28,695.83 | S/ 38,635.12 | S/ 521,588.12 |
| 7.10% | S/ 8,352.95 | S/ 16,850.38 | S/ 25,494.77 | S/ 34,288.67 | S/ 517,241.67 |
| 7.00% | S/ 8,238.23 | S/ 16,616.99 | S/ 25,138.68 | S/ 33,805.73 | S/ 516,758.73 |
| 6.50% | S/ 7,663.42 | S/ 15,448.44 | S/ 23,356.99 | S/ 31,391.04 | S/ 514,344.04 |
| 6.10% | S/ 7,202.11 | S/ 14,511.62 | S/ 21,930.14 | S/ 29,459.28 | S/ 512,412.28 |
| 6.20% | S/ 7,317.56 | S/ 14,745.99 | S/ 22,286.98 | S/ 29,942.22 | S/ 512,895.22 |
| 5.90% | S/ 6,970.97 | S/ 14,042.55 | S/ 21,216.21 | S/ 28,493.41 | S/ 511,446.41 |
| 5.75% | S/ 6,797.39 | S/ 13,690.45 | S/ 20,680.53 | S/ 27,769.00 | S/ 510,722.00 |
| 5.70% | S/ 6,739.49 | S/ 13,573.03 | S/ 20,501.94 | S/ 27,527.53 | S/ 510,480.53 |
| 5.65% | S/ 6,681.57 | S/ 13,455.59 | S/ 20,323.32 | S/ 27,286.06 | S/ 510,239.06 |
| 5.60% | S/ 6,623.63 | S/ 13,338.11 | S/ 20,144.67 | S/ 27,044.59 | S/ 509,997.59 |
| 5.50% | S/ 6,507.69 | S/ 13,103.07 | S/ 19,787.33 | S/ 26,561.65 | S/ 509,514.65 |
| 5.30% | S/ 6,275.56 | S/ 12,632.67 | S/ 19,072.38 | S/ 25,595.77 | S/ 508,548.77 |
| 5.25% | S/ 6,217.48 | S/ 12,515.00 | S/ 18,893.59 | S/ 25,354.30 | S/ 508,307.30 |
| 5.05% | S/ 5,984.93 | S/ 12,044.03 | S/ 18,178.22 | S/ 24,388.43 | S/ 507,341.43 |
| 5.00% | S/ 5,926.75 | S/ 11,926.22 | S/ 17,999.33 | S/ 24,146.96 | S/ 507,099.96 |
| 4.95% | S/ 5,868.54 | S/ 11,808.38 | S/ 17,820.41 | S/ 23,905.49 | S/ 506,858.49 |
| 4.75% | S/ 5,635.49 | S/ 11,336.75 | S/ 17,104.53 | S/ 22,939.61 | S/ 505,892.61 |
| 4.55% | S/ 5,402.12 | S/ 10,864.66 | S/ 16,388.30 | S/ 21,973.73 | S/ 504,926.73 |
| 4.50% | S/ 5,343.72 | S/ 10,746.57 | S/ 16,209.19 | S/ 21,732.26 | S/ 504,685.26 |
| 4.40% | S/ 5,226.86 | S/ 10,510.30 | S/ 15,850.91 | S/ 21,249.32 | S/ 504,202.32 |
| 4.30% | S/ 5,109.92 | S/ 10,273.91 | S/ 15,492.54 | S/ 20,766.39 | S/ 503,719.39 |
| 4.25% | S/ 5,051.42 | S/ 10,155.68 | S/ 15,313.32 | S/ 20,524.92 | S/ 503,477.92 |
| 4.20% | S/ 4,992.90 | S/ 10,037.42 | S/ 15,134.09 | S/ 20,283.45 | S/ 503,236.45 |
| 4.15% | S/ 4,934.36 | S/ 9,919.13 | S/ 14,954.83 | S/ 20,041.98 | S/ 502,994.98 |
| 4.00% | S/ 4,758.60 | S/ 9,564.08 | S/ 14,416.92 | S/ 19,317.57 | S/ 502,270.57 |
| 3.90% | S/ 4,641.32 | S/ 9,327.25 | S/ 14,058.20 | S/ 18,834.63 | S/ 501,787.63 |
| 3.75% | S/ 4,465.25 | S/ 8,971.78 | S/ 13,519.97 | S/ 18,110.22 | S/ 501,063.22 |
| 3.50% | S/ 4,171.36 | S/ 8,378.76 | S/ 12,622.49 | S/ 16,902.87 | S/ 499,855.87 |
| 3.00% | S/ 3,582.00 | S/ 7,190.56 | S/ 10,825.89 | S/ 14,488.18 | S/ 497,441.18 |
| 2.75% | S/ 3,286.51 | S/ 6,595.38 | S/ 9,926.77 | S/ 13,280.83 | S/ 496,233.83 |
| 2.50% | S/ 2,990.48 | S/ 5,999.48 | S/ 9,027.11 | S/ 12,073.48 | S/ 495,026.48 |
| 2.00% | S/ 2,396.80 | S/ 4,805.49 | S/ 7,226.13 | S/ 9,658.79 | S/ 492,611.79 |
| 1.35% | S/ 1,621.73 | S/ 3,248.91 | S/ 4,881.56 | S/ 6,519.68 | S/ 489,472.68 |
| 1.00% | S/ 1,202.85 | S/ 2,408.69 | S/ 3,617.54 | S/ 4,829.39 | S/ 487,782.39 |
| 0.10% | S/ 120.69 | S/ 241.41 | S/ 362.16 | S/ 482.94 | S/ 483,435.94 |
Sobre los datos
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Para S/ 482,953 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 482,953 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.