Cálculo de intereses
Ahorrando S/ 477,281
Veamos que pasaría si Usted ahorrara 477,281 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 477,281.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,452.47 | S/ 10,967.23 | S/ 16,545.00 | S/ 22,186.48 | S/ 499,467.48 |
| 8.50% | S/ 9,833.81 | S/ 19,870.23 | S/ 30,113.44 | S/ 40,567.70 | S/ 517,848.70 |
| 8.00% | S/ 9,271.66 | S/ 18,723.43 | S/ 28,358.81 | S/ 38,181.37 | S/ 515,462.37 |
| 7.10% | S/ 8,254.85 | S/ 16,652.48 | S/ 25,195.35 | S/ 33,885.97 | S/ 511,166.97 |
| 7.00% | S/ 8,141.48 | S/ 16,421.84 | S/ 24,843.44 | S/ 33,408.70 | S/ 510,689.70 |
| 6.50% | S/ 7,573.42 | S/ 15,267.01 | S/ 23,082.68 | S/ 31,022.37 | S/ 508,303.37 |
| 6.10% | S/ 7,117.52 | S/ 14,341.19 | S/ 21,672.58 | S/ 29,113.30 | S/ 506,394.30 |
| 6.20% | S/ 7,231.62 | S/ 14,572.81 | S/ 22,025.23 | S/ 29,590.57 | S/ 506,871.57 |
| 5.90% | S/ 6,889.10 | S/ 13,877.63 | S/ 20,967.03 | S/ 28,158.77 | S/ 505,439.77 |
| 5.75% | S/ 6,717.56 | S/ 13,529.67 | S/ 20,437.65 | S/ 27,442.87 | S/ 504,723.87 |
| 5.70% | S/ 6,660.34 | S/ 13,413.63 | S/ 20,261.15 | S/ 27,204.23 | S/ 504,485.23 |
| 5.65% | S/ 6,603.10 | S/ 13,297.56 | S/ 20,084.63 | S/ 26,965.60 | S/ 504,246.60 |
| 5.60% | S/ 6,545.84 | S/ 13,181.46 | S/ 19,908.09 | S/ 26,726.97 | S/ 504,007.97 |
| 5.50% | S/ 6,431.26 | S/ 12,949.19 | S/ 19,554.94 | S/ 26,249.70 | S/ 503,530.70 |
| 5.30% | S/ 6,201.86 | S/ 12,484.31 | S/ 18,848.39 | S/ 25,295.17 | S/ 502,576.17 |
| 5.25% | S/ 6,144.46 | S/ 12,368.02 | S/ 18,671.70 | S/ 25,056.53 | S/ 502,337.53 |
| 5.05% | S/ 5,914.64 | S/ 11,902.58 | S/ 17,964.73 | S/ 24,102.00 | S/ 501,383.00 |
| 5.00% | S/ 5,857.14 | S/ 11,786.16 | S/ 17,787.93 | S/ 23,863.37 | S/ 501,144.37 |
| 4.95% | S/ 5,799.61 | S/ 11,669.70 | S/ 17,611.12 | S/ 23,624.73 | S/ 500,905.73 |
| 4.75% | S/ 5,569.31 | S/ 11,203.60 | S/ 16,903.64 | S/ 22,670.20 | S/ 499,951.20 |
| 4.55% | S/ 5,338.67 | S/ 10,737.06 | S/ 16,195.83 | S/ 21,715.66 | S/ 498,996.66 |
| 4.50% | S/ 5,280.96 | S/ 10,620.35 | S/ 16,018.83 | S/ 21,477.03 | S/ 498,758.03 |
| 4.40% | S/ 5,165.48 | S/ 10,386.86 | S/ 15,664.75 | S/ 20,999.76 | S/ 498,280.76 |
| 4.30% | S/ 5,049.91 | S/ 10,153.25 | S/ 15,310.59 | S/ 20,522.50 | S/ 497,803.50 |
| 4.25% | S/ 4,992.10 | S/ 10,036.41 | S/ 15,133.48 | S/ 20,283.86 | S/ 497,564.86 |
| 4.20% | S/ 4,934.26 | S/ 9,919.53 | S/ 14,956.35 | S/ 20,045.23 | S/ 497,326.23 |
| 4.15% | S/ 4,876.40 | S/ 9,802.63 | S/ 14,779.19 | S/ 19,806.60 | S/ 497,087.60 |
| 4.00% | S/ 4,702.71 | S/ 9,451.76 | S/ 14,247.60 | S/ 19,090.69 | S/ 496,371.69 |
| 3.90% | S/ 4,586.81 | S/ 9,217.70 | S/ 13,893.10 | S/ 18,613.43 | S/ 495,894.43 |
| 3.75% | S/ 4,412.80 | S/ 8,866.41 | S/ 13,361.19 | S/ 17,897.53 | S/ 495,178.53 |
| 3.50% | S/ 4,122.37 | S/ 8,280.35 | S/ 12,474.24 | S/ 16,704.36 | S/ 493,985.36 |
| 3.00% | S/ 3,539.93 | S/ 7,106.11 | S/ 10,698.74 | S/ 14,318.02 | S/ 491,599.02 |
| 2.75% | S/ 3,247.91 | S/ 6,517.92 | S/ 9,810.19 | S/ 13,124.85 | S/ 490,405.85 |
| 2.50% | S/ 2,955.36 | S/ 5,929.02 | S/ 8,921.09 | S/ 11,931.69 | S/ 489,212.69 |
| 2.00% | S/ 2,368.65 | S/ 4,749.05 | S/ 7,141.26 | S/ 9,545.35 | S/ 486,826.35 |
| 1.35% | S/ 1,602.69 | S/ 3,210.76 | S/ 4,824.23 | S/ 6,443.11 | S/ 483,724.11 |
| 1.00% | S/ 1,188.72 | S/ 2,380.40 | S/ 3,575.05 | S/ 4,772.68 | S/ 482,053.68 |
| 0.10% | S/ 119.27 | S/ 238.57 | S/ 357.91 | S/ 477.27 | S/ 477,758.27 |
Sobre los datos
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Para S/ 477,281 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 477,281 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.