Cálculo de intereses
Ahorrando S/ 476,693
Veamos que pasaría si Usted ahorrara 476,693 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 476,693.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,445.76 | S/ 10,953.72 | S/ 16,524.61 | S/ 22,159.15 | S/ 498,852.15 |
| 8.50% | S/ 9,821.69 | S/ 19,845.75 | S/ 30,076.34 | S/ 40,517.72 | S/ 517,210.72 |
| 8.00% | S/ 9,260.24 | S/ 18,700.36 | S/ 28,323.87 | S/ 38,134.33 | S/ 514,827.33 |
| 7.10% | S/ 8,244.68 | S/ 16,631.96 | S/ 25,164.31 | S/ 33,844.22 | S/ 510,537.22 |
| 7.00% | S/ 8,131.45 | S/ 16,401.61 | S/ 24,812.84 | S/ 33,367.54 | S/ 510,060.54 |
| 6.50% | S/ 7,564.09 | S/ 15,248.20 | S/ 23,054.24 | S/ 30,984.15 | S/ 507,677.15 |
| 6.10% | S/ 7,108.76 | S/ 14,323.52 | S/ 21,645.88 | S/ 29,077.43 | S/ 505,770.43 |
| 6.20% | S/ 7,222.71 | S/ 14,554.86 | S/ 21,998.10 | S/ 29,554.11 | S/ 506,247.11 |
| 5.90% | S/ 6,880.61 | S/ 13,860.53 | S/ 20,941.20 | S/ 28,124.08 | S/ 504,817.08 |
| 5.75% | S/ 6,709.28 | S/ 13,513.00 | S/ 20,412.48 | S/ 27,409.06 | S/ 504,102.06 |
| 5.70% | S/ 6,652.14 | S/ 13,397.10 | S/ 20,236.19 | S/ 27,170.72 | S/ 503,863.72 |
| 5.65% | S/ 6,594.97 | S/ 13,281.18 | S/ 20,059.89 | S/ 26,932.38 | S/ 503,625.38 |
| 5.60% | S/ 6,537.78 | S/ 13,165.22 | S/ 19,883.56 | S/ 26,694.04 | S/ 503,387.04 |
| 5.50% | S/ 6,423.34 | S/ 12,933.23 | S/ 19,530.85 | S/ 26,217.36 | S/ 502,910.36 |
| 5.30% | S/ 6,194.22 | S/ 12,468.93 | S/ 18,825.17 | S/ 25,264.00 | S/ 501,957.00 |
| 5.25% | S/ 6,136.89 | S/ 12,352.78 | S/ 18,648.70 | S/ 25,025.66 | S/ 501,718.66 |
| 5.05% | S/ 5,907.36 | S/ 11,887.92 | S/ 17,942.60 | S/ 24,072.31 | S/ 500,765.31 |
| 5.00% | S/ 5,849.92 | S/ 11,771.64 | S/ 17,766.02 | S/ 23,833.97 | S/ 500,526.97 |
| 4.95% | S/ 5,792.47 | S/ 11,655.32 | S/ 17,589.42 | S/ 23,595.63 | S/ 500,288.63 |
| 4.75% | S/ 5,562.45 | S/ 11,189.80 | S/ 16,882.82 | S/ 22,642.27 | S/ 499,335.27 |
| 4.55% | S/ 5,332.09 | S/ 10,723.83 | S/ 16,175.88 | S/ 21,688.91 | S/ 498,381.91 |
| 4.50% | S/ 5,274.46 | S/ 10,607.27 | S/ 15,999.09 | S/ 21,450.57 | S/ 498,143.57 |
| 4.40% | S/ 5,159.11 | S/ 10,374.06 | S/ 15,645.45 | S/ 20,973.89 | S/ 497,666.89 |
| 4.30% | S/ 5,043.69 | S/ 10,140.74 | S/ 15,291.73 | S/ 20,497.21 | S/ 497,190.21 |
| 4.25% | S/ 4,985.95 | S/ 10,024.04 | S/ 15,114.83 | S/ 20,258.87 | S/ 496,951.87 |
| 4.20% | S/ 4,928.18 | S/ 9,907.31 | S/ 14,937.92 | S/ 20,020.53 | S/ 496,713.53 |
| 4.15% | S/ 4,870.40 | S/ 9,790.56 | S/ 14,760.98 | S/ 19,782.19 | S/ 496,475.19 |
| 4.00% | S/ 4,696.92 | S/ 9,440.11 | S/ 14,230.05 | S/ 19,067.18 | S/ 495,760.18 |
| 3.90% | S/ 4,581.16 | S/ 9,206.35 | S/ 13,875.98 | S/ 18,590.50 | S/ 495,283.50 |
| 3.75% | S/ 4,407.37 | S/ 8,855.49 | S/ 13,344.73 | S/ 17,875.48 | S/ 494,568.48 |
| 3.50% | S/ 4,117.29 | S/ 8,270.15 | S/ 12,458.88 | S/ 16,683.78 | S/ 493,376.78 |
| 3.00% | S/ 3,535.57 | S/ 7,097.36 | S/ 10,685.56 | S/ 14,300.38 | S/ 490,993.38 |
| 2.75% | S/ 3,243.91 | S/ 6,509.89 | S/ 9,798.10 | S/ 13,108.69 | S/ 489,801.69 |
| 2.50% | S/ 2,951.72 | S/ 5,921.71 | S/ 8,910.10 | S/ 11,916.99 | S/ 488,609.99 |
| 2.00% | S/ 2,365.73 | S/ 4,743.20 | S/ 7,132.47 | S/ 9,533.59 | S/ 486,226.59 |
| 1.35% | S/ 1,600.71 | S/ 3,206.80 | S/ 4,818.28 | S/ 6,435.17 | S/ 483,128.17 |
| 1.00% | S/ 1,187.26 | S/ 2,377.47 | S/ 3,570.65 | S/ 4,766.80 | S/ 481,459.80 |
| 0.10% | S/ 119.13 | S/ 238.28 | S/ 357.47 | S/ 476.68 | S/ 477,169.68 |
Sobre los datos
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Para S/ 476,693 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 476,693 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.