Cálculo de intereses
Ahorrando S/ 476,438
Veamos que pasaría si Usted ahorrara 476,438 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 476,438.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,442.84 | S/ 10,947.86 | S/ 16,515.78 | S/ 22,147.29 | S/ 498,585.29 |
| 8.50% | S/ 9,816.44 | S/ 19,835.14 | S/ 30,060.25 | S/ 40,496.05 | S/ 516,934.05 |
| 8.00% | S/ 9,255.28 | S/ 18,690.36 | S/ 28,308.72 | S/ 38,113.93 | S/ 514,551.93 |
| 7.10% | S/ 8,240.27 | S/ 16,623.07 | S/ 25,150.85 | S/ 33,826.12 | S/ 510,264.12 |
| 7.00% | S/ 8,127.10 | S/ 16,392.83 | S/ 24,799.56 | S/ 33,349.69 | S/ 509,787.69 |
| 6.50% | S/ 7,560.04 | S/ 15,240.04 | S/ 23,041.91 | S/ 30,967.58 | S/ 507,405.58 |
| 6.10% | S/ 7,104.95 | S/ 14,315.86 | S/ 21,634.30 | S/ 29,061.88 | S/ 505,499.88 |
| 6.20% | S/ 7,218.85 | S/ 14,547.07 | S/ 21,986.33 | S/ 29,538.30 | S/ 505,976.30 |
| 5.90% | S/ 6,876.93 | S/ 13,853.12 | S/ 20,930.00 | S/ 28,109.03 | S/ 504,547.03 |
| 5.75% | S/ 6,705.70 | S/ 13,505.77 | S/ 20,401.56 | S/ 27,394.40 | S/ 503,832.40 |
| 5.70% | S/ 6,648.58 | S/ 13,389.94 | S/ 20,225.37 | S/ 27,156.18 | S/ 503,594.18 |
| 5.65% | S/ 6,591.44 | S/ 13,274.07 | S/ 20,049.16 | S/ 26,917.97 | S/ 503,355.97 |
| 5.60% | S/ 6,534.28 | S/ 13,158.18 | S/ 19,872.92 | S/ 26,679.76 | S/ 503,117.76 |
| 5.50% | S/ 6,419.90 | S/ 12,926.32 | S/ 19,520.40 | S/ 26,203.34 | S/ 502,641.34 |
| 5.30% | S/ 6,190.91 | S/ 12,462.26 | S/ 18,815.10 | S/ 25,250.49 | S/ 501,688.49 |
| 5.25% | S/ 6,133.60 | S/ 12,346.17 | S/ 18,638.72 | S/ 25,012.28 | S/ 501,450.28 |
| 5.05% | S/ 5,904.20 | S/ 11,881.56 | S/ 17,933.00 | S/ 24,059.43 | S/ 500,497.43 |
| 5.00% | S/ 5,846.79 | S/ 11,765.34 | S/ 17,756.52 | S/ 23,821.22 | S/ 500,259.22 |
| 4.95% | S/ 5,789.37 | S/ 11,649.09 | S/ 17,580.01 | S/ 23,583.00 | S/ 500,021.00 |
| 4.75% | S/ 5,559.47 | S/ 11,183.81 | S/ 16,873.79 | S/ 22,630.16 | S/ 499,068.16 |
| 4.55% | S/ 5,329.24 | S/ 10,718.10 | S/ 16,167.23 | S/ 21,677.31 | S/ 498,115.31 |
| 4.50% | S/ 5,271.63 | S/ 10,601.60 | S/ 15,990.53 | S/ 21,439.10 | S/ 497,877.10 |
| 4.40% | S/ 5,156.35 | S/ 10,368.51 | S/ 15,637.08 | S/ 20,962.67 | S/ 497,400.67 |
| 4.30% | S/ 5,040.99 | S/ 10,135.32 | S/ 15,283.55 | S/ 20,486.25 | S/ 496,924.25 |
| 4.25% | S/ 4,983.28 | S/ 10,018.68 | S/ 15,106.75 | S/ 20,248.04 | S/ 496,686.04 |
| 4.20% | S/ 4,925.55 | S/ 9,902.01 | S/ 14,929.93 | S/ 20,009.82 | S/ 496,447.82 |
| 4.15% | S/ 4,867.79 | S/ 9,785.32 | S/ 14,753.09 | S/ 19,771.61 | S/ 496,209.61 |
| 4.00% | S/ 4,694.41 | S/ 9,435.07 | S/ 14,222.44 | S/ 19,056.98 | S/ 495,494.98 |
| 3.90% | S/ 4,578.71 | S/ 9,201.42 | S/ 13,868.56 | S/ 18,580.55 | S/ 495,018.55 |
| 3.75% | S/ 4,405.01 | S/ 8,850.75 | S/ 13,337.59 | S/ 17,865.92 | S/ 494,303.92 |
| 3.50% | S/ 4,115.09 | S/ 8,265.73 | S/ 12,452.21 | S/ 16,674.86 | S/ 493,112.86 |
| 3.00% | S/ 3,533.68 | S/ 7,093.56 | S/ 10,679.85 | S/ 14,292.73 | S/ 490,730.73 |
| 2.75% | S/ 3,242.17 | S/ 6,506.41 | S/ 9,792.86 | S/ 13,101.67 | S/ 489,539.67 |
| 2.50% | S/ 2,950.14 | S/ 5,918.54 | S/ 8,905.33 | S/ 11,910.61 | S/ 488,348.61 |
| 2.00% | S/ 2,364.46 | S/ 4,740.66 | S/ 7,128.65 | S/ 9,528.49 | S/ 485,966.49 |
| 1.35% | S/ 1,599.86 | S/ 3,205.09 | S/ 4,815.70 | S/ 6,431.73 | S/ 482,869.73 |
| 1.00% | S/ 1,186.62 | S/ 2,376.20 | S/ 3,568.74 | S/ 4,764.25 | S/ 481,202.25 |
| 0.10% | S/ 119.06 | S/ 238.15 | S/ 357.27 | S/ 476.42 | S/ 476,914.42 |
Sobre los datos
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Para S/ 476,438 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 476,438 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.