Cálculo de intereses
Ahorrando S/ 474,989
Veamos que pasaría si Usted ahorrara 474,989 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 474,989.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,426.29 | S/ 10,914.57 | S/ 16,465.55 | S/ 22,079.94 | S/ 497,068.94 |
| 8.50% | S/ 9,786.58 | S/ 19,774.81 | S/ 29,968.83 | S/ 40,372.89 | S/ 515,361.89 |
| 8.00% | S/ 9,227.14 | S/ 18,633.52 | S/ 28,222.63 | S/ 37,998.01 | S/ 512,987.01 |
| 7.10% | S/ 8,215.21 | S/ 16,572.51 | S/ 25,074.35 | S/ 33,723.24 | S/ 508,712.24 |
| 7.00% | S/ 8,102.38 | S/ 16,342.98 | S/ 24,724.14 | S/ 33,248.27 | S/ 508,237.27 |
| 6.50% | S/ 7,537.05 | S/ 15,193.69 | S/ 22,971.83 | S/ 30,873.39 | S/ 505,862.39 |
| 6.10% | S/ 7,083.35 | S/ 14,272.32 | S/ 21,568.50 | S/ 28,973.49 | S/ 503,962.49 |
| 6.20% | S/ 7,196.89 | S/ 14,502.83 | S/ 21,919.46 | S/ 29,448.47 | S/ 504,437.47 |
| 5.90% | S/ 6,856.01 | S/ 13,810.98 | S/ 20,866.35 | S/ 28,023.54 | S/ 503,012.54 |
| 5.75% | S/ 6,685.30 | S/ 13,464.70 | S/ 20,339.51 | S/ 27,311.08 | S/ 502,300.08 |
| 5.70% | S/ 6,628.36 | S/ 13,349.21 | S/ 20,163.85 | S/ 27,073.59 | S/ 502,062.59 |
| 5.65% | S/ 6,571.39 | S/ 13,233.70 | S/ 19,988.18 | S/ 26,836.11 | S/ 501,825.11 |
| 5.60% | S/ 6,514.41 | S/ 13,118.16 | S/ 19,812.48 | S/ 26,598.62 | S/ 501,587.62 |
| 5.50% | S/ 6,400.38 | S/ 12,887.00 | S/ 19,461.03 | S/ 26,123.64 | S/ 501,112.64 |
| 5.30% | S/ 6,172.08 | S/ 12,424.35 | S/ 18,757.87 | S/ 25,173.69 | S/ 500,162.69 |
| 5.25% | S/ 6,114.95 | S/ 12,308.62 | S/ 18,582.03 | S/ 24,936.21 | S/ 499,925.21 |
| 5.05% | S/ 5,886.24 | S/ 11,845.43 | S/ 17,878.46 | S/ 23,986.26 | S/ 498,975.26 |
| 5.00% | S/ 5,829.01 | S/ 11,729.56 | S/ 17,702.51 | S/ 23,748.77 | S/ 498,737.77 |
| 4.95% | S/ 5,771.76 | S/ 11,613.66 | S/ 17,526.55 | S/ 23,511.28 | S/ 498,500.28 |
| 4.75% | S/ 5,542.56 | S/ 11,149.80 | S/ 16,822.47 | S/ 22,561.33 | S/ 497,550.33 |
| 4.55% | S/ 5,313.03 | S/ 10,685.50 | S/ 16,118.06 | S/ 21,611.38 | S/ 496,600.38 |
| 4.50% | S/ 5,255.60 | S/ 10,569.35 | S/ 15,941.90 | S/ 21,373.89 | S/ 496,362.89 |
| 4.40% | S/ 5,140.67 | S/ 10,336.98 | S/ 15,589.53 | S/ 20,898.92 | S/ 495,887.92 |
| 4.30% | S/ 5,025.66 | S/ 10,104.49 | S/ 15,237.07 | S/ 20,423.94 | S/ 495,412.94 |
| 4.25% | S/ 4,968.12 | S/ 9,988.21 | S/ 15,060.80 | S/ 20,186.46 | S/ 495,175.46 |
| 4.20% | S/ 4,910.57 | S/ 9,871.90 | S/ 14,884.52 | S/ 19,948.97 | S/ 494,937.97 |
| 4.15% | S/ 4,852.99 | S/ 9,755.56 | S/ 14,708.22 | S/ 19,711.48 | S/ 494,700.48 |
| 4.00% | S/ 4,680.13 | S/ 9,406.37 | S/ 14,179.18 | S/ 18,999.02 | S/ 493,988.02 |
| 3.90% | S/ 4,564.78 | S/ 9,173.44 | S/ 13,826.38 | S/ 18,524.04 | S/ 493,513.04 |
| 3.75% | S/ 4,391.61 | S/ 8,823.83 | S/ 13,297.03 | S/ 17,811.58 | S/ 492,800.58 |
| 3.50% | S/ 4,102.58 | S/ 8,240.59 | S/ 12,414.34 | S/ 16,624.14 | S/ 491,613.14 |
| 3.00% | S/ 3,522.93 | S/ 7,071.99 | S/ 10,647.37 | S/ 14,249.27 | S/ 489,238.27 |
| 2.75% | S/ 3,232.31 | S/ 6,486.62 | S/ 9,763.08 | S/ 13,061.83 | S/ 488,050.83 |
| 2.50% | S/ 2,941.17 | S/ 5,900.54 | S/ 8,878.25 | S/ 11,874.39 | S/ 486,863.39 |
| 2.00% | S/ 2,357.27 | S/ 4,726.24 | S/ 7,106.97 | S/ 9,499.51 | S/ 484,488.51 |
| 1.35% | S/ 1,594.99 | S/ 3,195.34 | S/ 4,801.06 | S/ 6,412.17 | S/ 481,401.17 |
| 1.00% | S/ 1,183.01 | S/ 2,368.97 | S/ 3,557.88 | S/ 4,749.76 | S/ 479,738.76 |
| 0.10% | S/ 118.70 | S/ 237.43 | S/ 356.19 | S/ 474.98 | S/ 475,463.98 |
Sobre los datos
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Para S/ 474,989 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 474,989 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
