Cálculo de intereses
Ahorrando S/ 469,973
Veamos que pasaría si Usted ahorrara 469,973 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 469,973.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,368.99 | S/ 10,799.31 | S/ 16,291.67 | S/ 21,846.77 | S/ 491,819.77 |
| 8.50% | S/ 9,683.24 | S/ 19,565.98 | S/ 29,652.35 | S/ 39,946.54 | S/ 509,919.54 |
| 8.00% | S/ 9,129.69 | S/ 18,436.74 | S/ 27,924.59 | S/ 37,596.75 | S/ 507,569.75 |
| 7.10% | S/ 8,128.46 | S/ 16,397.50 | S/ 24,809.56 | S/ 33,367.12 | S/ 503,340.12 |
| 7.00% | S/ 8,016.82 | S/ 16,170.39 | S/ 24,463.05 | S/ 32,897.16 | S/ 502,870.16 |
| 6.50% | S/ 7,457.45 | S/ 15,033.24 | S/ 22,729.24 | S/ 30,547.36 | S/ 500,520.36 |
| 6.10% | S/ 7,008.54 | S/ 14,121.60 | S/ 21,340.74 | S/ 28,667.53 | S/ 498,640.53 |
| 6.20% | S/ 7,120.89 | S/ 14,349.67 | S/ 21,687.99 | S/ 29,137.49 | S/ 499,110.49 |
| 5.90% | S/ 6,783.61 | S/ 13,665.14 | S/ 20,645.99 | S/ 27,727.61 | S/ 497,700.61 |
| 5.75% | S/ 6,614.70 | S/ 13,322.51 | S/ 20,124.72 | S/ 27,022.67 | S/ 496,995.67 |
| 5.70% | S/ 6,558.36 | S/ 13,208.24 | S/ 19,950.92 | S/ 26,787.69 | S/ 496,760.69 |
| 5.65% | S/ 6,502.00 | S/ 13,093.95 | S/ 19,777.10 | S/ 26,552.71 | S/ 496,525.71 |
| 5.60% | S/ 6,445.62 | S/ 12,979.63 | S/ 19,603.26 | S/ 26,317.73 | S/ 496,290.73 |
| 5.50% | S/ 6,332.79 | S/ 12,750.91 | S/ 19,255.52 | S/ 25,847.77 | S/ 495,820.77 |
| 5.30% | S/ 6,106.90 | S/ 12,293.15 | S/ 18,559.79 | S/ 24,907.85 | S/ 494,880.85 |
| 5.25% | S/ 6,050.37 | S/ 12,178.64 | S/ 18,385.80 | S/ 24,672.87 | S/ 494,645.87 |
| 5.05% | S/ 5,824.08 | S/ 11,720.34 | S/ 17,689.66 | S/ 23,732.96 | S/ 493,705.96 |
| 5.00% | S/ 5,767.46 | S/ 11,605.69 | S/ 17,515.57 | S/ 23,497.98 | S/ 493,470.98 |
| 4.95% | S/ 5,710.81 | S/ 11,491.02 | S/ 17,341.46 | S/ 23,263.00 | S/ 493,236.00 |
| 4.75% | S/ 5,484.03 | S/ 11,032.06 | S/ 16,644.82 | S/ 22,323.08 | S/ 492,296.08 |
| 4.55% | S/ 5,256.93 | S/ 10,572.66 | S/ 15,947.85 | S/ 21,383.16 | S/ 491,356.16 |
| 4.50% | S/ 5,200.10 | S/ 10,457.74 | S/ 15,773.55 | S/ 21,148.18 | S/ 491,121.18 |
| 4.40% | S/ 5,086.38 | S/ 10,227.82 | S/ 15,424.90 | S/ 20,678.22 | S/ 490,651.22 |
| 4.30% | S/ 4,972.59 | S/ 9,997.79 | S/ 15,076.16 | S/ 20,208.26 | S/ 490,181.26 |
| 4.25% | S/ 4,915.66 | S/ 9,882.73 | S/ 14,901.76 | S/ 19,973.28 | S/ 489,946.28 |
| 4.20% | S/ 4,858.71 | S/ 9,767.65 | S/ 14,727.34 | S/ 19,738.30 | S/ 489,711.30 |
| 4.15% | S/ 4,801.74 | S/ 9,652.54 | S/ 14,552.90 | S/ 19,503.32 | S/ 489,476.32 |
| 4.00% | S/ 4,630.70 | S/ 9,307.04 | S/ 14,029.44 | S/ 18,798.38 | S/ 488,771.38 |
| 3.90% | S/ 4,516.58 | S/ 9,076.56 | S/ 13,680.37 | S/ 18,328.42 | S/ 488,301.42 |
| 3.75% | S/ 4,345.24 | S/ 8,730.65 | S/ 13,156.61 | S/ 17,623.48 | S/ 487,596.48 |
| 3.50% | S/ 4,059.25 | S/ 8,153.57 | S/ 12,283.24 | S/ 16,448.59 | S/ 486,421.59 |
| 3.00% | S/ 3,485.73 | S/ 6,997.30 | S/ 10,534.93 | S/ 14,098.79 | S/ 484,071.79 |
| 2.75% | S/ 3,198.18 | S/ 6,418.12 | S/ 9,659.98 | S/ 12,923.89 | S/ 482,896.89 |
| 2.50% | S/ 2,910.11 | S/ 5,838.23 | S/ 8,784.49 | S/ 11,748.99 | S/ 481,721.99 |
| 2.00% | S/ 2,332.38 | S/ 4,676.33 | S/ 7,031.92 | S/ 9,399.19 | S/ 479,372.19 |
| 1.35% | S/ 1,578.15 | S/ 3,161.59 | S/ 4,750.36 | S/ 6,344.46 | S/ 476,317.46 |
| 1.00% | S/ 1,170.52 | S/ 2,343.95 | S/ 3,520.31 | S/ 4,699.60 | S/ 474,672.60 |
| 0.10% | S/ 117.45 | S/ 234.92 | S/ 352.43 | S/ 469.96 | S/ 470,442.96 |
Sobre los datos
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Para S/ 469,973 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 469,973 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.