Cálculo de intereses
Ahorrando S/ 461,528
Veamos que pasaría si Usted ahorrara 461,528 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 461,528.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,272.51 | S/ 10,605.25 | S/ 15,998.92 | S/ 21,454.20 | S/ 482,982.20 |
| 8.50% | S/ 9,509.24 | S/ 19,214.40 | S/ 29,119.53 | S/ 39,228.74 | S/ 500,756.74 |
| 8.00% | S/ 8,965.64 | S/ 18,105.45 | S/ 27,422.81 | S/ 36,921.17 | S/ 498,449.17 |
| 7.10% | S/ 7,982.40 | S/ 16,102.85 | S/ 24,363.76 | S/ 32,767.54 | S/ 494,295.54 |
| 7.00% | S/ 7,872.76 | S/ 15,879.82 | S/ 24,023.47 | S/ 32,306.02 | S/ 493,834.02 |
| 6.50% | S/ 7,323.45 | S/ 14,763.11 | S/ 22,320.82 | S/ 29,998.45 | S/ 491,526.45 |
| 6.10% | S/ 6,882.61 | S/ 13,867.85 | S/ 20,957.26 | S/ 28,152.40 | S/ 489,680.40 |
| 6.20% | S/ 6,992.93 | S/ 14,091.82 | S/ 21,298.27 | S/ 28,613.91 | S/ 490,141.91 |
| 5.90% | S/ 6,661.72 | S/ 13,419.59 | S/ 20,275.00 | S/ 27,229.37 | S/ 488,757.37 |
| 5.75% | S/ 6,495.84 | S/ 13,083.11 | S/ 19,763.09 | S/ 26,537.10 | S/ 488,065.10 |
| 5.70% | S/ 6,440.51 | S/ 12,970.90 | S/ 19,592.42 | S/ 26,306.34 | S/ 487,834.34 |
| 5.65% | S/ 6,385.16 | S/ 12,858.66 | S/ 19,421.72 | S/ 26,075.58 | S/ 487,603.58 |
| 5.60% | S/ 6,329.79 | S/ 12,746.40 | S/ 19,251.01 | S/ 25,844.82 | S/ 487,372.82 |
| 5.50% | S/ 6,219.00 | S/ 12,521.79 | S/ 18,909.51 | S/ 25,383.31 | S/ 486,911.31 |
| 5.30% | S/ 5,997.16 | S/ 12,072.25 | S/ 18,226.28 | S/ 24,460.28 | S/ 485,988.28 |
| 5.25% | S/ 5,941.65 | S/ 11,959.80 | S/ 18,055.43 | S/ 24,229.52 | S/ 485,757.52 |
| 5.05% | S/ 5,719.43 | S/ 11,509.73 | S/ 17,371.79 | S/ 23,306.50 | S/ 484,834.50 |
| 5.00% | S/ 5,663.82 | S/ 11,397.15 | S/ 17,200.83 | S/ 23,075.74 | S/ 484,603.74 |
| 4.95% | S/ 5,608.19 | S/ 11,284.53 | S/ 17,029.85 | S/ 22,844.98 | S/ 484,372.98 |
| 4.75% | S/ 5,385.49 | S/ 10,833.82 | S/ 16,345.73 | S/ 21,921.95 | S/ 483,449.95 |
| 4.55% | S/ 5,162.47 | S/ 10,382.68 | S/ 15,661.28 | S/ 20,998.92 | S/ 482,526.92 |
| 4.50% | S/ 5,106.66 | S/ 10,269.82 | S/ 15,490.11 | S/ 20,768.17 | S/ 482,296.17 |
| 4.40% | S/ 4,994.99 | S/ 10,044.03 | S/ 15,147.72 | S/ 20,306.65 | S/ 481,834.65 |
| 4.30% | S/ 4,883.23 | S/ 9,818.14 | S/ 14,805.25 | S/ 19,845.14 | S/ 481,373.14 |
| 4.25% | S/ 4,827.33 | S/ 9,705.15 | S/ 14,633.99 | S/ 19,614.38 | S/ 481,142.38 |
| 4.20% | S/ 4,771.40 | S/ 9,592.13 | S/ 14,462.70 | S/ 19,383.62 | S/ 480,911.62 |
| 4.15% | S/ 4,715.46 | S/ 9,479.09 | S/ 14,291.39 | S/ 19,152.86 | S/ 480,680.86 |
| 4.00% | S/ 4,547.50 | S/ 9,139.80 | S/ 13,777.35 | S/ 18,460.59 | S/ 479,988.59 |
| 3.90% | S/ 4,435.42 | S/ 8,913.47 | S/ 13,434.55 | S/ 17,999.08 | S/ 479,527.08 |
| 3.75% | S/ 4,267.16 | S/ 8,573.77 | S/ 12,920.19 | S/ 17,306.81 | S/ 478,834.81 |
| 3.50% | S/ 3,986.31 | S/ 8,007.05 | S/ 12,062.52 | S/ 16,153.02 | S/ 477,681.02 |
| 3.00% | S/ 3,423.09 | S/ 6,871.57 | S/ 10,345.62 | S/ 13,845.45 | S/ 475,373.45 |
| 2.75% | S/ 3,140.71 | S/ 6,302.79 | S/ 9,486.39 | S/ 12,691.66 | S/ 474,219.66 |
| 2.50% | S/ 2,857.81 | S/ 5,733.33 | S/ 8,626.64 | S/ 11,537.87 | S/ 473,065.87 |
| 2.00% | S/ 2,290.47 | S/ 4,592.30 | S/ 6,905.56 | S/ 9,230.30 | S/ 470,758.30 |
| 1.35% | S/ 1,549.79 | S/ 3,104.78 | S/ 4,665.00 | S/ 6,230.45 | S/ 467,758.45 |
| 1.00% | S/ 1,149.49 | S/ 2,301.83 | S/ 3,457.05 | S/ 4,615.15 | S/ 466,143.15 |
| 0.10% | S/ 115.34 | S/ 230.70 | S/ 346.09 | S/ 461.52 | S/ 461,989.52 |
Sobre los datos
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Para S/ 461,528 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 461,528 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.