Cálculo de intereses
Ahorrando S/ 459,458
Veamos que pasaría si Usted ahorrara 459,458 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 459,458.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,248.86 | S/ 10,557.69 | S/ 15,927.16 | S/ 21,357.98 | S/ 480,815.98 |
| 8.50% | S/ 9,466.59 | S/ 19,128.22 | S/ 28,988.92 | S/ 39,052.79 | S/ 498,510.79 |
| 8.00% | S/ 8,925.43 | S/ 18,024.25 | S/ 27,299.81 | S/ 36,755.57 | S/ 496,213.57 |
| 7.10% | S/ 7,946.59 | S/ 16,030.63 | S/ 24,254.48 | S/ 32,620.57 | S/ 492,078.57 |
| 7.00% | S/ 7,837.45 | S/ 15,808.60 | S/ 23,915.72 | S/ 32,161.13 | S/ 491,619.13 |
| 6.50% | S/ 7,290.60 | S/ 14,696.90 | S/ 22,220.71 | S/ 29,863.91 | S/ 489,321.91 |
| 6.10% | S/ 6,851.74 | S/ 13,805.65 | S/ 20,863.27 | S/ 28,026.13 | S/ 487,484.13 |
| 6.20% | S/ 6,961.57 | S/ 14,028.62 | S/ 21,202.75 | S/ 28,485.57 | S/ 487,943.57 |
| 5.90% | S/ 6,631.84 | S/ 13,359.40 | S/ 20,184.07 | S/ 27,107.24 | S/ 486,565.24 |
| 5.75% | S/ 6,466.71 | S/ 13,024.43 | S/ 19,674.46 | S/ 26,418.07 | S/ 485,876.07 |
| 5.70% | S/ 6,411.63 | S/ 12,912.72 | S/ 19,504.54 | S/ 26,188.35 | S/ 485,646.35 |
| 5.65% | S/ 6,356.52 | S/ 12,800.99 | S/ 19,334.61 | S/ 25,958.63 | S/ 485,416.63 |
| 5.60% | S/ 6,301.40 | S/ 12,689.23 | S/ 19,164.66 | S/ 25,728.91 | S/ 485,186.91 |
| 5.50% | S/ 6,191.10 | S/ 12,465.63 | S/ 18,824.70 | S/ 25,269.46 | S/ 484,727.46 |
| 5.30% | S/ 5,970.26 | S/ 12,018.11 | S/ 18,144.54 | S/ 24,350.57 | S/ 483,808.57 |
| 5.25% | S/ 5,915.01 | S/ 11,906.16 | S/ 17,974.45 | S/ 24,120.85 | S/ 483,578.85 |
| 5.05% | S/ 5,693.77 | S/ 11,458.11 | S/ 17,293.88 | S/ 23,201.96 | S/ 482,659.96 |
| 5.00% | S/ 5,638.42 | S/ 11,346.03 | S/ 17,123.68 | S/ 22,972.24 | S/ 482,430.24 |
| 4.95% | S/ 5,583.04 | S/ 11,233.92 | S/ 16,953.47 | S/ 22,742.52 | S/ 482,200.52 |
| 4.75% | S/ 5,361.33 | S/ 10,785.23 | S/ 16,272.42 | S/ 21,823.63 | S/ 481,281.63 |
| 4.55% | S/ 5,139.31 | S/ 10,336.11 | S/ 15,591.03 | S/ 20,904.74 | S/ 480,362.74 |
| 4.50% | S/ 5,083.76 | S/ 10,223.76 | S/ 15,420.64 | S/ 20,675.02 | S/ 480,133.02 |
| 4.40% | S/ 4,972.58 | S/ 9,998.99 | S/ 15,079.79 | S/ 20,215.57 | S/ 479,673.57 |
| 4.30% | S/ 4,861.33 | S/ 9,774.10 | S/ 14,738.85 | S/ 19,756.13 | S/ 479,214.13 |
| 4.25% | S/ 4,805.68 | S/ 9,661.62 | S/ 14,568.35 | S/ 19,526.41 | S/ 478,984.41 |
| 4.20% | S/ 4,750.00 | S/ 9,549.11 | S/ 14,397.83 | S/ 19,296.68 | S/ 478,754.68 |
| 4.15% | S/ 4,694.31 | S/ 9,436.57 | S/ 14,227.29 | S/ 19,066.96 | S/ 478,524.96 |
| 4.00% | S/ 4,527.10 | S/ 9,098.80 | S/ 13,715.56 | S/ 18,377.80 | S/ 477,835.80 |
| 3.90% | S/ 4,415.53 | S/ 8,873.49 | S/ 13,374.29 | S/ 17,918.35 | S/ 477,376.35 |
| 3.75% | S/ 4,248.02 | S/ 8,535.31 | S/ 12,862.24 | S/ 17,229.18 | S/ 476,687.18 |
| 3.50% | S/ 3,968.43 | S/ 7,971.14 | S/ 12,008.42 | S/ 16,080.57 | S/ 475,538.57 |
| 3.00% | S/ 3,407.74 | S/ 6,840.75 | S/ 10,299.22 | S/ 13,783.35 | S/ 473,241.35 |
| 2.75% | S/ 3,126.62 | S/ 6,274.52 | S/ 9,443.85 | S/ 12,634.74 | S/ 472,092.74 |
| 2.50% | S/ 2,845.00 | S/ 5,707.61 | S/ 8,587.95 | S/ 11,486.12 | S/ 470,944.12 |
| 2.00% | S/ 2,280.19 | S/ 4,571.71 | S/ 6,874.59 | S/ 9,188.90 | S/ 468,646.90 |
| 1.35% | S/ 1,542.84 | S/ 3,090.86 | S/ 4,644.08 | S/ 6,202.51 | S/ 465,660.51 |
| 1.00% | S/ 1,144.33 | S/ 2,291.51 | S/ 3,441.55 | S/ 4,594.45 | S/ 464,052.45 |
| 0.10% | S/ 114.82 | S/ 229.67 | S/ 344.54 | S/ 459.45 | S/ 459,917.45 |
Sobre los datos
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Para S/ 459,458 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 459,458 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.