Cálculo de intereses
Ahorrando S/ 459,293
Veamos que pasaría si Usted ahorrara 459,293 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 459,293.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,246.98 | S/ 10,553.90 | S/ 15,921.44 | S/ 21,350.31 | S/ 480,643.31 |
| 8.50% | S/ 9,463.19 | S/ 19,121.35 | S/ 28,978.51 | S/ 39,038.77 | S/ 498,331.77 |
| 8.00% | S/ 8,922.22 | S/ 18,017.77 | S/ 27,290.01 | S/ 36,742.37 | S/ 496,035.37 |
| 7.10% | S/ 7,943.74 | S/ 16,024.87 | S/ 24,245.77 | S/ 32,608.86 | S/ 491,901.86 |
| 7.00% | S/ 7,834.64 | S/ 15,802.92 | S/ 23,907.13 | S/ 32,149.58 | S/ 491,442.58 |
| 6.50% | S/ 7,287.99 | S/ 14,691.62 | S/ 22,212.73 | S/ 29,853.18 | S/ 489,146.18 |
| 6.10% | S/ 6,849.28 | S/ 13,800.69 | S/ 20,855.77 | S/ 28,016.07 | S/ 487,309.07 |
| 6.20% | S/ 6,959.07 | S/ 14,023.58 | S/ 21,195.13 | S/ 28,475.34 | S/ 487,768.34 |
| 5.90% | S/ 6,629.46 | S/ 13,354.60 | S/ 20,176.82 | S/ 27,097.51 | S/ 486,390.51 |
| 5.75% | S/ 6,464.39 | S/ 13,019.76 | S/ 19,667.39 | S/ 26,408.59 | S/ 485,701.59 |
| 5.70% | S/ 6,409.32 | S/ 12,908.09 | S/ 19,497.54 | S/ 26,178.95 | S/ 485,471.95 |
| 5.65% | S/ 6,354.24 | S/ 12,796.39 | S/ 19,327.67 | S/ 25,949.31 | S/ 485,242.31 |
| 5.60% | S/ 6,299.14 | S/ 12,684.67 | S/ 19,157.78 | S/ 25,719.67 | S/ 485,012.67 |
| 5.50% | S/ 6,188.88 | S/ 12,461.15 | S/ 18,817.94 | S/ 25,260.39 | S/ 484,553.39 |
| 5.30% | S/ 5,968.12 | S/ 12,013.79 | S/ 18,138.02 | S/ 24,341.83 | S/ 483,634.83 |
| 5.25% | S/ 5,912.88 | S/ 11,901.89 | S/ 17,967.99 | S/ 24,112.19 | S/ 483,405.19 |
| 5.05% | S/ 5,691.73 | S/ 11,453.99 | S/ 17,287.67 | S/ 23,193.63 | S/ 482,486.63 |
| 5.00% | S/ 5,636.39 | S/ 11,341.95 | S/ 17,117.53 | S/ 22,963.99 | S/ 482,256.99 |
| 4.95% | S/ 5,581.04 | S/ 11,229.89 | S/ 16,947.38 | S/ 22,734.35 | S/ 482,027.35 |
| 4.75% | S/ 5,359.41 | S/ 10,781.36 | S/ 16,266.57 | S/ 21,815.79 | S/ 481,108.79 |
| 4.55% | S/ 5,137.47 | S/ 10,332.40 | S/ 15,585.44 | S/ 20,897.23 | S/ 480,190.23 |
| 4.50% | S/ 5,081.93 | S/ 10,220.09 | S/ 15,415.10 | S/ 20,667.59 | S/ 479,960.59 |
| 4.40% | S/ 4,970.80 | S/ 9,995.39 | S/ 15,074.37 | S/ 20,208.31 | S/ 479,501.31 |
| 4.30% | S/ 4,859.59 | S/ 9,770.59 | S/ 14,733.56 | S/ 19,749.03 | S/ 479,042.03 |
| 4.25% | S/ 4,803.95 | S/ 9,658.15 | S/ 14,563.12 | S/ 19,519.39 | S/ 478,812.39 |
| 4.20% | S/ 4,748.30 | S/ 9,545.68 | S/ 14,392.66 | S/ 19,289.75 | S/ 478,582.75 |
| 4.15% | S/ 4,692.62 | S/ 9,433.19 | S/ 14,222.19 | S/ 19,060.11 | S/ 478,353.11 |
| 4.00% | S/ 4,525.47 | S/ 9,095.54 | S/ 13,710.63 | S/ 18,371.20 | S/ 477,664.20 |
| 3.90% | S/ 4,413.94 | S/ 8,870.30 | S/ 13,369.49 | S/ 17,911.92 | S/ 477,204.92 |
| 3.75% | S/ 4,246.49 | S/ 8,532.25 | S/ 12,857.63 | S/ 17,223.00 | S/ 476,516.00 |
| 3.50% | S/ 3,967.01 | S/ 7,968.28 | S/ 12,004.11 | S/ 16,074.80 | S/ 475,367.80 |
| 3.00% | S/ 3,406.51 | S/ 6,838.29 | S/ 10,295.52 | S/ 13,778.40 | S/ 473,071.40 |
| 2.75% | S/ 3,125.50 | S/ 6,272.27 | S/ 9,440.46 | S/ 12,630.20 | S/ 471,923.20 |
| 2.50% | S/ 2,843.98 | S/ 5,705.56 | S/ 8,584.87 | S/ 11,482.00 | S/ 470,775.00 |
| 2.00% | S/ 2,279.38 | S/ 4,570.06 | S/ 6,872.12 | S/ 9,185.60 | S/ 468,478.60 |
| 1.35% | S/ 1,542.28 | S/ 3,089.75 | S/ 4,642.41 | S/ 6,200.28 | S/ 465,493.28 |
| 1.00% | S/ 1,143.92 | S/ 2,290.69 | S/ 3,440.31 | S/ 4,592.80 | S/ 463,885.80 |
| 0.10% | S/ 114.78 | S/ 229.58 | S/ 344.42 | S/ 459.28 | S/ 459,752.28 |
Sobre los datos
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Para S/ 459,293 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 459,293 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.