Cálculo de intereses
Ahorrando S/ 459,070
Veamos que pasaría si Usted ahorrara 459,070 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 459,070.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,244.43 | S/ 10,548.77 | S/ 15,913.71 | S/ 21,339.94 | S/ 480,409.94 |
| 8.50% | S/ 9,458.59 | S/ 19,112.07 | S/ 28,964.44 | S/ 39,019.81 | S/ 498,089.81 |
| 8.00% | S/ 8,917.89 | S/ 18,009.02 | S/ 27,276.76 | S/ 36,724.53 | S/ 495,794.53 |
| 7.10% | S/ 7,939.88 | S/ 16,017.09 | S/ 24,234.00 | S/ 32,593.03 | S/ 491,663.03 |
| 7.00% | S/ 7,830.84 | S/ 15,795.25 | S/ 23,895.52 | S/ 32,133.97 | S/ 491,203.97 |
| 6.50% | S/ 7,284.45 | S/ 14,684.48 | S/ 22,201.94 | S/ 29,838.69 | S/ 488,908.69 |
| 6.10% | S/ 6,845.95 | S/ 13,793.99 | S/ 20,845.65 | S/ 28,002.46 | S/ 487,072.46 |
| 6.20% | S/ 6,955.69 | S/ 14,016.77 | S/ 21,184.84 | S/ 28,461.52 | S/ 487,531.52 |
| 5.90% | S/ 6,626.24 | S/ 13,348.12 | S/ 20,167.02 | S/ 27,084.35 | S/ 486,154.35 |
| 5.75% | S/ 6,461.25 | S/ 13,013.43 | S/ 19,657.84 | S/ 26,395.77 | S/ 485,465.77 |
| 5.70% | S/ 6,406.21 | S/ 12,901.82 | S/ 19,488.07 | S/ 26,166.24 | S/ 485,236.24 |
| 5.65% | S/ 6,351.16 | S/ 12,790.18 | S/ 19,318.29 | S/ 25,936.71 | S/ 485,006.71 |
| 5.60% | S/ 6,296.08 | S/ 12,678.51 | S/ 19,148.48 | S/ 25,707.18 | S/ 484,777.18 |
| 5.50% | S/ 6,185.87 | S/ 12,455.10 | S/ 18,808.81 | S/ 25,248.12 | S/ 484,318.12 |
| 5.30% | S/ 5,965.22 | S/ 12,007.96 | S/ 18,129.21 | S/ 24,330.01 | S/ 483,400.01 |
| 5.25% | S/ 5,910.01 | S/ 11,896.11 | S/ 17,959.27 | S/ 24,100.48 | S/ 483,170.48 |
| 5.05% | S/ 5,688.97 | S/ 11,448.43 | S/ 17,279.27 | S/ 23,182.37 | S/ 482,252.37 |
| 5.00% | S/ 5,633.66 | S/ 11,336.45 | S/ 17,109.22 | S/ 22,952.84 | S/ 482,022.84 |
| 4.95% | S/ 5,578.33 | S/ 11,224.44 | S/ 16,939.15 | S/ 22,723.31 | S/ 481,793.31 |
| 4.75% | S/ 5,356.81 | S/ 10,776.12 | S/ 16,258.67 | S/ 21,805.20 | S/ 480,875.20 |
| 4.55% | S/ 5,134.97 | S/ 10,327.38 | S/ 15,577.87 | S/ 20,887.09 | S/ 479,957.09 |
| 4.50% | S/ 5,079.46 | S/ 10,215.13 | S/ 15,407.62 | S/ 20,657.56 | S/ 479,727.56 |
| 4.40% | S/ 4,968.38 | S/ 9,990.54 | S/ 15,067.05 | S/ 20,198.50 | S/ 479,268.50 |
| 4.30% | S/ 4,857.23 | S/ 9,765.85 | S/ 14,726.40 | S/ 19,739.45 | S/ 478,809.45 |
| 4.25% | S/ 4,801.62 | S/ 9,653.46 | S/ 14,556.05 | S/ 19,509.92 | S/ 478,579.92 |
| 4.20% | S/ 4,745.99 | S/ 9,541.05 | S/ 14,385.68 | S/ 19,280.39 | S/ 478,350.39 |
| 4.15% | S/ 4,690.34 | S/ 9,428.61 | S/ 14,215.28 | S/ 19,050.86 | S/ 478,120.86 |
| 4.00% | S/ 4,523.28 | S/ 9,091.12 | S/ 13,703.97 | S/ 18,362.28 | S/ 477,432.28 |
| 3.90% | S/ 4,411.80 | S/ 8,866.00 | S/ 13,363.00 | S/ 17,903.22 | S/ 476,973.22 |
| 3.75% | S/ 4,244.43 | S/ 8,528.10 | S/ 12,851.38 | S/ 17,214.63 | S/ 476,284.63 |
| 3.50% | S/ 3,965.08 | S/ 7,964.41 | S/ 11,998.28 | S/ 16,066.99 | S/ 475,136.99 |
| 3.00% | S/ 3,404.86 | S/ 6,834.97 | S/ 10,290.53 | S/ 13,771.71 | S/ 472,841.71 |
| 2.75% | S/ 3,123.98 | S/ 6,269.23 | S/ 9,435.87 | S/ 12,624.07 | S/ 471,694.07 |
| 2.50% | S/ 2,842.59 | S/ 5,702.79 | S/ 8,580.70 | S/ 11,476.42 | S/ 470,546.42 |
| 2.00% | S/ 2,278.27 | S/ 4,567.84 | S/ 6,868.78 | S/ 9,181.14 | S/ 468,251.14 |
| 1.35% | S/ 1,541.54 | S/ 3,088.25 | S/ 4,640.15 | S/ 6,197.27 | S/ 465,267.27 |
| 1.00% | S/ 1,143.36 | S/ 2,289.58 | S/ 3,438.64 | S/ 4,590.57 | S/ 463,660.57 |
| 0.10% | S/ 114.72 | S/ 229.47 | S/ 344.25 | S/ 459.06 | S/ 459,529.06 |
Sobre los datos
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Para S/ 459,070 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 459,070 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.